---
title: Ascertain the purpose of an insurance policy in respect of a househo… — Paying for a home and the bills · tree and pragmatics
description: Ascertain the purpose of an insurance policy in respect of a household. Exam question 4 of lesson 6 «Paying for a home and the bills» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was wrong.
---

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# Exam question 4 · Paying for a home and the bills

<!-- .ven lang=en -->
Ascertain the purpose of an insurance policy in respect of a household.

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 3 · wrong ✗ · **Who acts:** you, insurance policy · **What happens:** ascertain, purpose, respect · **To what, where:** purpose, household

<!-- .vabout -->
This is exam question 4 of lesson 6 «Paying for a home and the bills» of the adult life course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/6-paying-for-a-home-and-the-bills/#e4).

## The question {#question}

```conllu
# sent_id = question:adult-life:6-paying-for-a-home-and-the-bills:e4:1
# text = Ascertain the purpose of an insurance policy in respect of a household.
1	Ascertain	ascertain	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
2	the	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
3	purpose	purpose	NOUN	NN	Number=Sing	1	obj	_	_
4	of	of	ADP	IN	_	7	case	_	_
5	an	a	DET	DT	Definite=Ind|PronType=Art	7	det	_	_
6	insurance	insurance	NOUN	NN	Number=Sing	7	compound	_	_
7	policy	policy	NOUN	NN	Number=Sing	3	nmod	_	_
8	in	in	ADP	IN	_	9	case	_	_
9	respect	respect	NOUN	NN	Number=Sing	7	nmod	_	_
10	of	of	ADP	IN	_	12	case	_	_
11	a	a	DET	DT	Definite=Ind|PronType=Art	12	det	_	_
12	household	household	NOUN	NN	Number=Sing	9	nmod	_	SpaceAfter=No
13	.	.	PUNCT	.	_	1	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **ascertain** | imperative | you *not said here* | the purpose of a insurance policy in respect of a household |  |  |  |  | vn discover-84 «NP V NP»: agent=Agent purpose=Topic |
| 2 | **purpose** |  | a insurance policy in respect of a household |  |  |  |  |  | nom purpose «cognition intransitive»: of=agent |
| 3 | **respect** |  |  | a household |  |  |  |  | nom respect «cognition transitive»: of=patient |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
To reduce the quantity of energy consumed

```conllu
# sent_id = question:adult-life:6-paying-for-a-home-and-the-bills:e4:o1:1
# text = To reduce the quantity of energy consumed
1	To	to	PART	TO	_	2	mark	_	_
2	reduce	reduce	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
4	quantity	quantity	NOUN	NN	Number=Sing	2	obj	_	_
5	of	of	ADP	IN	_	6	case	_	_
6	energy	energy	NOUN	NN	Number=Sing	4	nmod	_	_
7	consumed	consume	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	xcomp	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **reduce** | to-infinitive |  | the quantity of energy |  |  |  |  | vn limit-76 «NP V NP S\_INF»: agent=Causer quantity=Patient clause=Goal |
| 2 | **consume** | participle |  |  |  |  |  |  | vn consume-66 «NP V NP»: agent=Agent |

### Option 2 {#o2}

<!-- .ven lang=en -->
To accumulate savings towards a future house deposit for the household

```conllu
# sent_id = question:adult-life:6-paying-for-a-home-and-the-bills:e4:o2:1
# text = To accumulate savings towards a future house deposit for the household
1	To	to	PART	TO	_	2	mark	_	_
2	accumulate	accumulate	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	savings	savings	NOUN	NNS	Number=Ptan	2	obj	_	_
4	towards	towards	ADP	IN	_	8	case	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
6	future	future	ADJ	JJ	Degree=Pos	8	amod	_	_
7	house	house	NOUN	NN	Number=Sing	8	compound	_	_
8	deposit	deposit	NOUN	NN	Number=Sing	2	obl	_	_
9	for	for	ADP	IN	_	11	case	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
11	household	household	NOUN	NN	Number=Sing	8	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **accumulate** | to-infinitive |  | savings |  |  |  | towards a future house deposit for the household | vn herd-47.5.2 «NP V NP.theme»: agent=Agent savings=Theme |

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
To share risk, so that losses from misfortune are largely covered

```conllu
# sent_id = question:adult-life:6-paying-for-a-home-and-the-bills:e4:o3:1
# text = To share risk, so that losses from misfortune are largely covered
1	To	to	PART	TO	_	2	mark	_	_
2	share	share	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	risk	risk	NOUN	NN	Number=Sing	2	obj	_	SpaceAfter=No
4	,	,	PUNCT	,	_	12	punct	_	_
5	so	so	SCONJ	IN	ExtPos=SCONJ	12	mark	_	_
6	that	that	SCONJ	IN	_	5	fixed	_	_
7	losses	loss	NOUN	NNS	Number=Plur	12	nsubj:pass	_	_
8	from	from	ADP	IN	_	9	case	_	_
9	misfortune	misfortune	NOUN	NN	Number=Sing	7	nmod	_	_
10	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	12	aux:pass	_	_
11	largely	largely	ADV	RB	_	12	advmod	_	_
12	covered	cover	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	advcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **share** | to-infinitive |  | risk |  |  |  |  | tree rules |
| 2 | **cover** | present · passive |  | losses from misfortune |  |  |  | largely *property* | vn fill-9.8-1 «NP V NP»: subject=Destination |

### Option 4 {#o4}

<!-- .ven lang=en -->
To discharge the monthly rent owed to a landlord

```conllu
# sent_id = question:adult-life:6-paying-for-a-home-and-the-bills:e4:o4:1
# text = To discharge the monthly rent owed to a landlord
1	To	to	PART	TO	_	2	mark	_	_
2	discharge	discharge	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	monthly	monthly	ADJ	JJ	Degree=Pos	5	amod	_	_
5	rent	rent	NOUN	NN	Number=Sing	2	obj	_	_
6	owed	owe	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	5	acl	_	_
7	to	to	ADP	IN	_	9	case	_	_
8	a	a	DET	DT	Definite=Ind|PronType=Art	9	det	_	_
9	landlord	landlord	NOUN	NN	Number=Sing	6	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **discharge** | to-infinitive |  | the monthly rent |  |  |  |  | vn banish-10.2 «NP V NP»: agent=Agent rent=Theme |
| 2 | **owe** | participle |  | the monthly rent *not said here* |  |  |  | to a landlord *goal* | vn future\_having-13.3 «NP V NP PP.goal»: agent=Agent to landlord=Goal |

<!-- div src -->

**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- ← previous: [Paying for a home and the bills, exam 3](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/6-paying-for-a-home-and-the-bills/e3/)
- next →: [Cards, banks and apps, test 1](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/t1/)
- ↑ back to [Paying for a home and the bills](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/6-paying-for-a-home-and-the-bills/)

