---
title: Which of the following most accurately characterises the distinction… — Cards, banks and apps · tree and pragmatics
description: Which of the following most accurately characterises the distinction between a debit card and a credit card? Exam question 1 of lesson 7 «Cards, banks and apps» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choic
---

<!-- md -->
[Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/e1/)

<!-- crumbs -->
[home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [questions](https://md.mova.elamur.ai/free/en/corpora/questions/) / [Adult life](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/) / [Cards, banks and apps](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/) / e1

# Exam question 1 · Cards, banks and apps

<!-- .ven lang=en -->
Which of the following most accurately characterises the distinction between a debit card and a credit card?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 1 · right ✓ · **What happens:** follow, characteris · **To what, where:** distinction

<!-- .vabout -->
This is exam question 1 of lesson 7 «Cards, banks and apps» of the adult life course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/7-cards-banks-and-apps/#e1).

## The question {#question}

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:e1:1
# text = Which of the following most accurately characterises the distinction between a debit card and a credit card?
1	Which	which	PRON	WDT	PronType=Rel	7	nsubj	_	_
2	of	of	SCONJ	IN	_	7	mark	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
4	following	follow	VERB	VBG	VerbForm=Ger	7	csubj	_	_
5	most	most	ADV	RBS	Degree=Sup	6	advmod	_	_
6	accurately	accurately	ADV	RB	_	7	advmod	_	_
7	characterises	characteris	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	distinction	distinction	NOUN	NN	Number=Sing	7	obj	_	_
10	between	between	ADP	IN	_	13	case	_	_
11	a	a	DET	DT	Definite=Ind|PronType=Art	13	det	_	_
12	debit	debit	NOUN	NN	Number=Sing	13	compound	_	_
13	card	card	NOUN	NN	Number=Sing	9	nmod	_	_
14	and	and	CCONJ	CC	_	17	cc	_	_
15	a	a	DET	DT	Definite=Ind|PronType=Art	17	det	_	_
16	credit	credit	NOUN	NN	Number=Sing	17	compound	_	_
17	card	card	NOUN	NN	Number=Sing	13	conj	_	SpaceAfter=No
18	?	?	PUNCT	.	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **follow** | gerund |  |  |  |  |  |  | vn occur-48.3-1 «NP V»: agent=Theme |
| 2 | **characteris** | present |  | the distinction |  |  |  | between a debit card and a credit card; accurately *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 · ← Mova's choice · ✓ the right answer {#o1}

<!-- .ven lang=en -->
The former draws upon existing funds; the latter constitutes borrowing

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:e1:o1:1
# text = The former draws upon existing funds; the latter constitutes borrowing
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	former	former	ADJ	JJ	Degree=Pos	3	nsubj	_	_
3	draws	draw	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	upon	upon	ADP	IN	_	6	case	_	_
5	existing	exist	VERB	VBG	VerbForm=Ger	6	amod	_	_
6	funds	fund	NOUN	NNS	Number=Plur	3	obl	_	SpaceAfter=No
7	;	;	PUNCT	,	_	3	punct	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	10	det	_	_
9	latter	latter	ADJ	JJ	Degree=Pos	10	amod	_	_
10	constitutes	constitute	NOUN	NNS	Number=Plur	3	parataxis	_	_
11	borrowing	borrow	VERB	VBG	VerbForm=Ger	10	acl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **draw** | present | the former |  |  |  |  | upon existing funds | vn scribble-25.2-1 «NP V»: agent=Agent |
| 2 | **exist** | gerund |  |  |  |  |  |  | vn exist-47.1 «NP V»: agent=Theme |
| 3 | **borrow** | gerund | the latter constitutes *not said here* |  |  |  |  |  | vn obtain-13.5.2 «NP V NP»: agent=Agent |

### Option 2 {#o2}

<!-- .ven lang=en -->
The former constitutes borrowing; the latter draws upon existing funds

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:e1:o2:1
# text = The former constitutes borrowing; the latter draws upon existing funds
1	The	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
2	former	former	ADJ	JJ	Degree=Pos	3	amod	_	_
3	constitutes	constitute	NOUN	NNS	Number=Plur	8	nsubj	_	_
4	borrowing	borrow	VERB	VBG	VerbForm=Ger	3	acl	_	SpaceAfter=No
5	;	;	PUNCT	,	_	8	punct	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
7	latter	latter	ADJ	JJ	Degree=Pos	8	nsubj	_	_
8	draws	draw	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
9	upon	upon	ADP	IN	_	11	case	_	_
10	existing	exist	VERB	VBG	VerbForm=Ger	11	amod	_	_
11	funds	fund	NOUN	NNS	Number=Plur	8	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **borrow** | gerund | the former constitutes *not said here* |  |  |  |  |  | vn obtain-13.5.2 «NP V NP»: agent=Agent |
| 2 | **draw** | present | the former constitutes |  |  |  |  | upon existing funds | vn scribble-25.2-1 «NP V»: agent=Agent |
| 3 | **exist** | gerund |  |  |  |  |  |  | vn exist-47.1 «NP V»: agent=Theme |

### Option 3 {#o3}

<!-- .ven lang=en -->
The former is valid solely for purchases made online

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:e1:o3:1
# text = The former is valid solely for purchases made online
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	former	former	ADJ	JJ	Degree=Pos	4	nsubj	_	_
3	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	cop	_	_
4	valid	valid	ADJ	JJ	Degree=Pos	0	root	_	_
5	solely	solely	ADV	RB	_	4	advmod	_	_
6	for	for	ADP	IN	_	7	case	_	_
7	purchases	purchase	NOUN	NNS	Number=Plur	4	obl	_	_
8	made	make	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	7	acl	_	_
9	online	online	ADV	RB	_	8	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present | the former |  |  |  |  | for purchases; solely, valid *property* | tree rules |
| 2 | **make** | participle |  | purchases *not said here* |  |  |  | online *property* | vn build-26.1-1 «NP.asset V NP»: agent=Asset |

### Option 4 {#o4}

<!-- .ven lang=en -->
The two instruments are functionally identical in every respect

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:e1:o4:1
# text = The two instruments are functionally identical in every respect
1	The	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
2	two	two	NUM	CD	NumForm=Word|NumType=Card	3	nummod	_	_
3	instruments	instrument	NOUN	NNS	Number=Plur	6	nsubj	_	_
4	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	6	cop	_	_
5	functionally	functionally	ADV	RB	_	6	advmod	_	_
6	identical	identical	ADJ	JJ	Degree=Pos	0	root	_	_
7	in	in	ADP	IN	_	9	case	_	_
8	every	every	DET	DT	PronType=Tot	9	det	_	_
9	respect	respect	NOUN	NN	Number=Sing	6	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present | the two instruments |  |  | every respect |  | functionally, identical *property* | tree rules |

<!-- div src -->

**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

<!-- pn -->
- ← previous: [Cards, banks and apps, test 11](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/t11/)
- next →: [Cards, banks and apps, exam 2](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/e2/)
- ↑ back to [Cards, banks and apps](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/)