---
title: Auntie laughs: "Credit card's great, it's free money!" Which is true? — Cards, banks and apps · tree and pragmatics
description: Auntie laughs: "Credit card's great, it's free money!" Which is true? Test 3 of lesson 7 «Cards, banks and apps» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was wrong.
---

<!-- md -->
[Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/t3/)

<!-- crumbs -->
[home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [questions](https://md.mova.elamur.ai/free/en/corpora/questions/) / [Adult life](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/) / [Cards, banks and apps](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/) / t3

# Test 3 · Cards, banks and apps

<!-- .ven lang=en -->
Auntie laughs: "Credit card's great, it's free money!" Which is true?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 4 · wrong ✗ · **Who acts:** Auntie, card · **What happens:** laugh, be · **To what, where:** free money

<!-- .vabout -->
This is test 3 of lesson 7 «Cards, banks and apps» of the adult life course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/7-cards-banks-and-apps/#t3).

## The question {#question}

<!-- .note -->
*Sentence 1:* Auntie laughs: "Credit card's great, it's free money!"

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t3:1
# text = Auntie laughs: "Credit card's great, it's free money!"
1	Auntie	auntie	NOUN	NN	Number=Sing	2	nsubj	_	_
2	laughs	laugh	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
3	:	:	PUNCT	:	_	8	punct	_	_
4	"	"	PUNCT	``	_	8	punct	_	SpaceAfter=No
5	Credit	credit	NOUN	NN	Number=Sing	6	compound	_	_
6	card	card	NOUN	NN	Number=Sing	8	nsubj	_	SpaceAfter=No
7	's	's	PART	POS	_	6	case	_	_
8	great	great	ADJ	JJ	Degree=Pos	2	ccomp	_	SpaceAfter=No
9	,	,	PUNCT	,	_	13	punct	_	_
10	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	13	nsubj	_	SpaceAfter=No
11	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	13	cop	_	_
12	free	free	ADJ	JJ	Degree=Pos	13	amod	_	_
13	money	money	NOUN	NN	Number=Sing	8	conj	_	SpaceAfter=No
14	!	!	PUNCT	.	_	8	punct	_	SpaceAfter=No
15	"	"	PUNCT	''	_	2	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **laugh** | present | Auntie |  |  |  |  |  | vn nonverbal\_expression-40.2 «NP V»: agent=Agent |
| 2 | **is a** *in a quote* | present | card | free money |  |  |  |  | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* Which is true?

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t3:2
# text = Which is true?
1	Which	which	PRON	WDT	PronType=Rel	3	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	true	true	ADJ	JJ	Degree=Pos	0	root	_	SpaceAfter=No
4	?	?	PUNCT	.	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present |  |  |  |  |  | true *property* | tree rules |

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
It is free money that never needs paying

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t3:o1:1
# text = It is free money that never needs paying
1	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	4	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	cop	_	_
3	free	free	ADJ	JJ	Degree=Pos	4	amod	_	_
4	money	money	NOUN	NN	Number=Sing	0	root	_	_
5	that	that	PRON	WDT	PronType=Rel	7	nsubj	_	_
6	never	never	ADV	RB	PronType=Neg	7	advmod	_	_
7	needs	need	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	acl:relcl	_	_
8	paying	pay	VERB	VBG	VerbForm=Ger	7	xcomp	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | It | free money |  |  |  |  | tree rules |
| 2 | **not** **need** | present | free money |  |  |  |  |  | vn want-32.1-1-1 «NP V S\_ING»: agent=Pivot clause=Theme |
| 3 | **pay** *not said to happen* | gerund | free money *not said here* |  |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent |

### Option 2 {#o2}

<!-- .ven lang=en -->
The bank pays the bill if you forget

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t3:o2:1
# text = The bank pays the bill if you forget
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	bank	bank	NOUN	NN	Number=Sing	3	nsubj	_	_
3	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	bill	bill	NOUN	NN	Number=Sing	3	obj	_	_
6	if	if	SCONJ	IN	_	8	mark	_	_
7	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	8	nsubj	_	_
8	forget	forget	VERB	VBP	Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin	3	advcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present | the bank | the bill |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent bill=Asset |
| 2 | **forget** *a condition, not said to happen* | present | you |  |  |  |  |  | tree rules |

### Option 3 {#o3}

<!-- .ven lang=en -->
It only works for buying presents

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t3:o3:1
# text = It only works for buying presents
1	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	3	nsubj	_	_
2	only	only	ADV	RB	_	3	advmod	_	_
3	works	work	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	for	for	SCONJ	IN	_	5	mark	_	_
5	buying	buy	VERB	VBG	Tense=Pres|VerbForm=Part	3	advcl	_	_
6	presents	present	NOUN	NNS	Number=Plur	5	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **work** | present | It |  |  |  |  |  | vn employment-95.3 «NP V»: agent=Agent |
| 2 | **buy** | gerund |  | presents |  |  |  |  | vn accept-77.1 «NP V NP»: agent=Agent present=Theme |

### Option 4 · ✓ the right answer {#o4}

<!-- .ven lang=en -->
It is a loan, with a bill on the way

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t3:o4:1
# text = It is a loan, with a bill on the way
1	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	4	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	cop	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
4	loan	loan	NOUN	NN	Number=Sing	0	root	_	SpaceAfter=No
5	,	,	PUNCT	,	_	8	punct	_	_
6	with	with	ADP	IN	_	8	case	_	_
7	a	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
8	bill	bill	NOUN	NN	Number=Sing	4	nmod	_	_
9	on	on	ADP	IN	_	11	case	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
11	way	way	NOUN	NN	Number=Sing	8	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | It | a loan |  |  |  | with a bill on the way | tree rules |

<!-- div src -->

**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

<!-- pn -->
- ← previous: [Cards, banks and apps, test 2](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/t2/)
- next →: [Cards, banks and apps, test 4](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/t4/)
- ↑ back to [Cards, banks and apps](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/)