---
title: Dad on the phone, stressed: "We're £200 in the red till payday." Wha… — Cards, banks and apps · tree and pragmatics
description: Dad on the phone, stressed: "We're £200 in the red till payday." What is happening? Test 4 of lesson 7 «Cards, banks and apps» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was wrong.
---

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# Test 4 · Cards, banks and apps

<!-- .ven lang=en -->
Dad on the phone, stressed: "We're £200 in the red till payday." What is happening?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 3 · wrong ✗ · **What happens:** stress, happen · **To what, where:** Dad

<!-- .vabout -->
This is test 4 of lesson 7 «Cards, banks and apps» of the adult life course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/7-cards-banks-and-apps/#t4).

## The question {#question}

<!-- .note -->
*Sentence 1:* Dad on the phone, stressed: "We're £200 in the red till payday."

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t4:1
# text = Dad on the phone, stressed: "We're £200 in the red till payday."
1	Dad	dad	NOUN	NN	Number=Sing	6	nsubj:pass	_	_
2	on	on	ADP	IN	_	4	case	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
4	phone	phone	NOUN	NN	Number=Sing	1	nmod	_	SpaceAfter=No
5	,	,	PUNCT	,	_	6	punct	_	_
6	stressed	stress	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	SpaceAfter=No
7	:	:	PUNCT	:	_	11	punct	_	_
8	"	"	PUNCT	``	_	11	punct	_	SpaceAfter=No
9	We	we	PRON	PRP	Case=Nom|Number=Plur|Person=1|PronType=Prs	11	nsubj	_	SpaceAfter=No
10	're	be	AUX	VBP	Mood=Ind|Number=Plur|Person=1|Tense=Pres|VerbForm=Fin	11	cop	_	_
11	£	£	SYM	$	_	6	obl	_	SpaceAfter=No
12	200	200	NUM	CD	NumForm=Digit|NumType=Card	11	nummod	_	_
13	in	in	ADP	IN	_	15	case	_	_
14	the	the	DET	DT	Definite=Def|PronType=Art	15	det	_	_
15	red	red	ADJ	JJ	Degree=Pos	11	nmod	_	_
16	till	till	ADP	IN	_	17	case	_	_
17	payday	payday	NOUN	NN	Number=Sing	11	nmod	_	SpaceAfter=No
18	.	.	PUNCT	.	_	6	punct	_	SpaceAfter=No
19	"	"	PUNCT	''	_	6	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **stress** | participle · passive |  | Dad on the phone |  |  |  |  | vn butter-9.9 «NP V NP.destination»: subject=Destination |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What is happening?

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t4:2
# text = What is happening?
1	What	what	PRON	WP	PronType=Int	3	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	aux	_	_
3	happening	happen	VERB	VBG	Tense=Pres|VerbForm=Part	0	root	_	SpaceAfter=No
4	?	?	PUNCT	.	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **happen** | present · progressive |  |  |  |  |  |  | vn occur-48.3-1 «NP V»: agent=Theme |

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
The bank owes the family £200

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t4:o1:1
# text = The bank owes the family £200
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	bank	bank	NOUN	NN	Number=Sing	3	nsubj	_	_
3	owes	owe	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	family	family	NOUN	NN	Number=Sing	3	obj	_	_
6	£	£	SYM	$	_	3	obj	_	SpaceAfter=No
7	200	200	NUM	CD	NumForm=Digit|NumType=Card	6	nummod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **owe** | present | the bank | the family |  |  |  |  | vn future\_having-13.3 «NP V NP.goal NP»: agent=Agent family=Goal £=Theme |

### Option 2 {#o2}

<!-- .ven lang=en -->
Payday has been cancelled this month

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t4:o2:1
# text = Payday has been cancelled this month
1	Payday	payday	NOUN	NN	Number=Sing	4	nsubj:pass	_	_
2	has	have	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	aux	_	_
3	been	be	AUX	VBN	Tense=Past|VerbForm=Part	4	aux:pass	_	_
4	cancelled	cancel	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
5	this	this	DET	DT	Number=Sing|PronType=Dem	6	det	_	_
6	month	month	NOUN	NN	Number=Sing	4	obl:unmarked	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **cancel** | present · perfect · passive |  | Payday |  |  | month |  | tree rules |

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
The account is below zero, in the overdraft

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t4:o3:1
# text = The account is below zero, in the overdraft
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	account	account	NOUN	NN	Number=Sing	5	nsubj	_	_
3	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	cop	_	_
4	below	below	ADV	RB	_	5	advmod	_	_
5	zero	zero	NUM	CD	NumForm=Word|NumType=Card	0	root	_	SpaceAfter=No
6	,	,	PUNCT	,	_	9	punct	_	_
7	in	in	ADP	IN	_	9	case	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	overdraft	overdraft	NOUN	NN	Number=Sing	5	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | the account | zero and the overdraft |  |  |  | below *property* | tree rules |

### Option 4 {#o4}

<!-- .ven lang=en -->
The family has £200 saved up

```conllu
# sent_id = question:adult-life:7-cards-banks-and-apps:t4:o4:1
# text = The family has £200 saved up
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	family	family	NOUN	NN	Number=Sing	3	nsubj	_	_
3	has	have	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	£	£	SYM	$	_	3	obj	_	SpaceAfter=No
5	200	200	NUM	CD	NumForm=Digit|NumType=Card	4	nummod	_	_
6	saved	save	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	3	xcomp	_	_
7	up	up	ADP	RP	_	6	compound:prt	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **have** | present | the family |  |  |  |  |  | tree rules |
| 2 | **save up** | participle | the family *not said here* |  |  |  |  |  | vn get-13.5.1-1 «NP V NP»: agent=Agent |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

<!-- pn -->
- ← previous: [Cards, banks and apps, test 3](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/t3/)
- next →: [Cards, banks and apps, test 5](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/t5/)
- ↑ back to [Cards, banks and apps](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/7-cards-banks-and-apps/)

