---
title: Identify the principal function of a credit score. — Borrowing and debt · tree and pragmatics
description: Identify the principal function of a credit score. Exam question 2 of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was right.
---

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# Exam question 2 · Borrowing and debt

<!-- .ven lang=en -->
Identify the principal function of a credit score.

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 1 · right ✓ · **Who acts:** you · **What happens:** identify · **To what, where:** principal function

<!-- .vabout -->
This is exam question 2 of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/8-borrowing-and-debt/#e2).

## The question {#question}

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e2:1
# text = Identify the principal function of a credit score.
1	Identify	identify	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
2	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
3	principal	principal	ADJ	JJ	Degree=Pos	4	amod	_	_
4	function	function	NOUN	NN	Number=Sing	1	obj	_	_
5	of	of	ADP	IN	_	8	case	_	_
6	a	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
7	credit	credit	NOUN	NN	Number=Sing	8	compound	_	_
8	score	score	NOUN	NN	Number=Sing	4	nmod	_	SpaceAfter=No
9	.	.	PUNCT	.	_	1	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **identify** | imperative | you *not said here* | the principal function of a credit score |  |  |  |  | vn characterize-29.2-1-1 «NP V NP S\_ING»: agent=Agent function=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 · ← Mova's choice · ✓ the right answer {#o1}

<!-- .ven lang=en -->
To indicate the reliability with which an individual has discharged past debts

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e2:o1:1
# text = To indicate the reliability with which an individual has discharged past debts
1	To	to	PART	TO	_	2	mark	_	_
2	indicate	indicate	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
4	reliability	reliability	NOUN	NN	Number=Sing	2	obj	_	_
5	with	with	ADP	IN	_	6	case	_	_
6	which	which	PRON	WDT	PronType=Rel	10	obl	_	_
7	an	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
8	individual	individual	NOUN	NN	Number=Sing	10	nsubj:pass	_	_
9	has	have	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	10	aux	_	_
10	discharged	discharge	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	4	acl:relcl	_	_
11	past	past	ADP	IN	_	12	case	_	_
12	debts	debt	NOUN	NNS	Number=Plur	10	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **indicate** | to-infinitive |  | the reliability |  |  |  |  | vn indicate-78-1 «NP V NP»: agent=Pivot reliability=Topic |
| 2 | **discharge** | present · perfect · passive |  | a individual |  |  |  | with the reliability; past debts | vn banish-10.2 «NP V NP»: subject=Theme |

### Option 2 {#o2}

<!-- .ven lang=en -->
To record the aggregate savings held by an individual in all accounts across the country

<!-- fold The tree, 15 words -->
```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e2:o2:1
# text = To record the aggregate savings held by an individual in all accounts across the country
1	To	to	PART	TO	_	2	mark	_	_
2	record	record	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	aggregate	aggregate	NOUN	NN	Number=Sing	5	compound	_	_
5	savings	savings	NOUN	NNS	Number=Ptan	2	obj	_	_
6	held	hold	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	5	acl	_	_
7	by	by	ADP	IN	_	9	case	_	_
8	an	a	DET	DT	Definite=Ind|PronType=Art	9	det	_	_
9	individual	individual	NOUN	NN	Number=Sing	6	obl	_	_
10	in	in	ADP	IN	_	12	case	_	_
11	all	all	DET	DT	PronType=Tot	12	det	_	_
12	accounts	account	NOUN	NNS	Number=Plur	2	obl	_	_
13	across	across	ADP	IN	_	15	case	_	_
14	the	the	DET	DT	Definite=Def|PronType=Art	15	det	_	_
15	country	country	NOUN	NN	Number=Sing	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **record** | to-infinitive |  | the aggregate savings |  | all accounts |  | across the country | vn scribble-25.2-1 «NP V NP PP.destination»: agent=Agent savings=Theme in account=Destination |
| 2 | **hold** | participle |  | the aggregate savings *not said here* |  |  |  | by a individual | vn exist-47.1 «NP V PP.location»: agent=Theme by individual=Location |

### Option 3 {#o3}

<!-- .ven lang=en -->
To determine the council tax payable by a household

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e2:o3:1
# text = To determine the council tax payable by a household
1	To	to	PART	TO	_	2	mark	_	_
2	determine	determine	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	6	det	_	_
4	council	council	NOUN	NN	Number=Sing	5	compound	_	_
5	tax	tax	NOUN	NN	Number=Sing	6	compound	_	_
6	payable	payable	NOUN	NN	Number=Sing	2	obj	_	_
7	by	by	ADP	IN	_	9	case	_	_
8	a	a	DET	DT	Definite=Ind|PronType=Art	9	det	_	_
9	household	household	NOUN	NN	Number=Sing	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **determine** | to-infinitive |  | the tax payable |  |  |  | by a household | vn discover-84 «NP V NP»: agent=Agent payable=Topic |

### Option 4 {#o4}

<!-- .ven lang=en -->
To state the salary received by an individual

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e2:o4:1
# text = To state the salary received by an individual
1	To	to	PART	TO	_	2	mark	_	_
2	state	state	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
4	salary	salary	NOUN	NN	Number=Sing	2	obj	_	_
5	received	receive	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	4	acl	_	_
6	by	by	ADP	IN	_	8	case	_	_
7	an	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
8	individual	individual	NOUN	NN	Number=Sing	5	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **state** *speech: other* | to-infinitive |  | the salary |  |  |  |  | vn say-37.7-1-1 «NP V NP.topic»: agent=Agent salary=Topic |
| 2 | **receive** | participle |  | the salary *not said here* |  |  |  | by a individual | vn admit-64.3-1 «NP V NP PP.location»: agent=Agent by individual=Location |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- ← previous: [Borrowing and debt, exam 1](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/e1/)
- next →: [Borrowing and debt, exam 3](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/e3/)
- ↑ back to [Borrowing and debt](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/)