---
title: Ascertain the most prudent course of action for a household in recei… — Borrowing and debt · tree and pragmatics
description: Ascertain the most prudent course of action for a household in receipt of a final demand which it is unable to settle. Exam question 4 of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova'
---

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# Exam question 4 · Borrowing and debt

<!-- .ven lang=en -->
Ascertain the most prudent course of action for a household in receipt of a final demand which it is unable to settle.

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 4 · wrong ✗ · **Who acts:** you, final demand · **What happens:** ascertain, be, settle, receipt · **To what, where:** prudent course, receipt, final demand

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This is exam question 4 of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/8-borrowing-and-debt/#e4).

## The question {#question}

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e4:1
# text = Ascertain the most prudent course of action for a household in receipt of a final demand which it is unable to settle.
1	Ascertain	ascertain	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
2	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
3	most	most	ADV	RBS	Degree=Sup	4	advmod	_	_
4	prudent	prudent	ADJ	JJ	Degree=Pos	5	amod	_	_
5	course	course	NOUN	NN	Number=Sing	1	obj	_	_
6	of	of	ADP	IN	_	7	case	_	_
7	action	action	NOUN	NN	Number=Sing	5	nmod	_	_
8	for	for	ADP	IN	_	10	case	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	household	household	NOUN	NN	Number=Sing	1	obl	_	_
11	in	in	ADP	IN	_	12	case	_	_
12	receipt	receipt	NOUN	NN	Number=Sing	1	obl	_	_
13	of	of	ADP	IN	_	16	case	_	_
14	a	a	DET	DT	Definite=Ind|PronType=Art	16	det	_	_
15	final	final	ADJ	JJ	Degree=Pos	16	amod	_	_
16	demand	demand	NOUN	NN	Number=Sing	12	nmod	_	_
17	which	which	PRON	WDT	PronType=Rel	20	nsubj	_	_
18	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	20	nsubj	_	_
19	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	20	cop	_	_
20	unable	unable	ADJ	JJ	Degree=Pos	16	acl:relcl	_	_
21	to	to	PART	TO	_	22	mark	_	_
22	settle	settle	VERB	VB	VerbForm=Inf	20	xcomp	_	SpaceAfter=No
23	.	.	PUNCT	.	_	1	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **ascertain** | imperative | you *not said here* | the prudent course of action |  | receipt of a final demand |  | for a household | vn ensure-99 «NP V NP PP.beneficiary»: agent=Precondition course=Theme for household=Beneficiary |
| 2 | **is** | present | a final demand |  |  |  |  | unable *property* | tree rules |
| 3 | **settle** | to-infinitive | a final demand *not said here* |  |  |  |  |  | vn correspond-36.1 «NP V»: agent=Agent |
| 4 | **receipt** |  |  | a final demand |  |  |  |  | nom receipt «act transitive»: of=patient |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
To obtain a payday loan of the highest available sum

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e4:o1:1
# text = To obtain a payday loan of the highest available sum
1	To	to	PART	TO	_	2	mark	_	_
2	obtain	obtain	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	5	det	_	_
4	payday	payday	NOUN	NN	Number=Sing	5	compound	_	_
5	loan	loan	NOUN	NN	Number=Sing	2	obj	_	_
6	of	of	ADP	IN	_	10	case	_	_
7	the	the	DET	DT	Definite=Def|PronType=Art	10	det	_	_
8	highest	high	ADJ	JJS	Degree=Sup	10	amod	_	_
9	available	available	ADJ	JJ	Degree=Pos	10	amod	_	_
10	sum	sum	NOUN	NN	Number=Sing	5	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **obtain** | to-infinitive |  | a payday loan of the highest available sum |  |  |  |  | vn obtain-13.5.2-1 «NP.asset V NP»: agent=Asset loan=Theme |
| 2 | **loan** |  |  | the highest available sum |  |  |  |  | nom loan «possession transitive»: of=patient |

### Option 2 {#o2}

<!-- .ven lang=en -->
To disregard the correspondence until further notice is received

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e4:o2:1
# text = To disregard the correspondence until further notice is received
1	To	to	PART	TO	_	2	mark	_	_
2	disregard	disregard	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
4	correspondence	correspondence	NOUN	NN	Number=Sing	2	obj	_	_
5	until	until	SCONJ	IN	_	9	mark	_	_
6	further	further	ADJ	JJ	Degree=Pos	7	amod	_	_
7	notice	notice	NOUN	NN	Number=Sing	9	nsubj:pass	_	_
8	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	9	aux:pass	_	_
9	received	receive	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	advcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **disregard** | to-infinitive |  | the correspondence |  |  |  |  | vn neglect-75.1 «NP V NP»: agent=Agent correspondence=Theme |
| 2 | **receive** | present · passive |  | further notice |  |  |  |  | vn obtain-13.5.2 «NP V NP»: subject=Theme |

### Option 3 {#o3}

<!-- .ven lang=en -->
To conceal the correspondence from all other persons

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e4:o3:1
# text = To conceal the correspondence from all other persons
1	To	to	PART	TO	_	2	mark	_	_
2	conceal	conceal	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
4	correspondence	correspondence	NOUN	NN	Number=Sing	2	obj	_	_
5	from	from	ADP	IN	_	8	case	_	_
6	all	all	DET	DT	PronType=Tot	8	det	_	_
7	other	other	ADJ	JJ	Degree=Pos	8	amod	_	_
8	persons	person	NOUN	NNS	Number=Plur	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **conceal** | to-infinitive |  | the correspondence |  |  |  | from all other persons | vn concealment-16 «NP V NP PP.beneficiary»: agent=Agent correspondence=Patient from person=Beneficiary |

### Option 4 · ✓ the right answer {#o4}

<!-- .ven lang=en -->
To seek free advice from a debt charity without delay

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:e4:o4:1
# text = To seek free advice from a debt charity without delay
1	To	to	PART	TO	_	2	mark	_	_
2	seek	seek	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	free	free	ADJ	JJ	Degree=Pos	4	amod	_	_
4	advice	advice	NOUN	NN	Number=Sing	2	obj	_	_
5	from	from	ADP	IN	_	8	case	_	_
6	a	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
7	debt	debt	NOUN	NN	Number=Sing	8	compound	_	_
8	charity	charity	NOUN	NN	Number=Sing	2	obl	_	_
9	without	without	ADP	IN	_	10	case	_	_
10	delay	delay	NOUN	NN	Number=Sing	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **seek** | to-infinitive |  | free advice |  | a debt charity |  | without delay | vn hunt-35.1 «NP V NP»: agent=Agent advice=Theme |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- ← previous: [Borrowing and debt, exam 3](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/e3/)
- next →: [When money is tight, test 1](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/9-when-money-is-tight/t1/)
- ↑ back to [Borrowing and debt](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/)