---
title: Grandad: "Savings and debts grow the same way, kid." What does he me… — Borrowing and debt · tree and pragmatics
description: Grandad: "Savings and debts grow the same way, kid." What does he mean? Test 11 · ★★ of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was wrong.
---

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# Test 11 · ★★ · Borrowing and debt

<!-- .ven lang=en -->
Grandad: "Savings and debts grow the same way, kid." What does he mean?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 3 · wrong ✗ · **Who acts:** Grandad · **What happens:** grow, mean · **To what, where:** same way

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This is test 11 · ★★ of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/8-borrowing-and-debt/#t11).

## The question {#question}

<!-- .note -->
*Sentence 1:* Grandad: "Savings and debts grow the same way, kid."

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t11:1
# text = Grandad: "Savings and debts grow the same way, kid."
1	Grandad	Grandad	PROPN	NNP	Number=Sing	7	nsubj	_	SpaceAfter=No
2	:	:	PUNCT	:	_	7	punct	_	_
3	"	"	PUNCT	``	_	7	punct	_	SpaceAfter=No
4	Savings	savings	NOUN	NNS	Number=Ptan	7	nsubj	_	_
5	and	and	CCONJ	CC	_	6	cc	_	_
6	debts	debt	NOUN	NNS	Number=Plur	4	conj	_	_
7	grow	grow	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	10	det	_	_
9	same	same	ADJ	JJ	Degree=Pos	10	amod	_	_
10	way	way	NOUN	NN	Number=Sing	7	obl:unmarked	_	SpaceAfter=No
11	,	,	PUNCT	,	_	12	punct	_	_
12	kid	kid	NOUN	NN	Number=Sing	10	conj	_	SpaceAfter=No
13	.	.	PUNCT	.	_	7	punct	_	SpaceAfter=No
14	"	"	PUNCT	''	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **grow** *in a quote* | present | Grandad | the same way and kid |  |  |  |  | vn appear-48.1.1 «NP V»: agent=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What does he mean?

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t11:2
# text = What does he mean?
1	What	what	PRON	WP	PronType=Int	4	obj	_	_
2	does	do	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	aux	_	_
3	he	he	PRON	PRP	Case=Nom|Gender=Masc|Number=Sing|Person=3|PronType=Prs	4	nsubj	_	_
4	mean	mean	VERB	VB	VerbForm=Inf	0	root	_	SpaceAfter=No
5	?	?	PUNCT	.	_	4	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **mean** | present · do-support | Grandad |  |  |  |  |  | vn intend-61.2-1 «NP V NP»: agent=Agent what=Topic |

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
Debts shrink while savings grow

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t11:o1:1
# text = Debts shrink while savings grow
1	Debts	debt	NOUN	NNS	Number=Plur	2	nsubj	_	_
2	shrink	shrink	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	while	while	SCONJ	IN	_	5	mark	_	_
4	savings	savings	NOUN	NNS	Number=Ptan	5	nsubj	_	_
5	grow	grow	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	2	advcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **shrink** | present | Debts |  |  |  |  |  | vn bend-45.2 «NP.patient V»: agent=Patient |
| 2 | **grow** | present | savings |  |  |  |  |  | vn appear-48.1.1 «NP V»: agent=Theme |

### Option 2 {#o2}

<!-- .ven lang=en -->
Interest is only paid on savings

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t11:o2:1
# text = Interest is only paid on savings
1	Interest	interest	NOUN	NN	Number=Sing	4	nsubj:pass	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	aux:pass	_	_
3	only	only	ADV	RB	_	4	advmod	_	_
4	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
5	on	on	ADP	IN	_	6	case	_	_
6	savings	savings	NOUN	NNS	Number=Ptan	4	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present · passive |  | Interest |  | savings |  |  | vn pay-68-1 «NP V NP»: subject=Asset |

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
Interest builds up on both over time

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t11:o3:1
# text = Interest builds up on both over time
1	Interest	interest	NOUN	NN	Number=Sing	2	nsubj	_	_
2	builds	build	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	up	up	ADP	RP	_	2	compound:prt	_	_
4	on	on	ADP	IN	_	5	case	_	_
5	both	both	ADV	RB	_	2	obl	_	_
6	over	over	ADP	IN	_	7	case	_	_
7	time	time	NOUN	NN	Number=Sing	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **build up** | present | Interest |  |  |  | time |  | vn caused\_calibratable\_cos-45.6.2-1 «NP V ADV-Middle»: agent=Patient |

### Option 4 {#o4}

<!-- .ven lang=en -->
Savings grow only if you have no debts

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t11:o4:1
# text = Savings grow only if you have no debts
1	Savings	savings	NOUN	NNS	Number=Ptan	2	nsubj	_	_
2	grow	grow	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	only	only	ADV	RB	_	2	advmod	_	_
4	if	if	SCONJ	IN	_	6	mark	_	_
5	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	6	nsubj	_	_
6	have	have	VERB	VBP	Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin	2	advcl	_	_
7	no	no	DET	DT	PronType=Neg	8	det	_	_
8	debts	debt	NOUN	NNS	Number=Plur	6	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **grow** | present | Savings |  |  |  |  |  | vn appear-48.1.1 «NP V»: agent=Theme |
| 2 | **have** *a condition, not said to happen* | present | you | no debts |  |  |  |  | vn birth-28.2-1 «NP V NP»: agent=Agent debt=Patient |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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- ← previous: [Borrowing and debt, test 10](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/t10/)
- next →: [Borrowing and debt, test 12](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/t12/)
- ↑ back to [Borrowing and debt](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/)

