---
title: Dad grumbles "Missed one phone payment and now the flat agency won't… — Borrowing and debt · tree and pragmatics
description: Dad grumbles "Missed one phone payment and now the flat agency won't rent to us." What has probably happened? Test 4 · ★★ of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was 
---

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# Test 4 · ★★ · Borrowing and debt

<!-- .ven lang=en -->
Dad grumbles "Missed one phone payment and now the flat agency won't rent to us." What has probably happened?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 2 · wrong ✗ · **Who acts:** Dad, flat agency · **What happens:** grumble, miss, not rent, happen · **To what, where:** one phone payment, us · **Speech:** someone speaks here

<!-- .vabout -->
This is test 4 · ★★ of lesson 8 «Borrowing and debt» of the adult life course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/8-borrowing-and-debt/#t4).

## The question {#question}

<!-- .note -->
*Sentence 1:* Dad grumbles "Missed one phone payment and now the flat agency won't rent to us."

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t4:1
# text = Dad grumbles "Missed one phone payment and now the flat agency won't rent to us."
1	Dad	dad	NOUN	NN	Number=Sing	2	nsubj	_	_
2	grumbles	grumble	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	"	"	PUNCT	``	_	4	punct	_	SpaceAfter=No
4	Missed	miss	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	2	parataxis	_	_
5	one	one	NUM	CD	NumForm=Word|NumType=Card	7	nummod	_	_
6	phone	phone	NOUN	NN	Number=Sing	7	compound	_	_
7	payment	payment	NOUN	NN	Number=Sing	4	obj	_	_
8	and	and	CCONJ	CC	_	15	cc	_	_
9	now	now	ADV	RB	PronType=Dem	15	advmod	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	12	det	_	_
11	flat	flat	ADJ	JJ	Degree=Pos	12	amod	_	_
12	agency	agency	NOUN	NN	Number=Sing	15	nsubj	_	_
13	wo	will	AUX	MD	VerbForm=Fin	15	aux	_	SpaceAfter=No
14	n't	not	PART	RB	Polarity=Neg	15	advmod	_	_
15	rent	rent	VERB	VB	VerbForm=Inf	4	conj	_	_
16	to	to	ADP	IN	_	17	case	_	_
17	us	we	PRON	PRP	Case=Acc|Number=Plur|Person=1|PronType=Prs	15	obl	_	SpaceAfter=No
18	.	.	PUNCT	.	_	2	punct	_	SpaceAfter=No
19	"	"	PUNCT	''	_	2	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **grumble** *speech: other* | present | Dad |  |  |  |  |  | vn complain-37.8 «NP V that S»: agent=Agent clause=Topic |
| 2 | **miss** *in a quote* | past |  | one phone payment |  |  |  |  | vn admire-31.2 «NP V NP»: agent=Experiencer payment=Stimulus |
| 3 | **not** **rent** *in a quote* | future | the flat agency |  | us |  | now |  | vn give-13.1-1 «NP V PP.recipient»: agent=Agent to we=Recipient |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What has probably happened?

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t4:2
# text = What has probably happened?
1	What	what	PRON	WP	PronType=Int	4	nsubj	_	_
2	has	have	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	aux	_	_
3	probably	probably	ADV	RB	_	4	advmod	_	_
4	happened	happen	VERB	VBN	Tense=Past|VerbForm=Part	0	root	_	SpaceAfter=No
5	?	?	PUNCT	.	_	4	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **happen** | present · perfect |  |  |  |  |  | probably *property* | vn occur-48.3-1 «NP V»: agent=Theme |

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
Missing payments raises the score

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t4:o1:1
# text = Missing payments raises the score
1	Missing	missing	ADJ	JJ	Degree=Pos	2	amod	_	_
2	payments	payment	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	raises	raise	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	score	score	NOUN	NN	Number=Sing	3	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **raise** | present | Missing payments | the score |  |  |  |  | vn put\_direction-9.4 «NP V NP»: agent=Agent score=Theme |

### Option 2 · ✓ the right answer {#o2}

<!-- .ven lang=en -->
His credit score dropped from the missed payment

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t4:o2:1
# text = His credit score dropped from the missed payment
1	His	his	PRON	PRP$	Case=Gen|Gender=Masc|Number=Sing|Person=3|Poss=Yes|PronType=Prs	3	nmod:poss	_	_
2	credit	credit	NOUN	NN	Number=Sing	3	compound	_	_
3	score	score	NOUN	NN	Number=Sing	0	root	_	_
4	dropped	drop	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	3	acl	_	_
5	from	from	ADP	IN	_	8	case	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	8	det	_	_
7	missed	miss	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	8	amod	_	_
8	payment	payment	NOUN	NN	Number=Sing	4	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **drop** | participle |  | His credit score *not said here* |  | the missed payment |  |  | vn roll-51.3.1 «NP V PP.trajectory»: agent=Theme from payment=Trajectory |
| 2 | **miss** | participle |  |  |  |  |  |  | vn admire-31.2 «NP V that S»: agent=Experiencer |
| 3 | **score** |  | His *= he* |  |  |  |  |  | nom score «cognition transitive»: poss=agent |

### Option 3 {#o3}

<!-- .ven lang=en -->
Phone companies own all the flats in the town

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t4:o3:1
# text = Phone companies own all the flats in the town
1	Phone	phone	NOUN	NN	Number=Sing	2	compound	_	_
2	companies	company	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	own	own	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	all	all	DET	PDT	PronType=Tot	6	det:predet	_	_
5	the	the	DET	DT	Definite=Def|PronType=Art	6	det	_	_
6	flats	flat	NOUN	NNS	Number=Plur	3	obj	_	_
7	in	in	ADP	IN	_	9	case	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	town	town	NOUN	NN	Number=Sing	3	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **own** | present | Phone companies | all flats |  | the town |  |  | vn own-100.1 «NP V NP»: agent=Pivot flat=Theme |

### Option 4 {#o4}

<!-- .ven lang=en -->
The agency does not like his phone

```conllu
# sent_id = question:adult-life:8-borrowing-and-debt:t4:o4:1
# text = The agency does not like his phone
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	agency	agency	NOUN	NN	Number=Sing	5	nsubj	_	_
3	does	do	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	aux	_	_
4	not	not	PART	RB	Polarity=Neg	5	advmod	_	_
5	like	like	VERB	VB	VerbForm=Inf	0	root	_	_
6	his	his	PRON	PRP$	Case=Gen|Gender=Masc|Number=Sing|Person=3|Poss=Yes|PronType=Prs	7	nmod:poss	_	_
7	phone	phone	NOUN	NN	Number=Sing	5	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **not** **like** | present · do-support | the agency | agency's phone |  |  |  |  | vn want-32.1-1-1 «NP V NP ADV»: agent=Pivot phone=Theme |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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- ← previous: [Borrowing and debt, test 3](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/t3/)
- next →: [Borrowing and debt, test 5](https://md.mova.elamur.ai/free/en/corpora/questions/adult-life/8-borrowing-and-debt/t5/)
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