---
title: Which of the following statements most accurately characterises a lo… — Prices, change, borrowing and lending · tree and pragmatics
description: Which of the following statements most accurately characterises a loan? Exam question 2 of lesson 262 «Prices, change, borrowing and lending» of the everyday course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was right.
---

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# Exam question 2 · Prices, change, borrowing and lending

<!-- .ven lang=en -->
Which of the following statements most accurately characterises a loan?

<!-- .vintro -->
**Mova's choice:** option 3 · **The right answer:** option 3 · right ✓ · **What happens:** follow, characteris · **To what, where:** loan

<!-- .vabout -->
This is exam question 2 of lesson 262 «Prices, change, borrowing and lending» of the everyday course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/everyday/262-prices-change-and-borrowing/#e2).

## The question {#question}

```conllu
# sent_id = question:everyday:262-prices-change-and-borrowing:e2:1
# text = Which of the following statements most accurately characterises a loan?
1	Which	which	PRON	WDT	PronType=Rel	8	nsubj	_	_
2	of	of	ADP	IN	_	5	case	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	following	follow	VERB	VBG	VerbForm=Ger	5	amod	_	_
5	statements	statement	NOUN	NNS	Number=Plur	8	obl	_	_
6	most	most	ADV	RBS	Degree=Sup	7	advmod	_	_
7	accurately	accurately	ADV	RB	_	8	advmod	_	_
8	characterises	characteris	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	loan	loan	NOUN	NN	Number=Sing	8	obj	_	SpaceAfter=No
11	?	?	PUNCT	.	_	8	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **follow** | gerund |  |  |  |  |  |  | vn occur-48.3-1 «NP V»: agent=Theme |
| 2 | **characteris** | present |  | a loan |  |  |  | of the following statements; accurately *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
Money that need never be repaid

```conllu
# sent_id = question:everyday:262-prices-change-and-borrowing:e2:o1:1
# text = Money that need never be repaid
1	Money	money	NOUN	NN	Number=Sing	0	root	_	_
2	that	that	PRON	WDT	PronType=Rel	6	obj	_	_
3	need	need	AUX	VBP	Mood=Ind|Number=Sing|Person=1|Tense=Pres|VerbForm=Fin	6	aux	_	_
4	never	never	ADV	RB	PronType=Neg	6	advmod	_	_
5	be	be	AUX	VB	VerbForm=Inf	6	aux:pass	_	_
6	repaid	repay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	1	acl:relcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **not** **repay** | present · passive |  | Money |  |  |  |  | vn equip-13.4.2-1 «NP V NP.recipient»: that=Recipient |

### Option 2 {#o2}

<!-- .ven lang=en -->
Money earned by working

```conllu
# sent_id = question:everyday:262-prices-change-and-borrowing:e2:o2:1
# text = Money earned by working
1	Money	money	NOUN	NN	Number=Sing	0	root	_	_
2	earned	earn	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	1	acl	_	_
3	by	by	SCONJ	IN	_	4	mark	_	_
4	working	work	VERB	VBG	Tense=Pres|VerbForm=Part	2	advcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **earn** | participle |  | Money *not said here* |  |  |  |  | vn get-13.5.1-1 «NP V NP»: agent=Agent |
| 2 | **work** | gerund |  |  |  |  |  |  | vn employment-95.3 «NP V»: agent=Agent |

### Option 3 · ← Mova's choice · ✓ the right answer {#o3}

<!-- .ven lang=en -->
Money borrowed that must be repaid, often with interest

```conllu
# sent_id = question:everyday:262-prices-change-and-borrowing:e2:o3:1
# text = Money borrowed that must be repaid, often with interest
1	Money	money	NOUN	NN	Number=Sing	6	nsubj:pass	_	_
2	borrowed	borrow	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	1	acl	_	_
3	that	that	PRON	DT	Number=Sing|PronType=Dem	2	obj	_	_
4	must	must	AUX	MD	VerbForm=Fin	6	aux	_	_
5	be	be	AUX	VB	VerbForm=Inf	6	aux:pass	_	_
6	repaid	repay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	SpaceAfter=No
7	,	,	PUNCT	,	_	8	punct	_	_
8	often	often	ADV	RB	_	6	advmod	_	_
9	with	with	ADP	IN	_	10	case	_	_
10	interest	interest	NOUN	NN	Number=Sing	6	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **borrow** | participle | Money *not said here* | Money |  |  |  |  | vn obtain-13.5.2 «NP V NP»: agent=Agent that=Theme |
| 2 | **repay** | must · passive |  | Money |  |  |  | with interest; often *property* | vn equip-13.4.2-1 «NP V NP-Fulfilling PP»: subject=Recipient with interest=Theme |

### Option 4 {#o4}

<!-- .ven lang=en -->
Money given as a gift

```conllu
# sent_id = question:everyday:262-prices-change-and-borrowing:e2:o4:1
# text = Money given as a gift
1	Money	money	NOUN	NN	Number=Sing	0	root	_	_
2	given	give	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	1	acl	_	_
3	as	as	ADP	IN	_	5	case	_	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	5	det	_	_
5	gift	gift	NOUN	NN	Number=Sing	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **give** | participle |  | Money *not said here* |  |  |  | as a gift | vn break\_down-45.8 «NP V»: agent=Patient |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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- ← previous: [Prices, change, borrowing and lending, exam 1](https://md.mova.elamur.ai/free/en/corpora/questions/everyday/262-prices-change-and-borrowing/e1/)
- next →: [Prices, change, borrowing and lending, exam 3](https://md.mova.elamur.ai/free/en/corpora/questions/everyday/262-prices-change-and-borrowing/e3/)
- ↑ back to [Prices, change, borrowing and lending](https://md.mova.elamur.ai/free/en/corpora/questions/everyday/262-prices-change-and-borrowing/)

