---
title: Which of the following statements most accurately characterises a mo… — Bills: rent, mortgage, energy, water,… · tree and pragmatics
description: Which of the following statements most accurately characterises a mortgage? Exam question 2 of lesson 21 «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice 
---

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# Exam question 2 · Bills: rent, mortgage, energy, water, phone, council tax

<!-- .ven lang=en -->
Which of the following statements most accurately characterises a mortgage?

<!-- .vintro -->
**Mova's choice:** option 4 · **The right answer:** option 4 · right ✓ · **What happens:** follow, characteris · **To what, where:** mortgage

<!-- .vabout -->
This is exam question 2 of lesson 21 «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/21-bills-rent-mortgage-energy-water-council-tax/#e2).

## The question {#question}

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:e2:1
# text = Which of the following statements most accurately characterises a mortgage?
1	Which	which	PRON	WDT	PronType=Rel	8	nsubj	_	_
2	of	of	ADP	IN	_	5	case	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	following	follow	VERB	VBG	VerbForm=Ger	5	amod	_	_
5	statements	statement	NOUN	NNS	Number=Plur	8	obl	_	_
6	most	most	ADV	RBS	Degree=Sup	7	advmod	_	_
7	accurately	accurately	ADV	RB	_	8	advmod	_	_
8	characterises	characteris	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	mortgage	mortgage	NOUN	NN	Number=Sing	8	obj	_	SpaceAfter=No
11	?	?	PUNCT	.	_	8	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **follow** | gerund |  |  |  |  |  |  | vn occur-48.3-1 «NP V»: agent=Theme |
| 2 | **characteris** | present |  | a mortgage |  |  |  | of the following statements; accurately *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
A sum paid by a bank to a householder in respect of savings deposited

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:e2:o1:1
# text = A sum paid by a bank to a householder in respect of savings deposited
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	sum	sum	NOUN	NN	Number=Sing	0	root	_	_
3	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	acl	_	_
4	by	by	ADP	IN	_	6	case	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	bank	bank	NOUN	NN	Number=Sing	3	obl	_	_
7	to	to	ADP	IN	_	9	case	_	_
8	a	a	DET	DT	Definite=Ind|PronType=Art	9	det	_	_
9	householder	householder	NOUN	NN	Number=Sing	3	obl	_	_
10	in	in	ADP	IN	_	11	case	_	_
11	respect	respect	NOUN	NN	Number=Sing	3	obl	_	_
12	of	of	ADP	IN	_	13	case	_	_
13	savings	savings	NOUN	NNS	Number=Ptan	11	nmod	_	_
14	deposited	deposit	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	13	acl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | participle |  | a sum *not said here* |  | respect of savings |  | by a bank; to a householder | vn pay-68-1 «NP V NP»: agent=Agent |
| 2 | **deposit** | participle |  | savings *not said here* |  |  |  |  | vn put-9.1-1 «NP V NP»: agent=Agent |
| 3 | **respect** |  |  | savings |  |  |  |  | nom respect «cognition transitive»: of=patient |

### Option 2 {#o2}

<!-- .ven lang=en -->
A charge levied by a local authority in respect of the collection of refuse

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:e2:o2:1
# text = A charge levied by a local authority in respect of the collection of refuse
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	charge	charge	NOUN	NN	Number=Sing	0	root	_	_
3	levied	levy	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	acl	_	_
4	by	by	ADP	IN	_	7	case	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	7	det	_	_
6	local	local	ADJ	JJ	Degree=Pos	7	amod	_	_
7	authority	authority	NOUN	NN	Number=Sing	3	obl	_	_
8	in	in	ADP	IN	_	9	case	_	_
9	respect	respect	NOUN	NN	Number=Sing	3	obl	_	_
10	of	of	ADP	IN	_	12	case	_	_
11	the	the	DET	DT	Definite=Def|PronType=Art	12	det	_	_
12	collection	collection	NOUN	NN	Number=Sing	9	nmod	_	_
13	of	of	ADP	IN	_	14	case	_	_
14	refuse	refuse	NOUN	NN	Number=Sing	12	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **levy** | participle |  | a charge *not said here* |  | respect of the collection of refuse |  | by a local authority | tree rules |
| 2 | **respect** |  |  | the collection of refuse |  |  |  |  | nom respect «cognition transitive»: of=patient |

### Option 3 {#o3}

<!-- .ven lang=en -->
A sum payable monthly to a landlord in respect of the occupation of a dwelling

<!-- fold The tree, 15 words -->
```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:e2:o3:1
# text = A sum payable monthly to a landlord in respect of the occupation of a dwelling
1	A	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
2	sum	sum	NOUN	NN	Number=Sing	4	compound	_	_
3	payable	payable	ADJ	JJ	Degree=Pos	4	amod	_	_
4	monthly	monthly	NOUN	NN	Number=Sing	0	root	_	_
5	to	to	ADP	IN	_	7	case	_	_
6	a	a	DET	DT	Definite=Ind|PronType=Art	7	det	_	_
7	landlord	landlord	NOUN	NN	Number=Sing	4	nmod	_	_
8	in	in	ADP	IN	_	9	case	_	_
9	respect	respect	NOUN	NN	Number=Sing	4	nmod	_	_
10	of	of	ADP	IN	_	12	case	_	_
11	the	the	DET	DT	Definite=Def|PronType=Art	12	det	_	_
12	occupation	occupation	NOUN	NN	Number=Sing	9	nmod	_	_
13	of	of	ADP	IN	_	15	case	_	_
14	a	a	DET	DT	Definite=Ind|PronType=Art	15	det	_	_
15	dwelling	dwelling	NOUN	NN	Number=Sing	12	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **respect** |  |  | the occupation of a dwelling |  |  |  |  | nom respect «cognition transitive»: of=patient |
| 2 | **occupy** |  |  | a dwelling |  |  |  |  | nom occupation «act transitive»: of=patient |

### Option 4 · ← Mova's choice · ✓ the right answer {#o4}

<!-- .ven lang=en -->
A loan advanced by a bank for the purchase of a dwelling, repayable with interest over many years

<!-- fold The tree, 18 words -->
```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:e2:o4:1
# text = A loan advanced by a bank for the purchase of a dwelling, repayable with interest over many years
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	loan	loan	NOUN	NN	Number=Sing	0	root	_	_
3	advanced	advance	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	acl	_	_
4	by	by	ADP	IN	_	6	case	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	bank	bank	NOUN	NN	Number=Sing	3	obl	_	_
7	for	for	ADP	IN	_	9	case	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	purchase	purchase	NOUN	NN	Number=Sing	3	obl	_	_
10	of	of	ADP	IN	_	12	case	_	_
11	a	a	DET	DT	Definite=Ind|PronType=Art	12	det	_	_
12	dwelling	dwelling	NOUN	NN	Number=Sing	9	nmod	_	SpaceAfter=No
13	,	,	PUNCT	,	_	14	punct	_	_
14	repayable	repayable	ADJ	JJ	Degree=Pos	12	amod	_	_
15	with	with	ADP	IN	_	16	case	_	_
16	interest	interest	NOUN	NN	Number=Sing	14	obl	_	_
17	over	over	ADP	IN	_	19	case	_	_
18	many	many	ADJ	JJ	Degree=Pos	19	amod	_	_
19	years	year	NOUN	NNS	Number=Plur	3	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **advance** | participle |  | a loan *not said here* |  |  | year | by a bank; for the purchase of a dwelling *goal* | vn future\_having-13.3 «NP V NP PP.goal»: agent=Agent for purchase=Goal |
| 2 | **purchase** |  |  | a dwelling |  |  |  |  | nom purchase «act transitive»: of=patient |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- ← previous: [Bills: rent, mortgage, energy, water,…, exam 1](https://md.mova.elamur.ai/free/en/corpora/questions/money/21-bills-rent-mortgage-energy-water-council-tax/e1/)
- next →: [Bills: rent, mortgage, energy, water,…, exam 3](https://md.mova.elamur.ai/free/en/corpora/questions/money/21-bills-rent-mortgage-energy-water-council-tax/e3/)
- ↑ back to [Bills: rent, mortgage, energy, water, phone, council tax](https://md.mova.elamur.ai/free/en/corpora/questions/money/21-bills-rent-mortgage-energy-water-council-tax/)