---
title: Your big sister says, "A mortgage is just posh rent, same thing." Wh… — Bills: rent, mortgage, energy, water,… · tree and pragmatics
description: Your big sister says, "A mortgage is just posh rent, same thing." What is the best answer? Test 8 of lesson 21 «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's c
---

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# Test 8 · Bills: rent, mortgage, energy, water, phone, council tax

<!-- .ven lang=en -->
Your big sister says, "A mortgage is just posh rent, same thing." What is the best answer?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 1 · right ✓ · **Who acts:** big sister, mortgage, best answer · **What happens:** say, be · **To what, where:** posh rent · **Speech:** someone speaks here

<!-- .vabout -->
This is test 8 of lesson 21 «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/21-bills-rent-mortgage-energy-water-council-tax/#t8).

## The question {#question}

<!-- .note -->
*Sentence 1:* Your big sister says, "A mortgage is just posh rent, same thing."

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:t8:1
# text = Your big sister says, "A mortgage is just posh rent, same thing."
1	Your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	3	nmod:poss	_	_
2	big	big	ADJ	JJ	Degree=Pos	3	amod	_	_
3	sister	sister	NOUN	NN	Number=Sing	4	nsubj	_	_
4	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
5	,	,	PUNCT	,	_	4	punct	_	_
6	"	"	PUNCT	``	_	12	punct	_	SpaceAfter=No
7	A	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
8	mortgage	mortgage	NOUN	NN	Number=Sing	12	nsubj	_	_
9	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	12	cop	_	_
10	just	just	ADV	RB	_	12	advmod	_	_
11	posh	posh	ADJ	JJ	Degree=Pos	12	amod	_	_
12	rent	rent	NOUN	NN	Number=Sing	4	ccomp	_	SpaceAfter=No
13	,	,	PUNCT	,	_	15	punct	_	_
14	same	same	ADJ	JJ	Degree=Pos	15	amod	_	_
15	thing	thing	NOUN	NN	Number=Sing	12	conj	_	SpaceAfter=No
16	.	.	PUNCT	.	_	12	punct	_	SpaceAfter=No
17	"	"	PUNCT	''	_	12	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | Your big sister |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent |
| 2 | **is a** *in a quote* | present | a mortgage | posh rent and same thing |  |  |  |  | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What is the best answer?

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:t8:2
# text = What is the best answer?
1	What	what	PRON	WP	PronType=Int	0	root	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	1	cop	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	best	good	ADJ	JJS	Degree=Sup	5	amod	_	_
5	answer	answer	NOUN	NN	Number=Sing	1	nsubj	_	SpaceAfter=No
6	?	?	PUNCT	.	_	1	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | the best answer |  |  |  |  |  | tree rules |

## The options {#options}

### Option 1 · ← Mova's choice · ✓ the right answer {#o1}

<!-- .ven lang=en -->
A mortgage is a loan to buy the home; rent pays an owner to live there

<!-- fold The tree, 16 words -->
```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:t8:o1:1
# text = A mortgage is a loan to buy the home; rent pays an owner to live there
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	mortgage	mortgage	NOUN	NN	Number=Sing	5	nsubj	_	_
3	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	cop	_	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	5	det	_	_
5	loan	loan	NOUN	NN	Number=Sing	0	root	_	_
6	to	to	PART	TO	_	7	mark	_	_
7	buy	buy	VERB	VB	VerbForm=Inf	5	acl	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	home	home	NOUN	NN	Number=Sing	7	obj	_	SpaceAfter=No
10	;	;	PUNCT	:	_	12	punct	_	_
11	rent	rent	NOUN	NN	Number=Sing	12	nsubj	_	_
12	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	parataxis	_	_
13	an	a	DET	DT	Definite=Ind|PronType=Art	14	det	_	_
14	owner	owner	NOUN	NN	Number=Sing	12	obj	_	_
15	to	to	PART	TO	_	16	mark	_	_
16	live	live	VERB	VB	VerbForm=Inf	12	advcl	_	_
17	there	there	ADV	RB	PronType=Dem	16	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | a mortgage | a loan |  |  |  |  | tree rules |
| 2 | **buy** | to-infinitive |  | the home |  |  |  |  | vn accept-77.1 «NP V NP»: agent=Agent home=Theme |
| 3 | **pay** | present | rent | a owner |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent owner=Asset |
| 4 | **live** | to-infinitive | rent *not said here* |  |  | there |  |  | vn exist-47.1-1 «NP V»: agent=Theme |

### Option 2 {#o2}

<!-- .ven lang=en -->
Rent is a loan; a mortgage is a present from the bank

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:t8:o2:1
# text = Rent is a loan; a mortgage is a present from the bank
1	Rent	rent	NOUN	NN	Number=Sing	4	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	cop	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
4	loan	loan	NOUN	NN	Number=Sing	0	root	_	SpaceAfter=No
5	;	;	PUNCT	:	_	10	punct	_	_
6	a	a	DET	DT	Definite=Ind|PronType=Art	7	det	_	_
7	mortgage	mortgage	NOUN	NN	Number=Sing	10	nsubj	_	_
8	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	10	cop	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	present	present	NOUN	NN	Number=Sing	4	nmod	_	_
11	from	from	ADP	IN	_	13	case	_	_
12	the	the	DET	DT	Definite=Def|PronType=Art	13	det	_	_
13	bank	bank	NOUN	NN	Number=Sing	10	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | Rent | a loan |  |  |  |  | tree rules |
| 2 | **is a** | present | a mortgage | a present |  | the bank |  |  | tree rules |

### Option 3 {#o3}

<!-- .ven lang=en -->
She's right, both are paid to a landlord for ever

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:t8:o3:1
# text = She's right, both are paid to a landlord for ever
1	She	she	PRON	PRP	Case=Nom|Gender=Fem|Number=Sing|Person=3|PronType=Prs	3	nsubj	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	right	right	ADJ	JJ	Degree=Pos	0	root	_	SpaceAfter=No
4	,	,	PUNCT	,	_	7	punct	_	_
5	both	both	DET	DT	PronType=Tot	7	nsubj:pass	_	_
6	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	7	aux:pass	_	_
7	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	3	parataxis	_	_
8	to	to	ADP	IN	_	10	case	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	landlord	landlord	NOUN	NN	Number=Sing	7	obl	_	_
11	for	for	ADP	IN	_	12	case	_	_
12	ever	ever	ADV	RB	PronType=Ind	7	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present | She |  |  |  |  | right *property* | tree rules |
| 2 | **pay** | present · passive |  | both |  |  |  | to a landlord | vn pay-68-1 «NP V NP PP.theme»: subject=Asset for ever=Theme |

### Option 4 {#o4}

<!-- .ven lang=en -->
A mortgage is a tax for living in a big house

```conllu
# sent_id = question:money:21-bills-rent-mortgage-energy-water-council-tax:t8:o4:1
# text = A mortgage is a tax for living in a big house
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	mortgage	mortgage	NOUN	NN	Number=Sing	5	nsubj	_	_
3	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	cop	_	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	5	det	_	_
5	tax	tax	NOUN	NN	Number=Sing	0	root	_	_
6	for	for	SCONJ	IN	_	7	mark	_	_
7	living	live	VERB	VBG	VerbForm=Ger	5	acl	_	_
8	in	in	ADP	IN	_	11	case	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	11	det	_	_
10	big	big	ADJ	JJ	Degree=Pos	11	amod	_	_
11	house	house	NOUN	NN	Number=Sing	7	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | a mortgage | a tax |  |  |  |  | tree rules |
| 2 | **live** | gerund | a tax *not said here* |  |  | a big house |  |  | vn lodge-46 «NP V PP.location»: agent=Theme in house=Location |

<!-- div src -->

**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- next →: [Bills: rent, mortgage, energy, water,…, test 9](https://md.mova.elamur.ai/free/en/corpora/questions/money/21-bills-rent-mortgage-energy-water-council-tax/t9/)
- ↑ back to [Bills: rent, mortgage, energy, water, phone, council tax](https://md.mova.elamur.ai/free/en/corpora/questions/money/21-bills-rent-mortgage-energy-water-council-tax/)