---
title: Your mate says, "Interest is when you're interested in something, in… — Debt, loans, credit cards and interest · tree and pragmatics
description: Your mate says, "Interest is when you're interested in something, innit." In money, what is it really? Test 11 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's ch
---

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# Test 11 · ★ · Debt, loans, credit cards and interest

<!-- .ven lang=en -->
Your mate says, "Interest is when you're interested in something, innit." In money, what is it really?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 1 · right ✓ · **Who acts:** mate, Interest · **What happens:** say, be, innit · **To what, where:** something, Interest · **Speech:** someone speaks here

<!-- .vabout -->
This is test 11 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/24-debt-loans-credit-cards-and-interest/#t11).

## The question {#question}

<!-- .note -->
*Sentence 1:* Your mate says, "Interest is when you're interested in something, innit."

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t11:1
# text = Your mate says, "Interest is when you're interested in something, innit."
1	Your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	mate	mate	NOUN	NN	Number=Sing	3	nsubj	_	_
3	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
4	,	,	PUNCT	,	_	3	punct	_	_
5	"	"	PUNCT	``	_	11	punct	_	SpaceAfter=No
6	Interest	interest	NOUN	NN	Number=Sing	11	nsubj	_	_
7	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	11	cop	_	_
8	when	when	SCONJ	WRB	_	11	mark	_	_
9	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	11	nsubj	_	SpaceAfter=No
10	're	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	11	cop	_	_
11	interested	interested	ADJ	JJ	Degree=Pos	3	ccomp	_	_
12	in	in	ADP	IN	_	13	case	_	_
13	something	something	PRON	NN	Number=Sing|PronType=Ind	11	obl	_	SpaceAfter=No
14	,	,	PUNCT	,	_	15	punct	_	_
15	innit	innit	VERB	VB	Mood=Imp|VerbForm=Fin	11	discourse	_	SpaceAfter=No
16	.	.	PUNCT	.	_	11	punct	_	SpaceAfter=No
17	"	"	PUNCT	''	_	11	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | Your mate |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent |
| 2 | **is** *in a quote* | present | Interest |  |  | something |  | interested *property* | tree rules |
| 3 | **innit** *in a quote* | infinitive |  |  |  |  |  |  | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* In money, what is it really?

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t11:2
# text = In money, what is it really?
1	In	in	ADP	IN	_	2	case	_	_
2	money	money	NOUN	NN	Number=Sing	4	obl	_	SpaceAfter=No
3	,	,	PUNCT	,	_	2	punct	_	_
4	what	what	PRON	WP	PronType=Int	0	root	_	_
5	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	6	cop	_	_
6	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	4	nsubj	_	_
7	really	really	ADV	RB	_	4	advmod	_	SpaceAfter=No
8	?	?	PUNCT	.	_	4	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present |  | Interest |  |  |  |  | tree rules |

## The options {#options}

### Option 1 · ← Mova's choice · ✓ the right answer {#o1}

<!-- .ven lang=en -->
Extra money paid for borrowing, or paid to savers

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t11:o1:1
# text = Extra money paid for borrowing, or paid to savers
1	Extra	extra	ADJ	JJ	Degree=Pos	2	amod	_	_
2	money	money	NOUN	NN	Number=Sing	0	root	_	_
3	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	acl	_	_
4	for	for	ADP	IN	_	5	case	_	_
5	borrowing	borrowing	NOUN	NN	Number=Sing	3	obl	_	SpaceAfter=No
6	,	,	PUNCT	,	_	8	punct	_	_
7	or	or	CCONJ	CC	_	8	cc	_	_
8	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	parataxis	_	_
9	to	to	ADP	IN	_	10	case	_	_
10	savers	saver	NOUN	NNS	Number=Plur	8	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | participle |  | Extra money *not said here* |  |  |  | for borrowing | vn pay-68-1 «NP V NP PP.theme»: agent=Agent for borrowing=Theme |
| 2 | **pay** | participle |  |  |  |  |  | to savers | vn pay-68-1 «NP V NP»: agent=Agent |

### Option 2 {#o2}

<!-- .ven lang=en -->
Something you find really fun and exciting to read about

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t11:o2:1
# text = Something you find really fun and exciting to read about
1	Something	something	PRON	NN	Number=Sing|PronType=Ind	0	root	_	_
2	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	3	nsubj	_	_
3	find	find	VERB	VBP	Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin	1	acl:relcl	_	_
4	really	really	ADV	RB	_	5	advmod	_	_
5	fun	fun	ADJ	JJ	Degree=Pos	3	xcomp	_	_
6	and	and	CCONJ	CC	_	7	cc	_	_
7	exciting	exciting	ADJ	JJ	Degree=Pos	5	conj	_	_
8	to	to	PART	TO	_	9	mark	_	_
9	read	read	VERB	VB	VerbForm=Inf	7	xcomp	_	_
10	about	about	ADV	RB	_	9	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **find** | present | you |  |  |  |  | fun *property* | vn declare-29.4-1-1 «NP V what S\_INF»: agent=Agent |
| 2 | **read** | to-infinitive | you *not said here* |  |  |  |  | about *property* | vn transfer\_mesg-37.1.1-1 «NP V»: agent=Agent |

### Option 3 {#o3}

<!-- .ven lang=en -->
A fee for asking the staff any questions at the bank

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t11:o3:1
# text = A fee for asking the staff any questions at the bank
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	fee	fee	NOUN	NN	Number=Sing	0	root	_	_
3	for	for	SCONJ	IN	_	4	mark	_	_
4	asking	ask	VERB	VBG	VerbForm=Ger	2	acl	_	_
5	the	the	DET	DT	Definite=Def|PronType=Art	6	det	_	_
6	staff	staff	NOUN	NN	Number=Sing	4	obj	_	_
7	any	any	DET	DT	PronType=Ind	8	det	_	_
8	questions	question	NOUN	NNS	Number=Plur	4	obj	_	_
9	at	at	ADP	IN	_	11	case	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
11	bank	bank	NOUN	NN	Number=Sing	4	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **ask** *speech: ask* | gerund | a fee *not said here* | the staff |  | the bank |  |  | tree rules |

### Option 4 {#o4}

<!-- .ven lang=en -->
Money you get just for being a good, loyal customer

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t11:o4:1
# text = Money you get just for being a good, loyal customer
1	Money	money	NOUN	NN	Number=Sing	3	obj	_	_
2	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	3	nsubj	_	_
3	get	get	VERB	VBP	Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin	0	root	_	_
4	just	just	ADV	RB	_	3	advmod	_	_
5	for	for	ADP	IN	_	11	case	_	_
6	being	be	AUX	VBG	Tense=Pres|VerbForm=Part	11	cop	_	_
7	a	a	DET	DT	Definite=Ind|PronType=Art	11	det	_	_
8	good	good	ADJ	JJ	Degree=Pos	11	amod	_	SpaceAfter=No
9	,	,	PUNCT	,	_	8	punct	_	_
10	loyal	loyal	ADJ	JJ	Degree=Pos	11	amod	_	_
11	customer	customer	NOUN	NN	Number=Sing	3	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **get** | present | you | Money |  |  |  |  | vn comprehend-87.2-1 «NP V NP»: agent=Experiencer money=Stimulus |
| 2 | **is** | gerund |  |  |  |  |  | for a good loyal customer | tree rules |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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- ← previous: [Debt, loans, credit cards and interest, test 10](https://md.mova.elamur.ai/free/en/corpora/questions/money/24-debt-loans-credit-cards-and-interest/t10/)
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