---
title: In a game, your character buys everything on credit and the debt jus… — Debt, loans, credit cards and interest · tree and pragmatics
description: In a game, your character buys everything on credit and the debt just vanishes at the next level. What's wrong with that? Test 7 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each
---

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# Test 7 · ★ · Debt, loans, credit cards and interest

<!-- .ven lang=en -->
In a game, your character buys everything on credit and the debt just vanishes at the next level. What's wrong with that?

<!-- .vintro -->
**Mova's choice:** option 3 · **The right answer:** option 3 · right ✓ · **Who acts:** character, debt · **What happens:** buy, vanish, be · **To what, where:** everything, game, next level

<!-- .vabout -->
This is test 7 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/24-debt-loans-credit-cards-and-interest/#t7).

## The question {#question}

<!-- .note -->
*Sentence 1:* In a game, your character buys everything on credit and the debt just vanishes at the next level.

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t7:1
# text = In a game, your character buys everything on credit and the debt just vanishes at the next level.
1	In	in	ADP	IN	_	3	case	_	_
2	a	a	DET	DT	Definite=Ind|PronType=Art	3	det	_	_
3	game	game	NOUN	NN	Number=Sing	7	obl	_	SpaceAfter=No
4	,	,	PUNCT	,	_	3	punct	_	_
5	your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	6	nmod:poss	_	_
6	character	character	NOUN	NN	Number=Sing	7	nsubj	_	_
7	buys	buy	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
8	everything	everything	PRON	NN	Number=Sing|PronType=Tot	7	obj	_	_
9	on	on	ADP	IN	_	10	case	_	_
10	credit	credit	NOUN	NN	Number=Sing	7	obl	_	_
11	and	and	CCONJ	CC	_	15	cc	_	_
12	the	the	DET	DT	Definite=Def|PronType=Art	13	det	_	_
13	debt	debt	NOUN	NN	Number=Sing	15	nsubj	_	_
14	just	just	ADV	RB	_	15	advmod	_	_
15	vanishes	vanish	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	conj	_	_
16	at	at	ADP	IN	_	19	case	_	_
17	the	the	DET	DT	Definite=Def|PronType=Art	19	det	_	_
18	next	next	ADJ	JJ	Degree=Pos	19	amod	_	_
19	level	level	NOUN	NN	Number=Sing	15	obl	_	SpaceAfter=No
20	.	.	PUNCT	.	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **buy** | present | your character | everything |  | a game |  | on credit | vn accept-77.1 «NP V NP»: agent=Agent everything=Theme |
| 2 | **vanish** | present | the debt |  |  | the next level |  |  | vn disappearance-48.2-1 «NP V»: agent=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What's wrong with that?

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t7:2
# text = What's wrong with that?
1	What	what	PRON	WP	PronType=Int	3	nsubj	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	wrong	wrong	ADJ	JJ	Degree=Pos	0	root	_	_
4	with	with	ADP	IN	_	5	case	_	_
5	that	that	PRON	DT	Number=Sing|PronType=Dem	3	obl	_	SpaceAfter=No
6	?	?	PUNCT	.	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present |  |  |  |  |  | with that; wrong *property* | tree rules |

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
Real debts get smaller each month on their own

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t7:o1:1
# text = Real debts get smaller each month on their own
1	Real	real	ADJ	JJ	Degree=Pos	2	amod	_	_
2	debts	debt	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	get	get	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	smaller	small	ADJ	JJR	Degree=Cmp	3	xcomp	_	_
5	each	each	DET	DT	PronType=Tot	6	det	_	_
6	month	month	NOUN	NN	Number=Sing	3	obl:unmarked	_	_
7	on	on	ADP	IN	_	9	case	_	_
8	their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	9	nmod:poss	_	_
9	own	own	ADJ	JJ	Degree=Pos	3	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **get** | present | Real debts |  |  | debts's own | month | small *property* | vn get-13.5.1-1 «NP V NP PP.source»: agent=Agent on own=Source |

### Option 2 {#o2}

<!-- .ven lang=en -->
In real life the bank pays your debt for you

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t7:o2:1
# text = In real life the bank pays your debt for you
1	In	in	ADP	IN	_	3	case	_	_
2	real	real	ADJ	JJ	Degree=Pos	3	amod	_	_
3	life	life	NOUN	NN	Number=Sing	6	obl	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	bank	bank	NOUN	NN	Number=Sing	6	nsubj	_	_
6	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
7	your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	8	nmod:poss	_	_
8	debt	debt	NOUN	NN	Number=Sing	6	obj	_	_
9	for	for	ADP	IN	_	10	case	_	_
10	you	you	PRON	PRP	Case=Acc|Person=2|PronType=Prs	6	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present | the bank | your debt |  | real life |  | for you | vn pay-68-1 «NP V NP PP.theme»: agent=Agent debt=Asset for you=Theme |

### Option 3 · ← Mova's choice · ✓ the right answer {#o3}

<!-- .ven lang=en -->
In real life debt stays until it's paid back, often with interest

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t7:o3:1
# text = In real life debt stays until it's paid back, often with interest
1	In	in	ADP	IN	_	4	case	_	_
2	real	real	ADJ	JJ	Degree=Pos	4	amod	_	_
3	life	life	NOUN	NN	Number=Sing	4	compound	_	_
4	debt	debt	NOUN	NN	Number=Sing	5	obl	_	_
5	stays	stay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	until	until	SCONJ	IN	_	9	mark	_	_
7	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	9	nsubj:pass	_	SpaceAfter=No
8	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	9	aux:pass	_	_
9	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	5	advcl	_	_
10	back	back	ADV	RB	_	9	advmod	_	SpaceAfter=No
11	,	,	PUNCT	,	_	12	punct	_	_
12	often	often	ADV	RB	_	5	advmod	_	_
13	with	with	ADP	IN	_	14	case	_	_
14	interest	interest	NOUN	NN	Number=Sing	5	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **stay** | present |  |  |  | real life debt |  | with interest; often *property* | vn exist-47.1 «NP V PP.location»: agent=Theme in debt=Location |
| 2 | **pay back** | present · passive |  | debt |  |  |  |  | vn pay-68-1 «NP V NP»: subject=Asset |

### Option 4 {#o4}

<!-- .ven lang=en -->
Nothing, real debts also vanish after a while

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t7:o4:1
# text = Nothing, real debts also vanish after a while
1	Nothing	nothing	PRON	NN	Number=Sing|PronType=Neg	6	nsubj	_	SpaceAfter=No
2	,	,	PUNCT	,	_	4	punct	_	_
3	real	real	ADJ	JJ	Degree=Pos	4	amod	_	_
4	debts	debt	NOUN	NNS	Number=Plur	1	conj	_	_
5	also	also	ADV	RB	_	6	advmod	_	_
6	vanish	vanish	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
7	after	after	ADP	IN	_	9	case	_	_
8	a	a	DET	DT	Definite=Ind|PronType=Art	9	det	_	_
9	while	while	NOUN	NN	Number=Sing	6	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **vanish** | present | Nothing |  |  |  | while |  | vn disappearance-48.2-1 «NP V»: agent=Theme |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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