---
title: A lad from Cardiff says, "Mam's tamping, the card bill's gone up aga… — Debt, loans, credit cards and interest · tree and pragmatics
description: A lad from Cardiff says, "Mam's tamping, the card bill's gone up again." ("Tamping" means furious.) It went from £300 to £306. Why? Test 9 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question a
---

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# Test 9 · ★ · Debt, loans, credit cards and interest

<!-- .ven lang=en -->
A lad from Cardiff says, "Mam's tamping, the card bill's gone up again." ("Tamping" means furious.) It went from £300 to £306. Why?

<!-- .vintro -->
**Mova's choice:** option 4 · **The right answer:** option 3 · wrong ✗ · **Who acts:** lad, card bill, Tamping · **What happens:** say, go up, mean, go · **Speech:** someone speaks here

<!-- .vabout -->
This is test 9 · ★ of lesson 24 «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/24-debt-loans-credit-cards-and-interest/#t9).

## The question {#question}

<!-- .note -->
*Sentence 1:* A lad from Cardiff says, "Mam's tamping, the card bill's gone up again."

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:1
# text = A lad from Cardiff says, "Mam's tamping, the card bill's gone up again."
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	lad	lad	NOUN	NN	Number=Sing	5	nsubj	_	_
3	from	from	ADP	IN	_	4	case	_	_
4	Cardiff	Cardiff	PROPN	NNP	Number=Sing	2	nmod	_	_
5	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
6	,	,	PUNCT	,	_	10	punct	_	_
7	"	"	PUNCT	``	_	10	punct	_	SpaceAfter=No
8	Mam	Mam	PROPN	NNP	Number=Sing	10	nmod:poss	_	SpaceAfter=No
9	's	's	PART	POS	_	8	case	_	_
10	tamping	tamping	NOUN	NN	Number=Sing	5	ccomp	_	SpaceAfter=No
11	,	,	PUNCT	,	_	16	punct	_	_
12	the	the	DET	DT	Definite=Def|PronType=Art	14	det	_	_
13	card	card	NOUN	NN	Number=Sing	14	compound	_	_
14	bill	bill	NOUN	NN	Number=Sing	16	nsubj	_	SpaceAfter=No
15	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	16	aux	_	_
16	gone	go	VERB	VBN	Tense=Past|VerbForm=Part	10	parataxis	_	_
17	up	up	ADP	RP	_	16	compound:prt	_	_
18	again	again	ADV	RB	_	16	advmod	_	SpaceAfter=No
19	.	.	PUNCT	.	_	10	punct	_	SpaceAfter=No
20	"	"	PUNCT	''	_	10	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | a lad from Cardiff |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent |
| 2 | **go up** *in a quote* | present · passive | the card bill |  |  |  | again |  | vn calibratable\_cos-45.6.1-1 «NP.attribute V»: agent=Attribute |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* ("Tamping" means furious.)

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:2
# text = ("Tamping" means furious.)
1	(	(	PUNCT	-LRB-	_	5	punct	_	SpaceAfter=No
2	"	"	PUNCT	``	_	3	punct	_	SpaceAfter=No
3	Tamping	tamping	NOUN	NN	Number=Sing	5	nsubj	_	SpaceAfter=No
4	"	"	PUNCT	''	_	3	punct	_	_
5	means	mean	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	furious	furious	ADJ	JJ	Degree=Pos	5	xcomp	_	SpaceAfter=No
7	.	.	PUNCT	.	_	5	punct	_	SpaceAfter=No
8	)	)	PUNCT	-RRB-	_	5	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **mean** | present | Tamping |  |  |  |  | furious *property* | vn intend-61.2-1 «NP V S»: agent=Agent |

<!-- .note -->
*Sentence 3:* It went from £300 to £306.

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:3
# text = It went from £300 to £306.
1	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	2	nsubj	_	_
2	went	go	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	0	root	_	_
3	from	from	ADP	IN	_	4	case	_	_
4	£	£	SYM	$	_	2	obl	_	SpaceAfter=No
5	300	300	NUM	CD	NumForm=Digit|NumType=Card	4	nummod	_	_
6	to	to	ADP	IN	_	7	case	_	_
7	£	£	SYM	$	_	2	obl	_	SpaceAfter=No
8	306	306	NUM	CD	NumForm=Digit|NumType=Card	7	nummod	_	SpaceAfter=No
9	.	.	PUNCT	.	_	2	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **go** | past | tamping |  |  |  |  |  | vn escape-51.1-1 «NP V PP.initial\_location PP.destination»: agent=Theme from £=Initial\_Location to £=Destination |

<!-- .note -->
*Sentence 4:* Why?

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:4
# text = Why?
1	Why	why	ADV	WRB	PronType=Int	0	root	_	SpaceAfter=No
2	?	?	PUNCT	.	_	1	punct	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
The shop raised the sofa price after she bought it

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:o1:1
# text = The shop raised the sofa price after she bought it
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	shop	shop	NOUN	NN	Number=Sing	3	nsubj	_	_
3	raised	raise	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	0	root	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	6	det	_	_
5	sofa	sofa	NOUN	NN	Number=Sing	6	compound	_	_
6	price	price	NOUN	NN	Number=Sing	3	obj	_	_
7	after	after	SCONJ	IN	_	9	mark	_	_
8	she	she	PRON	PRP	Case=Nom|Gender=Fem|Number=Sing|Person=3|PronType=Prs	9	nsubj	_	_
9	bought	buy	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	3	advcl	_	_
10	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	9	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **raise** | past | the shop | the sofa price |  |  |  |  | vn put\_direction-9.4 «NP V NP»: agent=Agent price=Theme |
| 2 | **buy** | past | shop | price |  |  |  |  | vn accept-77.1 «NP V NP»: agent=Agent it=Theme |

### Option 2 {#o2}

<!-- .ven lang=en -->
Cards add £6 every month to everyone, paid or not

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:o2:1
# text = Cards add £6 every month to everyone, paid or not
1	Cards	card	NOUN	NNS	Number=Plur	2	nsubj	_	_
2	add	add	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	£	£	SYM	$	_	2	obj	_	SpaceAfter=No
4	6	6	NUM	CD	NumForm=Digit|NumType=Card	3	nummod	_	_
5	every	every	DET	DT	PronType=Tot	6	det	_	_
6	month	month	NOUN	NN	Number=Sing	2	obl:unmarked	_	_
7	to	to	ADP	IN	_	8	case	_	_
8	everyone	everyone	PRON	NN	Number=Sing|PronType=Tot	2	obl	_	SpaceAfter=No
9	,	,	PUNCT	,	_	10	punct	_	_
10	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	8	acl	_	_
11	or	or	CCONJ	CC	_	12	cc	_	_
12	not	not	PART	RB	Polarity=Neg	10	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **add** *speech: assert* | present | Cards |  |  |  | month | to everyone | vn mix-22.1-2 «NP V NP PP.co-patient»: agent=Agent £=Patient to everyone=Co-Patient |
| 2 | **pay** | participle |  |  |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent |

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
She didn't pay it all off, so £6 interest was added

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:o3:1
# text = She didn't pay it all off, so £6 interest was added
1	She	she	PRON	PRP	Case=Nom|Gender=Fem|Number=Sing|Person=3|PronType=Prs	4	nsubj	_	_
2	did	do	AUX	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	4	aux	_	SpaceAfter=No
3	n't	not	PART	RB	Polarity=Neg	4	advmod	_	_
4	pay	pay	VERB	VB	VerbForm=Inf	0	root	_	_
5	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	4	obj	_	_
6	all	all	DET	DT	PronType=Tot	5	det	_	_
7	off	off	ADV	RB	_	4	advmod	_	SpaceAfter=No
8	,	,	PUNCT	,	_	14	punct	_	_
9	so	so	ADV	RB	_	14	advmod	_	_
10	£	£	SYM	$	_	12	compound	_	SpaceAfter=No
11	6	6	NUM	CD	NumForm=Digit|NumType=Card	10	nummod	_	_
12	interest	interest	NOUN	NN	Number=Sing	14	nsubj:pass	_	_
13	was	be	AUX	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	14	aux:pass	_	_
14	added	add	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	4	parataxis	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **not** **pay off** | past · do-support | She | it |  |  |  | off *property* | vn pay-68-1 «NP V NP»: agent=Agent it=Asset |
| 2 | **add** *speech: assert* | past · passive |  | £ interest |  |  |  |  | vn mix-22.1-2 «NP V NP»: subject=Patient |

### Option 4 · ← Mova's choice {#o4}

<!-- .ven lang=en -->
The card company gives £6 to people who pay late

```conllu
# sent_id = question:money:24-debt-loans-credit-cards-and-interest:t9:o4:1
# text = The card company gives £6 to people who pay late
1	The	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
2	card	card	NOUN	NN	Number=Sing	3	compound	_	_
3	company	company	NOUN	NN	Number=Sing	4	nsubj	_	_
4	gives	give	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
5	£	£	SYM	$	_	4	obj	_	SpaceAfter=No
6	6	6	NUM	CD	NumForm=Digit|NumType=Card	5	nummod	_	_
7	to	to	ADP	IN	_	8	case	_	_
8	people	people	NOUN	NNS	Number=Plur	4	obl	_	_
9	who	who	PRON	WP	PronType=Rel	10	nsubj	_	_
10	pay	pay	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	8	acl:relcl	_	_
11	late	late	ADV	RB	Degree=Pos	10	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **give** | present | the card company |  | people |  |  |  | vn give-13.1-1 «NP V NP PP.recipient»: agent=Agent £=Theme to people=Recipient |
| 2 | **pay** | present | people |  |  |  |  | late *property* | vn pay-68-1 «NP V NP»: agent=Agent |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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