---
title: Which of the following statements most accurately characterises a de… — A bank account and a debit card · tree and pragmatics
description: Which of the following statements most accurately characterises a debit card? Exam question 2 of lesson 26 «A bank account and a debit card» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was wrong.
---

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# Exam question 2 · A bank account and a debit card

<!-- .ven lang=en -->
Which of the following statements most accurately characterises a debit card?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 4 · wrong ✗ · **What happens:** follow, characteris · **To what, where:** debit card

<!-- .vabout -->
This is exam question 2 of lesson 26 «A bank account and a debit card» of the money course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/26-a-bank-account-and-a-debit-card/#e2).

## The question {#question}

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:e2:1
# text = Which of the following statements most accurately characterises a debit card?
1	Which	which	PRON	WDT	PronType=Rel	8	nsubj	_	_
2	of	of	ADP	IN	_	5	case	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	following	follow	VERB	VBG	VerbForm=Ger	5	amod	_	_
5	statements	statement	NOUN	NNS	Number=Plur	8	obl	_	_
6	most	most	ADV	RBS	Degree=Sup	7	advmod	_	_
7	accurately	accurately	ADV	RB	_	8	advmod	_	_
8	characterises	characteris	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	11	det	_	_
10	debit	debit	NOUN	NN	Number=Sing	11	compound	_	_
11	card	card	NOUN	NN	Number=Sing	8	obj	_	SpaceAfter=No
12	?	?	PUNCT	.	_	8	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **follow** | gerund |  |  |  |  |  |  | vn occur-48.3-1 «NP V»: agent=Theme |
| 2 | **characteris** | present |  | a debit card |  |  |  | of the following statements; accurately *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
An instrument by which the holder borrows funds from the issuing bank

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:e2:o1:1
# text = An instrument by which the holder borrows funds from the issuing bank
1	An	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	instrument	instrument	NOUN	NN	Number=Sing	0	root	_	_
3	by	by	ADP	IN	_	4	case	_	_
4	which	which	PRON	WDT	PronType=Rel	7	obl	_	_
5	the	the	DET	DT	Definite=Def|PronType=Art	6	det	_	_
6	holder	holder	NOUN	NN	Number=Sing	7	nsubj	_	_
7	borrows	borrow	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	2	acl:relcl	_	_
8	funds	fund	NOUN	NNS	Number=Plur	7	obj	_	_
9	from	from	ADP	IN	_	12	case	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	12	det	_	_
11	issuing	issuing	NOUN	NN	Number=Sing	12	compound	_	_
12	bank	bank	NOUN	NN	Number=Sing	7	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **borrow** | present | the holder | funds |  | the issuing bank |  | by a instrument | vn obtain-13.5.2 «NP V NP PP.source»: agent=Agent fund=Theme from bank=Source |

### Option 2 {#o2}

<!-- .ven lang=en -->
An instrument usable exclusively in automated cash machines

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:e2:o2:1
# text = An instrument usable exclusively in automated cash machines
1	An	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	instrument	instrument	NOUN	NN	Number=Sing	0	root	_	_
3	usable	usable	ADJ	JJ	Degree=Pos	2	amod	_	_
4	exclusively	exclusively	ADV	RB	_	3	advmod	_	_
5	in	in	ADP	IN	_	8	case	_	_
6	automated	automated	ADJ	JJ	Degree=Pos	8	amod	_	_
7	cash	cash	NOUN	NN	Number=Sing	8	compound	_	_
8	machines	machine	NOUN	NNS	Number=Plur	2	nmod	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

### Option 3 {#o3}

<!-- .ven lang=en -->
An instrument entitling the holder to an allowance from the government

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:e2:o3:1
# text = An instrument entitling the holder to an allowance from the government
1	An	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	instrument	instrument	NOUN	NN	Number=Sing	0	root	_	_
3	entitling	entitle	VERB	VBG	VerbForm=Ger	2	acl	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	holder	holder	NOUN	NN	Number=Sing	3	obj	_	_
6	to	to	ADP	IN	_	8	case	_	_
7	an	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
8	allowance	allowance	NOUN	NN	Number=Sing	3	obl	_	_
9	from	from	ADP	IN	_	11	case	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
11	government	government	NOUN	NN	Number=Sing	8	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **entitle** | gerund | a instrument *not said here* | the holder |  |  |  | to a allowance from the government | tree rules |

### Option 4 · ✓ the right answer {#o4}

<!-- .ven lang=en -->
An instrument that draws upon funds already held in the account of the holder

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:e2:o4:1
# text = An instrument that draws upon funds already held in the account of the holder
1	An	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	instrument	instrument	NOUN	NN	Number=Sing	8	nsubj	_	_
3	that	that	PRON	WDT	PronType=Rel	4	nsubj	_	_
4	draws	draw	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	2	acl:relcl	_	_
5	upon	upon	ADP	IN	_	6	case	_	_
6	funds	fund	NOUN	NNS	Number=Plur	4	obl	_	_
7	already	already	ADV	RB	_	8	advmod	_	_
8	held	hold	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	0	root	_	_
9	in	in	ADP	IN	_	11	case	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
11	account	account	NOUN	NN	Number=Sing	8	obl	_	_
12	of	of	ADP	IN	_	14	case	_	_
13	the	the	DET	DT	Definite=Def|PronType=Art	14	det	_	_
14	holder	holder	NOUN	NN	Number=Sing	11	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **draw** | present | a instrument |  |  |  |  | upon funds | vn scribble-25.2-1 «NP V»: agent=Agent |
| 2 | **hold** | past | a instrument |  |  | the account of the holder |  |  | vn exist-47.1 «NP V PP.location»: agent=Theme in account=Location |
| 3 | **account** |  |  | the holder |  |  |  |  | nom account «communication transitive»: of=patient |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- ← previous: [A bank account and a debit card, exam 1](https://md.mova.elamur.ai/free/en/corpora/questions/money/26-a-bank-account-and-a-debit-card/e1/)
- next →: [A bank account and a debit card, exam 3](https://md.mova.elamur.ai/free/en/corpora/questions/money/26-a-bank-account-and-a-debit-card/e3/)
- ↑ back to [A bank account and a debit card](https://md.mova.elamur.ai/free/en/corpora/questions/money/26-a-bank-account-and-a-debit-card/)