---
title: A Kiwi cousin says, "Heaps of my mates have debit cards, they're swe… — A bank account and a debit card · tree and pragmatics
description: A Kiwi cousin says, "Heaps of my mates have debit cards, they're sweet as, you just tap." ("Heaps" means lots; "sweet as" means great.) What can a debit card NOT do? Test 3 of lesson 26 «A bank account and a debit card» of the money course of Mova's primary school, with the dependency tree and pragm
---

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# Test 3 · A bank account and a debit card

<!-- .ven lang=en -->
A Kiwi cousin says, "Heaps of my mates have debit cards, they're sweet as, you just tap." ("Heaps" means lots; "sweet as" means great.) What can a debit card NOT do?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 3 · wrong ✗ · **Who acts:** Kiwi cousin, Heaps, sweet, debit card · **What happens:** say, have, be, mean, not do · **To what, where:** debit cards, lots · **Speech:** someone speaks here

<!-- .vabout -->
This is test 3 of lesson 26 «A bank account and a debit card» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/26-a-bank-account-and-a-debit-card/#t3).

## The question {#question}

<!-- .note -->
*Sentence 1:* A Kiwi cousin says, "Heaps of my mates have debit cards, they're sweet as, you just tap."

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t3:1
# text = A Kiwi cousin says, "Heaps of my mates have debit cards, they're sweet as, you just tap."
1	A	a	DET	DT	Definite=Ind|PronType=Art	3	det	_	_
2	Kiwi	Kiwi	PROPN	NNP	Number=Sing	3	compound	_	_
3	cousin	cousin	NOUN	NN	Number=Sing	4	nsubj	_	_
4	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
5	,	,	PUNCT	,	_	11	punct	_	_
6	"	"	PUNCT	``	_	11	punct	_	SpaceAfter=No
7	Heaps	heap	NOUN	NNS	Number=Plur	11	nsubj	_	_
8	of	of	ADP	IN	_	10	case	_	_
9	my	my	PRON	PRP$	Case=Gen|Number=Sing|Person=1|Poss=Yes|PronType=Prs	10	nmod:poss	_	_
10	mates	mate	NOUN	NNS	Number=Plur	7	nmod	_	_
11	have	have	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	4	ccomp	_	_
12	debit	debit	NOUN	NN	Number=Sing	13	compound	_	_
13	cards	card	NOUN	NNS	Number=Plur	11	obj	_	SpaceAfter=No
14	,	,	PUNCT	,	_	17	punct	_	_
15	they	they	PRON	PRP	Case=Nom|Number=Plur|Person=3|PronType=Prs	17	nsubj	_	SpaceAfter=No
16	're	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	17	cop	_	_
17	sweet	sweet	ADJ	JJ	Degree=Pos	4	ccomp	_	_
18	as	as	ADP	IN	_	22	case	_	SpaceAfter=No
19	,	,	PUNCT	,	_	18	punct	_	_
20	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	22	nsubj	_	_
21	just	just	ADV	RB	_	22	advmod	_	_
22	tap	tap	NOUN	NN	Number=Sing	17	obl	_	SpaceAfter=No
23	.	.	PUNCT	.	_	17	punct	_	SpaceAfter=No
24	"	"	PUNCT	''	_	17	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | a Kiwi cousin |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic |
| 2 | **have** *in a quote* | present | Heaps of my mates | debit cards |  |  |  |  | vn birth-28.2-1 «NP V NP»: agent=Agent card=Patient |
| 3 | **is** *in a quote* | present | Heaps *= heap* |  |  |  |  | as tap; sweet *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* ("Heaps" means lots; "sweet as" means great.)

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t3:2
# text = ("Heaps" means lots; "sweet as" means great.)
1	(	(	PUNCT	-LRB-	_	5	punct	_	SpaceAfter=No
2	"	"	PUNCT	``	_	3	punct	_	SpaceAfter=No
3	Heaps	heap	NOUN	NNS	Number=Plur	5	nsubj	_	SpaceAfter=No
4	"	"	PUNCT	''	_	3	punct	_	_
5	means	mean	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	lots	lot	NOUN	NNS	Number=Plur	5	obj	_	SpaceAfter=No
7	;	;	PUNCT	,	_	12	punct	_	_
8	"	"	PUNCT	``	_	9	punct	_	SpaceAfter=No
9	sweet	sweet	ADJ	JJ	Degree=Pos	12	nsubj	_	_
10	as	as	ADP	IN	_	9	fixed	_	SpaceAfter=No
11	"	"	PUNCT	''	_	9	punct	_	_
12	means	mean	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	conj	_	_
13	great	great	ADJ	JJ	Degree=Pos	12	xcomp	_	SpaceAfter=No
14	.	.	PUNCT	.	_	5	punct	_	SpaceAfter=No
15	)	)	PUNCT	-RRB-	_	5	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **mean** | present | Heaps | lots |  |  |  |  | vn intend-61.2-1 «NP V NP»: agent=Agent lot=Topic |
| 2 | **mean** | present | sweet |  |  |  |  | great *property* | vn intend-61.2-1 «NP V S»: agent=Agent |

<!-- .note -->
*Sentence 3:* What can a debit card NOT do?

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t3:3
# text = What can a debit card NOT do?
1	What	what	PRON	WP	PronType=Int	7	obj	_	_
2	can	can	AUX	MD	VerbForm=Fin	7	aux	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	5	det	_	_
4	debit	debit	NOUN	NN	Number=Sing	5	compound	_	_
5	card	card	NOUN	NN	Number=Sing	7	nsubj	_	_
6	NOT	not	PART	RB	Polarity=Neg	7	advmod	_	_
7	do	do	VERB	VB	VerbForm=Inf	0	root	_	SpaceAfter=No
8	?	?	PUNCT	.	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **not** **do** | can | a debit card |  |  |  |  |  | vn act-114-1 «NP V NP»: agent=Agent what=Eventuality |

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
Spend money that is already in the account

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t3:o1:1
# text = Spend money that is already in the account
1	Spend	spend	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
2	money	money	NOUN	NN	Number=Sing	1	obj	_	_
3	that	that	PRON	WDT	PronType=Rel	8	nsubj	_	_
4	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	8	cop	_	_
5	already	already	ADV	RB	_	8	advmod	_	_
6	in	in	ADP	IN	_	8	case	_	_
7	the	the	DET	DT	Definite=Def|PronType=Art	8	det	_	_
8	account	account	NOUN	NN	Number=Sing	2	acl:relcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **spend** | imperative | you *not said here* | money |  |  |  |  | vn consume-66-1 «NP V NP»: agent=Agent money=Asset |
| 2 | **is** | present | money |  |  | the account |  |  | tree rules |

### Option 2 {#o2}

<!-- .ven lang=en -->
Show payments in a banking app

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t3:o2:1
# text = Show payments in a banking app
1	Show	show	NOUN	NN	Number=Sing	2	compound	_	_
2	payments	payment	NOUN	NNS	Number=Plur	0	root	_	_
3	in	in	ADP	IN	_	6	case	_	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
5	banking	banking	NOUN	NN	Number=Sing	6	compound	_	_
6	app	app	NOUN	NN	Number=Sing	2	nmod	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
Spend more money than is in the account

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t3:o3:1
# text = Spend more money than is in the account
1	Spend	spend	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
2	more	more	ADJ	JJR	Degree=Cmp	3	amod	_	_
3	money	money	NOUN	NN	Number=Sing	1	obj	_	_
4	than	than	ADP	IN	_	8	case	_	_
5	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	8	cop	_	_
6	in	in	ADP	IN	_	8	case	_	_
7	the	the	DET	DT	Definite=Def|PronType=Art	8	det	_	_
8	account	account	NOUN	NN	Number=Sing	1	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **spend** | imperative | you *not said here* | more money |  |  |  |  | vn consume-66-1 «NP V NP»: agent=Agent money=Asset |
| 2 | **is** | present |  |  |  |  |  | than the account | tree rules |

### Option 4 {#o4}

<!-- .ven lang=en -->
Pay for things in a shop by tapping

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t3:o4:1
# text = Pay for things in a shop by tapping
1	Pay	pay	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
2	for	for	ADP	IN	_	3	case	_	_
3	things	thing	NOUN	NNS	Number=Plur	1	obl	_	_
4	in	in	ADP	IN	_	6	case	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	shop	shop	NOUN	NN	Number=Sing	1	obl	_	_
7	by	by	ADP	IN	_	8	case	_	_
8	tapping	tapping	NOUN	NN	Number=Sing	1	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | imperative | you *not said here* |  |  | a shop |  | for things; by tapping | vn pay-68-1 «NP V NP PP.theme»: agent=Agent for thing=Theme |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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