---
title: Ollie's gran says, "Banks? Back in my day we kept it under the mattr… — A bank account and a debit card · tree and pragmatics
description: Ollie's gran says, "Banks? Back in my day we kept it under the mattress, safe as houses." What's the best reply? Test 5 of lesson 26 «A bank account and a debit card» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choi
---

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# Test 5 · A bank account and a debit card

<!-- .ven lang=en -->
Ollie's gran says, "Banks? Back in my day we kept it under the mattress, safe as houses." What's the best reply?

<!-- .vintro -->
**Mova's choice:** option 3 · **The right answer:** option 2 · wrong ✗ · **Who acts:** gran, we, best reply · **What happens:** say, keep, be · **To what, where:** Banks, it, mattress · **Speech:** someone speaks here

<!-- .vabout -->
This is test 5 of lesson 26 «A bank account and a debit card» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/26-a-bank-account-and-a-debit-card/#t5).

## The question {#question}

<!-- .note -->
*Sentence 1:* Ollie's gran says, "Banks?

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t5:1
# text = Ollie's gran says, "Banks?
1	Ollie	Ollie	PROPN	NNP	Number=Sing	3	nmod:poss	_	SpaceAfter=No
2	's	's	PART	POS	_	1	case	_	_
3	gran	gran	NOUN	NN	Number=Sing	4	nsubj	_	_
4	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
5	,	,	PUNCT	,	_	7	punct	_	_
6	"	"	PUNCT	``	_	7	punct	_	SpaceAfter=No
7	Banks	bank	NOUN	NNS	Number=Plur	4	obj	_	SpaceAfter=No
8	?	?	PUNCT	.	_	4	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | Ollie's gran | Banks |  |  |  |  | vn say-37.7-1-1 «NP V NP.topic»: agent=Agent bank=Topic |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* Back in my day we kept it under the mattress, safe as houses."

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t5:2
# text = Back in my day we kept it under the mattress, safe as houses."
1	Back	back	ADV	RB	_	6	advmod	_	_
2	in	in	ADP	IN	_	4	case	_	_
3	my	my	PRON	PRP$	Case=Gen|Number=Sing|Person=1|Poss=Yes|PronType=Prs	4	nmod:poss	_	_
4	day	day	NOUN	NN	Number=Sing	6	obl	_	_
5	we	we	PRON	PRP	Case=Nom|Number=Plur|Person=1|PronType=Prs	6	nsubj	_	_
6	kept	keep	VERB	VBD	Mood=Ind|Number=Plur|Person=1|Tense=Past|VerbForm=Fin	0	root	_	_
7	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	6	obj	_	_
8	under	under	ADP	IN	_	10	case	_	_
9	the	the	DET	DT	Definite=Def|PronType=Art	10	det	_	_
10	mattress	mattress	NOUN	NN	Number=Sing	6	obl	_	SpaceAfter=No
11	,	,	PUNCT	,	_	12	punct	_	_
12	safe	safe	ADJ	JJ	Degree=Pos	6	conj	_	_
13	as	as	ADP	IN	_	14	case	_	_
14	houses	house	NOUN	NNS	Number=Plur	12	obl	_	SpaceAfter=No
15	.	.	PUNCT	.	_	6	punct	_	SpaceAfter=No
16	"	"	PUNCT	''	_	6	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **keep** | past | we | it |  | the mattress | day |  | vn keep-15.2 «NP V NP PP.location»: agent=Agent it=Theme under mattress=Location |

<!-- .note -->
*Sentence 3:* What's the best reply?

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t5:3
# text = What's the best reply?
1	What	what	PRON	WP	PronType=Int	0	root	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	1	cop	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	best	good	ADJ	JJS	Degree=Sup	5	amod	_	_
5	reply	reply	NOUN	NN	Number=Sing	1	nsubj	_	SpaceAfter=No
6	?	?	PUNCT	.	_	1	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | the best reply |  |  |  |  |  | tree rules |

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
She's right, mattresses are protected by the government

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t5:o1:1
# text = She's right, mattresses are protected by the government
1	She	she	PRON	PRP	Case=Nom|Gender=Fem|Number=Sing|Person=3|PronType=Prs	3	nsubj	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	right	right	ADJ	JJ	Degree=Pos	0	root	_	SpaceAfter=No
4	,	,	PUNCT	,	_	7	punct	_	_
5	mattresses	mattress	NOUN	NNS	Number=Plur	7	nsubj:pass	_	_
6	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	7	aux:pass	_	_
7	protected	protect	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	3	parataxis	_	_
8	by	by	ADP	IN	_	10	case	_	_
9	the	the	DET	DT	Definite=Def|PronType=Art	10	det	_	_
10	government	government	NOUN	NN	Number=Sing	7	obl:agent	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present | She |  |  |  |  | right *property* | tree rules |
| 2 | **protect** | present · passive | the government | mattresses |  |  |  |  | vn defend-72.3 «NP V NP»: agent=Agent subject=Beneficiary |

### Option 2 · ✓ the right answer {#o2}

<!-- .ven lang=en -->
Money in a bank is protected; under a mattress it can be stolen or burnt

<!-- fold The tree, 15 words -->
```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t5:o2:1
# text = Money in a bank is protected; under a mattress it can be stolen or burnt
1	Money	money	NOUN	NN	Number=Sing	6	nsubj:pass	_	_
2	in	in	ADP	IN	_	4	case	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
4	bank	bank	NOUN	NN	Number=Sing	1	nmod	_	_
5	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	6	aux:pass	_	_
6	protected	protect	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	SpaceAfter=No
7	;	;	PUNCT	,	_	6	punct	_	_
8	under	under	ADP	IN	_	10	case	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	mattress	mattress	NOUN	NN	Number=Sing	6	obl	_	_
11	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	14	nsubj:pass	_	_
12	can	can	AUX	MD	VerbForm=Fin	14	aux	_	_
13	be	be	AUX	VB	VerbForm=Inf	14	aux:pass	_	_
14	stolen	steal	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	10	acl:relcl	_	_
15	or	or	CCONJ	CC	_	16	cc	_	_
16	burnt	burnt	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	14	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **protect** | present · passive |  | Money in a bank |  | a mattress |  |  | vn defend-72.3 «NP V NP»: subject=Beneficiary |
| 2 | **steal** | can · passive | a mattress *not said here* | Money |  |  |  |  | vn appear-48.1.1 «PP.location V NP»: subject=Theme |
| 3 | **burnt** | participle | a mattress *not said here* |  |  |  |  |  | tree rules |

### Option 3 · ← Mova's choice {#o3}

<!-- .ven lang=en -->
Banks lose everyone's money every year

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t5:o3:1
# text = Banks lose everyone's money every year
1	Banks	bank	NOUN	NNS	Number=Plur	2	nsubj	_	_
2	lose	lose	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	everyone	everyone	PRON	NN	Number=Sing|PronType=Tot	5	nmod:poss	_	SpaceAfter=No
4	's	's	PART	POS	_	3	case	_	_
5	money	money	NOUN	NN	Number=Sing	2	obj	_	_
6	every	every	DET	DT	PronType=Tot	7	det	_	_
7	year	year	NOUN	NN	Number=Sing	2	obl:unmarked	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **lose** | present | Banks | everyone's money |  |  | year |  | vn succeed-74-3-1 «NP V NP»: agent=Agent money=Eventuality |

### Option 4 {#o4}

<!-- .ven lang=en -->
Money under a mattress grows with interest

```conllu
# sent_id = question:money:26-a-bank-account-and-a-debit-card:t5:o4:1
# text = Money under a mattress grows with interest
1	Money	money	NOUN	NN	Number=Sing	5	nsubj	_	_
2	under	under	ADP	IN	_	4	case	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
4	mattress	mattress	NOUN	NN	Number=Sing	1	nmod	_	_
5	grows	grow	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	with	with	ADP	IN	_	7	case	_	_
7	interest	interest	NOUN	NN	Number=Sing	5	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **grow** | present | Money under a mattress |  |  |  |  | with interest | vn appear-48.1.1 «NP V»: agent=Theme |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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