---
title: Ella shouts, "Free money!" when the bank adds £3. Her brother says,… — Interest on savings and cash machines · tree and pragmatics
description: Ella shouts, "Free money!" when the bank adds £3. Her brother says, "Nah, the bank's mugging you off somehow." ("Mugging you off" means tricking you.) Who's closer? Test 1 · ★★ of lesson 27 «Interest on savings and cash machines» of the money course of Mova's primary school, with the dependency tree
---

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# Test 1 · ★★ · Interest on savings and cash machines

<!-- .ven lang=en -->
Ella shouts, "Free money!" when the bank adds £3. Her brother says, "Nah, the bank's mugging you off somehow." ("Mugging you off" means tricking you.) Who's closer?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 1 · right ✓ · **Who acts:** Ella, bank, brother, Mugging · **What happens:** shout, add, say, mug off, mean, trick · **To what, where:** Free money, you · **Speech:** someone speaks here

<!-- .vabout -->
This is test 1 · ★★ of lesson 27 «Interest on savings and cash machines» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/27-interest-on-savings-and-cash-machines/#t1).

## The question {#question}

<!-- .note -->
*Sentence 1:* Ella shouts, "Free money!" when the bank adds £3.

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:1
# text = Ella shouts, "Free money!" when the bank adds £3.
1	Ella	Ella	PROPN	NNP	Number=Sing	2	nsubj	_	_
2	shouts	shout	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
3	,	,	PUNCT	,	_	6	punct	_	_
4	"	"	PUNCT	``	_	6	punct	_	SpaceAfter=No
5	Free	free	ADJ	JJ	Degree=Pos	6	amod	_	_
6	money	money	NOUN	NN	Number=Sing	2	obj	_	SpaceAfter=No
7	!	!	PUNCT	.	_	6	punct	_	SpaceAfter=No
8	"	"	PUNCT	''	_	6	punct	_	_
9	when	when	SCONJ	WRB	_	12	mark	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
11	bank	bank	NOUN	NN	Number=Sing	12	nsubj	_	_
12	adds	add	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	2	advcl	_	_
13	£	£	SYM	$	_	12	obj	_	SpaceAfter=No
14	3	3	NUM	CD	NumForm=Digit|NumType=Card	13	nummod	_	SpaceAfter=No
15	.	.	PUNCT	.	_	2	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **shout** *speech: express* | present | Ella | Free money |  |  |  |  | vn manner\_speaking-37.3 «NP V NP»: agent=Agent money=Topic |
| 2 | **add** *speech: assert* | present | the bank |  |  |  |  |  | vn mix-22.1-2 «NP V NP»: agent=Agent £=Patient |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* Her brother says, "Nah, the bank's mugging you off somehow."

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:2
# text = Her brother says, "Nah, the bank's mugging you off somehow."
1	Her	her	PRON	PRP$	Case=Gen|Gender=Fem|Number=Sing|Person=3|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	brother	brother	NOUN	NN	Number=Sing	3	nsubj	_	_
3	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
4	,	,	PUNCT	,	_	11	punct	_	_
5	"	"	PUNCT	``	_	11	punct	_	SpaceAfter=No
6	Nah	nah	INTJ	UH	_	11	discourse	_	SpaceAfter=No
7	,	,	PUNCT	,	_	6	punct	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	bank	bank	NOUN	NN	Number=Sing	11	nmod:poss	_	SpaceAfter=No
10	's	's	PART	POS	_	9	case	_	_
11	mugging	mug	VERB	VBG	VerbForm=Ger	3	ccomp	_	_
12	you	you	PRON	PRP	Case=Acc|Person=2|PronType=Prs	11	obj	_	_
13	off	off	ADP	RP	_	11	compound:prt	_	_
14	somehow	somehow	ADV	RB	_	11	advmod	_	SpaceAfter=No
15	.	.	PUNCT	.	_	11	punct	_	SpaceAfter=No
16	"	"	PUNCT	''	_	11	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | bank's brother |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic |
| 2 | **mug off** *in a quote* | gerund |  | you |  |  |  | somehow *property* | tree rules |

<!-- .note -->
*Sentence 3:* ("Mugging you off" means tricking you.)

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:3
# text = ("Mugging you off" means tricking you.)
1	(	(	PUNCT	-LRB-	_	7	punct	_	SpaceAfter=No
2	"	"	PUNCT	``	_	3	punct	_	SpaceAfter=No
3	Mugging	mug	VERB	VBG	VerbForm=Ger	7	csubj	_	_
4	you	you	PRON	PRP	Case=Acc|Person=2|PronType=Prs	3	obj	_	_
5	off	off	ADP	RP	_	3	compound:prt	_	SpaceAfter=No
6	"	"	PUNCT	''	_	3	punct	_	_
7	means	mean	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
8	tricking	trick	VERB	VBG	VerbForm=Ger	7	xcomp	_	_
9	you	you	PRON	PRP	Case=Acc|Person=2|PronType=Prs	8	obj	_	SpaceAfter=No
10	.	.	PUNCT	.	_	7	punct	_	SpaceAfter=No
11	)	)	PUNCT	-RRB-	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **mug off** *in a quote* | gerund |  | you |  |  |  |  | tree rules |
| 2 | **mean** | present | Mugging |  |  |  |  |  | vn intend-61.2-1 «NP V S»: agent=Agent clause=Topic |
| 3 | **trick** *not said to happen* | gerund | Mugging *not said here* | you |  |  |  |  | vn trick-59.2 «NP V NP»: agent=Agent you=Patient |

<!-- .note -->
*Sentence 4:* Who's closer?

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:4
# text = Who's closer?
1	Who	who	PRON	WP	PronType=Rel	3	nsubj	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	closer	close	ADJ	JJR	Degree=Cmp	0	root	_	SpaceAfter=No
4	?	?	PUNCT	.	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present |  |  |  |  |  | close *property* | tree rules |

## The options {#options}

### Option 1 · ← Mova's choice · ✓ the right answer {#o1}

<!-- .ven lang=en -->
Ella: the bank pays interest because it uses her money while it's there

<!-- fold The tree, 14 words -->
```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:o1:1
# text = Ella: the bank pays interest because it uses her money while it's there
1	Ella	Ella	PROPN	NNP	Number=Sing	5	nsubj	_	SpaceAfter=No
2	:	:	PUNCT	:	_	5	punct	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	4	det	_	_
4	bank	bank	NOUN	NN	Number=Sing	5	nsubj	_	_
5	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	interest	interest	NOUN	NN	Number=Sing	5	obj	_	_
7	because	because	SCONJ	IN	_	9	mark	_	_
8	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	9	nsubj	_	_
9	uses	use	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	advcl	_	_
10	her	her	PRON	PRP$	Case=Gen|Gender=Fem|Number=Sing|Person=3|Poss=Yes|PronType=Prs	11	nmod:poss	_	_
11	money	money	NOUN	NN	Number=Sing	9	obj	_	_
12	while	while	SCONJ	IN	_	15	mark	_	_
13	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	15	nsubj	_	SpaceAfter=No
14	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	15	cop	_	_
15	there	there	ADV	RB	PronType=Dem	9	advcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present | Ella | interest |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent interest=Asset |
| 2 | **use** | present | bank | Ella's money |  |  |  |  | vn eat-39.1 «NP V NP»: agent=Agent money=Patient |
| 3 | **is** | present | bank |  |  |  |  | there *property* | tree rules |

### Option 2 {#o2}

<!-- .ven lang=en -->
Her brother: the bank will charge her £3 later

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:o2:1
# text = Her brother: the bank will charge her £3 later
1	Her	her	PRON	PRP$	Case=Gen|Gender=Fem|Number=Sing|Person=3|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	brother	brother	NOUN	NN	Number=Sing	7	nsubj	_	SpaceAfter=No
3	:	:	PUNCT	:	_	5	punct	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	bank	bank	NOUN	NN	Number=Sing	2	conj	_	_
6	will	will	AUX	MD	VerbForm=Fin	7	aux	_	_
7	charge	charge	VERB	VB	VerbForm=Inf	0	root	_	_
8	her	she	PRON	PRP	Case=Acc|Gender=Fem|Number=Sing|Person=3|PronType=Prs	7	iobj	_	_
9	£	£	SYM	$	_	7	obj	_	SpaceAfter=No
10	3	3	NUM	CD	NumForm=Digit|NumType=Card	9	nummod	_	_
11	later	late	ADV	RBR	Degree=Cmp	7	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **charge** | future | Her brother and the bank |  | her *= she* |  |  | late *property* | vn bill-54.5-1 «NP V NP NP.asset»: agent=Agent she=Recipient £=Asset |

### Option 3 {#o3}

<!-- .ven lang=en -->
Neither: interest is only paid to grown-ups

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:o3:1
# text = Neither: interest is only paid to grown-ups
1	Neither	neither	DET	DT	PronType=Neg	3	det	_	SpaceAfter=No
2	:	:	PUNCT	:	_	1	punct	_	_
3	interest	interest	NOUN	NN	Number=Sing	6	nsubj:pass	_	_
4	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	6	aux:pass	_	_
5	only	only	ADV	RB	_	6	advmod	_	_
6	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
7	to	to	ADP	IN	_	10	case	_	_
8	grown	grow	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	10	amod	_	SpaceAfter=No
9	-	-	PUNCT	HYPH	_	8	punct	_	SpaceAfter=No
10	ups	up	NOUN	NNS	Number=Plur	6	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present · passive |  | neither interest |  |  |  | to grown ups | vn pay-68-1 «NP V NP»: subject=Asset |
| 2 | **grow** | participle |  |  |  |  |  |  | vn appear-48.1.1 «NP V»: agent=Theme |

### Option 4 {#o4}

<!-- .ven lang=en -->
Her brother: banks always secretly take money back

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t1:o4:1
# text = Her brother: banks always secretly take money back
1	Her	her	PRON	PRP$	Case=Gen|Gender=Fem|Number=Sing|Person=3|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	brother	brother	NOUN	NN	Number=Sing	7	nsubj	_	SpaceAfter=No
3	:	:	PUNCT	:	_	4	punct	_	_
4	banks	bank	NOUN	NNS	Number=Plur	7	obl	_	_
5	always	always	ADV	RB	PronType=Tot	7	advmod	_	_
6	secretly	secretly	ADV	RB	_	7	advmod	_	_
7	take	take	VERB	VBP	Mood=Ind|Number=Plur|Person=1|Tense=Pres|VerbForm=Fin	0	root	_	_
8	money	money	NOUN	NN	Number=Sing	7	obj	_	_
9	back	back	ADV	RB	_	7	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **take back** | present | Her brother | banks |  |  |  | always, secretly *property* | vn bring-11.3 «NP V NP»: agent=Agent money=Theme |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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