---
title: Dad says, "Nah, £1.95 to take a tenner out? We'll find a free one."… — Interest on savings and cash machines · tree and pragmatics
description: Dad says, "Nah, £1.95 to take a tenner out? We'll find a free one." Your sister says, "It's only £1.95, chill." What's the point Dad is making? Test 5 · ★★ of lesson 27 «Interest on savings and cash machines» of the money course of Mova's primary school, with the dependency tree and pragmatics of th
---

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# Test 5 · ★★ · Interest on savings and cash machines

<!-- .ven lang=en -->
Dad says, "Nah, £1.95 to take a tenner out? We'll find a free one." Your sister says, "It's only £1.95, chill." What's the point Dad is making?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 3 · wrong ✗ · **Who acts:** Dad, We, sister · **What happens:** say, take out, find, chill, be · **To what, where:** tenner, free one · **Speech:** someone speaks here

<!-- .vabout -->
This is test 5 · ★★ of lesson 27 «Interest on savings and cash machines» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/27-interest-on-savings-and-cash-machines/#t5).

## The question {#question}

<!-- .note -->
*Sentence 1:* Dad says, "Nah, £1.95 to take a tenner out?

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:1
# text = Dad says, "Nah, £1.95 to take a tenner out?
1	Dad	dad	NOUN	NN	Number=Sing	2	nsubj	_	_
2	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
3	,	,	PUNCT	,	_	2	punct	_	_
4	"	"	PUNCT	``	_	7	punct	_	SpaceAfter=No
5	Nah	nah	INTJ	UH	_	7	discourse	_	SpaceAfter=No
6	,	,	PUNCT	,	_	5	punct	_	_
7	£	£	SYM	$	_	2	parataxis	_	SpaceAfter=No
8	1.95	1.95	NUM	CD	NumForm=Digit|NumType=Card	7	nummod	_	_
9	to	to	PART	TO	_	10	mark	_	_
10	take	take	VERB	VB	VerbForm=Inf	7	acl	_	_
11	a	a	DET	DT	Definite=Ind|PronType=Art	12	det	_	_
12	tenner	tenner	NOUN	NN	Number=Sing	10	obj	_	_
13	out	out	ADP	RP	_	10	compound:prt	_	SpaceAfter=No
14	?	?	PUNCT	.	_	2	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: ask* | present | Dad |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic |
| 2 | **take out** *in a quote* | to-infinitive |  | a tenner |  |  |  |  | vn remove-10.1 «NP V NP»: agent=Agent tenner=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* We'll find a free one."

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:2
# text = We'll find a free one."
1	We	we	PRON	PRP	Case=Nom|Number=Plur|Person=1|PronType=Prs	3	nsubj	_	SpaceAfter=No
2	'll	will	AUX	MD	VerbForm=Fin	3	aux	_	_
3	find	find	VERB	VB	VerbForm=Inf	0	root	_	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
5	free	free	ADJ	JJ	Degree=Pos	6	amod	_	_
6	one	one	NOUN	NN	Number=Sing	3	obj	_	SpaceAfter=No
7	.	.	PUNCT	.	_	3	punct	_	SpaceAfter=No
8	"	"	PUNCT	''	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **find** | future | We | a free one |  |  |  |  | vn discover-84 «NP V NP»: agent=Agent one=Topic |

<!-- .note -->
*Sentence 3:* Your sister says, "It's only £1.95, chill."

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:3
# text = Your sister says, "It's only £1.95, chill."
1	Your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	sister	sister	NOUN	NN	Number=Sing	3	nsubj	_	_
3	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
4	,	,	PUNCT	,	_	12	punct	_	_
5	"	"	PUNCT	``	_	9	punct	_	SpaceAfter=No
6	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	9	nsubj	_	SpaceAfter=No
7	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	9	cop	_	_
8	only	only	ADV	RB	_	9	advmod	_	_
9	£	£	SYM	$	_	12	nsubj	_	SpaceAfter=No
10	1.95	1.95	NUM	CD	NumForm=Digit|NumType=Card	9	nummod	_	SpaceAfter=No
11	,	,	PUNCT	,	_	12	punct	_	_
12	chill	chill	VERB	VB	Mood=Imp|VerbForm=Fin	3	ccomp	_	SpaceAfter=No
13	.	.	PUNCT	.	_	12	punct	_	SpaceAfter=No
14	"	"	PUNCT	''	_	12	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | Your sister |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic |
| 2 | **chill** *in a quote* | infinitive |  |  |  |  |  |  | vn amuse-31.1 «NP V ADV-Middle»: agent=Experiencer |

<!-- .note -->
*Sentence 4:* What's the point Dad is making?

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:4
# text = What's the point Dad is making?
1	What	what	PRON	WP	PronType=Int	7	nsubj	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	cop	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	point	point	NOUN	NN	Number=Sing	5	compound	_	_
5	Dad	dad	NOUN	NN	Number=Sing	7	nsubj	_	_
6	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	aux	_	_
7	making	make	VERB	VBG	Tense=Pres|VerbForm=Part	0	root	_	SpaceAfter=No
8	?	?	PUNCT	.	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present · progressive |  |  |  |  |  | make *property* | tree rules |

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
Fees are paid by the bank, not by Dad

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:o1:1
# text = Fees are paid by the bank, not by Dad
1	Fees	fee	NOUN	NNS	Number=Plur	3	nsubj:pass	_	_
2	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	3	aux:pass	_	_
3	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
4	by	by	ADP	IN	_	6	case	_	_
5	the	the	DET	DT	Definite=Def|PronType=Art	6	det	_	_
6	bank	bank	NOUN	NN	Number=Sing	3	obl	_	SpaceAfter=No
7	,	,	PUNCT	,	_	10	punct	_	_
8	not	not	PART	RB	Polarity=Neg	10	advmod	_	_
9	by	by	ADP	IN	_	10	case	_	_
10	Dad	Dad	PROPN	NNP	Number=Sing	3	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present · passive | the bank | Fees |  |  |  | by Dad | vn pay-68-1 «NP V NP»: agent=Agent subject=Asset |

### Option 2 {#o2}

<!-- .ven lang=en -->
Machines with fees always steal your card

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:o2:1
# text = Machines with fees always steal your card
1	Machines	machine	NOUN	NNS	Number=Plur	5	nsubj	_	_
2	with	with	ADP	IN	_	3	case	_	_
3	fees	fee	NOUN	NNS	Number=Plur	1	nmod	_	_
4	always	always	ADV	RB	PronType=Tot	5	advmod	_	_
5	steal	steal	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	7	nmod:poss	_	_
7	card	card	NOUN	NN	Number=Sing	5	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **steal** | present | Machines with fees | your card |  |  |  | always *property* | vn appear-48.1.1 «PP.location V NP»: agent=Location card=Theme |

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
The fee is nearly a fifth of the £10, which is a lot to pay for cash

<!-- fold The tree, 18 words -->
```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:o3:1
# text = The fee is nearly a fifth of the £10, which is a lot to pay for cash
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	fee	fee	NOUN	NN	Number=Sing	6	nsubj	_	_
3	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	6	cop	_	_
4	nearly	nearly	ADV	RB	_	6	advmod	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	fifth	fifth	NOUN	NN	Number=Sing	0	root	_	_
7	of	of	ADP	IN	_	9	case	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	£	£	SYM	$	_	6	nmod	_	SpaceAfter=No
10	10	10	NUM	CD	NumForm=Digit|NumType=Card	9	nummod	_	SpaceAfter=No
11	,	,	PUNCT	,	_	15	punct	_	_
12	which	which	PRON	WDT	PronType=Rel	15	nsubj	_	_
13	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	15	cop	_	_
14	a	a	DET	DT	Definite=Ind|PronType=Art	15	det	_	_
15	lot	lot	NOUN	NN	Number=Sing	6	conj	_	_
16	to	to	PART	TO	_	17	mark	_	_
17	pay	pay	VERB	VB	VerbForm=Inf	15	acl	_	_
18	for	for	ADP	IN	_	19	case	_	_
19	cash	cash	NOUN	NN	Number=Sing	17	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | the fee | a fifth and a lot |  |  |  | nearly *property* | tree rules |
| 2 | **is a** | present | a fifth and a lot | a lot |  |  |  |  | tree rules |
| 3 | **pay** | to-infinitive | the fee *not said here* |  |  |  |  | for cash | vn pay-68-1 «NP V NP PP.theme»: agent=Agent for cash=Theme |

### Option 4 {#o4}

<!-- .ven lang=en -->
Free machines give out more money than you ask for

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t5:o4:1
# text = Free machines give out more money than you ask for
1	Free	free	ADJ	JJ	Degree=Pos	2	amod	_	_
2	machines	machine	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	give	give	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	out	out	ADP	RP	_	3	compound:prt	_	_
5	more	more	ADJ	JJR	Degree=Cmp	6	amod	_	_
6	money	money	NOUN	NN	Number=Sing	3	obj	_	_
7	than	than	SCONJ	IN	_	9	mark	_	_
8	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	9	nsubj	_	_
9	ask	ask	VERB	VBP	Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin	3	advcl	_	_
10	for	for	ADP	IN	_	9	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **give out** | present | Free machines | more money |  |  |  |  | vn contribute-13.2 «NP V NP.theme (PP)»: agent=Agent money=Theme |
| 2 | **ask** *speech: ask* | present | you |  |  |  |  |  | vn inquire-37.1.2 «NP V»: agent=Agent |

<!-- div src -->

**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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