---
title: A grandad from Yorkshire says, "Interest is low, prices are up, me s… — Interest on savings and cash machines · tree and pragmatics
description: A grandad from Yorkshire says, "Interest is low, prices are up, me savings are going backwards, love." What does he mean? Test 8 · ★★ of lesson 27 «Interest on savings and cash machines» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each
---

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# Test 8 · ★★ · Interest on savings and cash machines

<!-- .ven lang=en -->
A grandad from Yorkshire says, "Interest is low, prices are up, me savings are going backwards, love." What does he mean?

<!-- .vintro -->
**Mova's choice:** option 3 · **The right answer:** option 3 · right ✓ · **Who acts:** grandad, Interest · **What happens:** say, be, go, mean · **Speech:** someone speaks here

<!-- .vabout -->
This is test 8 · ★★ of lesson 27 «Interest on savings and cash machines» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/27-interest-on-savings-and-cash-machines/#t8).

## The question {#question}

<!-- .note -->
*Sentence 1:* A grandad from Yorkshire says, "Interest is low, prices are up, me savings are going backwards, love."

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t8:1
# text = A grandad from Yorkshire says, "Interest is low, prices are up, me savings are going backwards, love."
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	grandad	grandad	NOUN	NN	Number=Sing	5	nsubj	_	_
3	from	from	ADP	IN	_	4	case	_	_
4	Yorkshire	Yorkshire	PROPN	NNP	Number=Sing	2	nmod	_	_
5	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
6	,	,	PUNCT	,	_	10	punct	_	_
7	"	"	PUNCT	``	_	10	punct	_	SpaceAfter=No
8	Interest	interest	NOUN	NN	Number=Sing	10	nsubj	_	_
9	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	10	cop	_	_
10	low	low	ADJ	JJ	Degree=Pos	5	ccomp	_	SpaceAfter=No
11	,	,	PUNCT	,	_	14	punct	_	_
12	prices	price	NOUN	NNS	Number=Plur	14	nsubj	_	_
13	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	14	cop	_	_
14	up	up	ADP	RP	_	10	compound:prt	_	SpaceAfter=No
15	,	,	PUNCT	,	_	19	punct	_	_
16	me	I	PRON	PRP	Case=Acc|Number=Sing|Person=1|PronType=Prs	19	nsubj	_	_
17	savings	savings	NOUN	NNS	Number=Ptan	19	nsubj	_	_
18	are	be	AUX	VBP	Mood=Ind|Number=Sing|Person=1|Tense=Pres|VerbForm=Fin	19	aux	_	_
19	going	go	VERB	VBG	Tense=Pres|VerbForm=Part	5	ccomp	_	_
20	backwards	backwards	ADV	RB	_	19	advmod	_	SpaceAfter=No
21	,	,	PUNCT	,	_	22	punct	_	_
22	love	love	NOUN	NN	Number=Sing	19	vocative	_	SpaceAfter=No
23	.	.	PUNCT	.	_	19	punct	_	SpaceAfter=No
24	"	"	PUNCT	''	_	19	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | a grandad from Yorkshire |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic |
| 2 | **is** *in a quote* | present | Interest |  |  |  |  | low *property* | tree rules |
| 3 | **go** *in a quote* | present · progressive | a grandad from Yorkshire *= grandad* |  |  |  |  | love *vocative*; backwards *property* | vn disappearance-48.2-1 «NP V»: agent=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What does he mean?

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t8:2
# text = What does he mean?
1	What	what	PRON	WP	PronType=Int	4	obj	_	_
2	does	do	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	aux	_	_
3	he	he	PRON	PRP	Case=Nom|Gender=Masc|Number=Sing|Person=3|PronType=Prs	4	nsubj	_	_
4	mean	mean	VERB	VB	VerbForm=Inf	0	root	_	SpaceAfter=No
5	?	?	PUNCT	.	_	4	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **mean** | present · do-support | grandad |  |  |  |  |  | vn intend-61.2-1 «NP V NP»: agent=Agent what=Topic |

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
Interest makes savings shrink when it is low

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t8:o1:1
# text = Interest makes savings shrink when it is low
1	Interest	interest	NOUN	NN	Number=Sing	2	nsubj	_	_
2	makes	make	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	savings	savings	NOUN	NNS	Number=Ptan	2	obj	_	_
4	shrink	shrink	VERB	VB	VerbForm=Inf	2	xcomp	_	_
5	when	when	SCONJ	WRB	_	8	mark	_	_
6	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	8	nsubj	_	_
7	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	8	cop	_	_
8	low	low	ADJ	JJ	Degree=Pos	2	advcl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **make** | present | Interest | savings |  |  |  |  | tree rules |
| 2 | **shrink** | infinitive | savings *not said here* |  |  |  |  |  | vn bend-45.2 «NP.patient V»: agent=Patient |
| 3 | **is** | present | Interest |  |  |  |  | low *property* | tree rules |

### Option 2 {#o2}

<!-- .ven lang=en -->
His savings are being taken out by the bank each month

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t8:o2:1
# text = His savings are being taken out by the bank each month
1	His	his	PRON	PRP$	Case=Gen|Gender=Masc|Number=Sing|Person=3|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	savings	savings	NOUN	NNS	Number=Ptan	5	nsubj:pass	_	_
3	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	5	aux:pass	_	_
4	being	be	AUX	VBG	Tense=Pres|VerbForm=Part	5	aux:pass	_	_
5	taken	take	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
6	out	out	ADP	RP	_	5	compound:prt	_	_
7	by	by	ADP	IN	_	9	case	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	bank	bank	NOUN	NN	Number=Sing	5	obl	_	_
10	each	each	DET	DT	PronType=Tot	11	det	_	_
11	month	month	NOUN	NN	Number=Sing	5	obl:unmarked	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **take out** | present · passive | the bank | His savings |  |  | month |  | vn remove-10.1 «NP V NP»: agent=Agent subject=Theme |
| 2 | **save** |  | His *= he* |  |  |  |  |  | nom savings «possession transitive»: poss=agent |

### Option 3 · ← Mova's choice · ✓ the right answer {#o3}

<!-- .ven lang=en -->
Prices rising faster than interest means his money buys less

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t8:o3:1
# text = Prices rising faster than interest means his money buys less
1	Prices	price	NOUN	NNS	Number=Plur	6	nsubj	_	_
2	rising	rise	VERB	VBG	VerbForm=Ger	1	acl	_	_
3	faster	fast	ADV	RBR	Degree=Cmp	2	advmod	_	_
4	than	than	ADP	IN	_	5	case	_	_
5	interest	interest	NOUN	NN	Number=Sing	3	obl	_	_
6	means	mean	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
7	his	his	PRON	PRP$	Case=Gen|Gender=Masc|Number=Sing|Person=3|Poss=Yes|PronType=Prs	8	nmod:poss	_	_
8	money	money	NOUN	NN	Number=Sing	9	nsubj	_	_
9	buys	buy	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	6	ccomp	_	_
10	less	less	ADV	RBR	Degree=Cmp	9	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **rise** | gerund | Prices *not said here* |  |  |  |  | fast *property* | vn assuming\_position-50 «NP V»: agent=Agent |
| 2 | **mean** | present | Prices |  |  |  |  |  | vn intend-61.2-1 «NP V S»: agent=Agent clause=Topic |
| 3 | **buy** | present | his money |  |  |  |  | less *property* | vn accept-77.1 «NP V how S»: agent=Agent |

### Option 4 {#o4}

<!-- .ven lang=en -->
He has spent his savings on Yorkshire puddings

```conllu
# sent_id = question:money:27-interest-on-savings-and-cash-machines:t8:o4:1
# text = He has spent his savings on Yorkshire puddings
1	He	he	PRON	PRP	Case=Nom|Gender=Masc|Number=Sing|Person=3|PronType=Prs	3	nsubj	_	_
2	has	have	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	aux	_	_
3	spent	spend	VERB	VBN	Tense=Past|VerbForm=Part	0	root	_	_
4	his	his	PRON	PRP$	Case=Gen|Gender=Masc|Number=Sing|Person=3|Poss=Yes|PronType=Prs	5	nmod:poss	_	_
5	savings	savings	NOUN	NNS	Number=Ptan	3	obj	_	_
6	on	on	ADP	IN	_	8	case	_	_
7	Yorkshire	Yorkshire	PROPN	NNP	Number=Sing	8	compound	_	_
8	puddings	pudding	NOUN	NNS	Number=Plur	3	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **spend** | present · perfect | He | his savings |  |  |  | on Yorkshire puddings *goal* | vn consume-66-1 «NP V NP S\_ING»: agent=Agent savings=Asset on pudding=Goal |
| 2 | **save** |  | his *= he* |  |  |  |  |  | nom savings «possession transitive»: poss=agent |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- ← previous: [Interest on savings and cash machines, test 7](https://md.mova.elamur.ai/free/en/corpora/questions/money/27-interest-on-savings-and-cash-machines/t7/)
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- ↑ back to [Interest on savings and cash machines](https://md.mova.elamur.ai/free/en/corpora/questions/money/27-interest-on-savings-and-cash-machines/)

