--- title: What a bank does with your money and why banks lend — the lesson's questions with trees and pragmatics · Money description: The 15 test and exam questions of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, each with its options, Mova's choice and the right answer, every sentence with its dependency tree and pragmatics. --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [questions](https://md.mova.elamur.ai/free/en/corpora/questions/) / [Money](https://md.mova.elamur.ai/free/en/corpora/questions/money/) / What a bank does with your money and w… # What a bank does with your money and why banks lend The 15 questions of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school with their options, 94 sentences, every one parsed by Mova with its syntax tree and pragmatics. How the student did on them: [the lesson at school](https://md.mova.elamur.ai/free/en/school-run/money/28-what-a-bank-does-with-your-money/). - [t1](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t1/) — Your mate goes, "Banks are mid, they just guard a big pile of cash and do nothing." ("Mid" means meh.) What's wrong? — wrong ✗ · ★★★ - [t2](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t2/) — A Geordie lad says, "Me uncle's work's dead up and down, so the bank says nah to his loan, howay man!" ("Howay man" means "come on!") Why did the bank say no? — wrong ✗ · ★★★ - [t3](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t3/) — Leo says, "If the bank lent out my money, it's basically gone, that's well sus." What's the honest answer? — wrong ✗ · ★★★ - [t4](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t4/) — What would happen if everyone at one bank tried to take all their money out on the same morning? — right ✓ · ★★★ - [t5](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t5/) — Grandad, a bit salty about 2008, says, "The government should've let them banks sink." His neighbour says, "If they'd sunk, ordinary folk would've lost their savings." ("Salty" means bitter.) What's the fair summary? — wrong ✗ · ★★★ - [t6](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t6/) — Dev's dad says, "Loyalty doesn't pay, son." Dev asks, "Why not just stay?" On £1,000, the new bank pays 3% — sorry, 4% — and the old one 1%. How much more a year does he get by switching? — wrong ✗ · ★★★ - [t7](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t7/) — In a cartoon, a bank lends to everyone without asking any questions, and the bank grows richer every day. What would really happen? — right ✓ · ★★★ - [t8](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t8/) — Your aunt says, "Online banks are dodgy, no building, so where's the money?" What's true? — wrong ✗ · ★★★ - [t9](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t9/) — A Gen Z cousin says, "Base rate's going up, highkey bad for Mum's loan." ("Highkey" means very obviously.) Why is it bad for the loan? — wrong ✗ · ★★★ - [t10](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t10/) — Mia goes, "Why's the bank pay me 3% but charge Mum 20%? That's daylight robbery!" What's the best explanation? — right ✓ · ★★★ - [t11](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t11/) — The bank pays 2% on £100 and lends it at 7%. If the borrower never pays back the £100, roughly how does the bank do? — wrong ✗ · ★★★ - [e1](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e1/) — It is given that a bank remunerates a depositor at two per cent and lends the same £100 at seven per cent. Determine the sum retained by the bank in one year. — wrong ✗ · exam - [e2](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e2/) — Identify the institution which, in the United Kingdom, sets the principal rate of interest. — right ✓ · exam - [e3](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e3/) — Which of the following statements most accurately characterises the principal source of a bank's profit? — wrong ✗ · exam - [e4](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e4/) — Identify the principal reason for which a bank assesses the creditworthiness of an applicant before advancing a loan. — right ✓ · exam - ← previous: [27. Interest on savings and cash machines](https://md.mova.elamur.ai/free/en/corpora/questions/money/27-interest-on-savings-and-cash-machines/) - next →: [29. Jobs and what people earn](https://md.mova.elamur.ai/free/en/corpora/questions/money/29-jobs-and-what-people-earn/) - ↑ back to [Money](https://md.mova.elamur.ai/free/en/corpora/questions/money/)