---
title: It is given that a bank remunerates a depositor at two per cent and… — What a bank does with your money and w… · tree and pragmatics
description: It is given that a bank remunerates a depositor at two per cent and lends the same £100 at seven per cent. Determine the sum retained by the bank in one year. Exam question 1 of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, with the dep
---

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# Exam question 1 · What a bank does with your money and why banks lend

<!-- .ven lang=en -->
It is given that a bank remunerates a depositor at two per cent and lends the same £100 at seven per cent. Determine the sum retained by the bank in one year.

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**Mova's choice:** option 1 · **The right answer:** option 2 · wrong ✗ · **Who acts:** bank, you · **What happens:** give, remunerate, lend, determine, retain · **To what, where:** It, depositor, two per cent, seven per cent, sum

<!-- .vabout -->
This is exam question 1 of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/28-what-a-bank-does-with-your-money/#e1).

## The question {#question}

<!-- .note -->
*Sentence 1:* It is given that a bank remunerates a depositor at two per cent and lends the same £100 at seven per cent.

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e1:1
# text = It is given that a bank remunerates a depositor at two per cent and lends the same £100 at seven per cent.
1	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	3	nsubj:pass	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	aux:pass	_	_
3	given	give	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
4	that	that	SCONJ	IN	_	7	mark	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	bank	bank	NOUN	NN	Number=Sing	7	nsubj	_	_
7	remunerates	remunerate	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	advcl	_	_
8	a	a	DET	DT	Definite=Ind|PronType=Art	9	det	_	_
9	depositor	depositor	NOUN	NN	Number=Sing	7	obj	_	_
10	at	at	ADP	IN	_	13	case	_	_
11	two	two	NUM	CD	NumForm=Word|NumType=Card	13	nummod	_	_
12	per	per	NOUN	NN	Number=Sing	13	compound	_	_
13	cent	cent	NOUN	NN	Number=Sing	7	obl	_	_
14	and	and	CCONJ	CC	_	15	cc	_	_
15	lends	lend	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	conj	_	_
16	the	the	DET	DT	Definite=Def|PronType=Art	18	det	_	_
17	same	same	ADJ	JJ	Degree=Pos	18	amod	_	_
18	£	£	SYM	$	_	15	obj	_	SpaceAfter=No
19	100	100	NUM	CD	NumForm=Digit|NumType=Card	18	nummod	_	_
20	at	at	ADP	IN	_	23	case	_	_
21	seven	seven	NUM	CD	NumForm=Word|NumType=Card	23	nummod	_	_
22	per	per	NOUN	NN	Number=Sing	23	compound	_	_
23	cent	cent	NOUN	NN	Number=Sing	15	obl	_	SpaceAfter=No
24	.	.	PUNCT	.	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **give** | present · passive |  | It |  |  |  |  | vn give-13.1-1 «NP V NP»: subject=Theme |
| 2 | **remunerate** | present | a bank | a depositor |  | two per cent |  |  | vn equip-13.4.2-1 «NP V NP.recipient»: agent=Agent depositor=Recipient |
| 3 | **lend** | present | a bank *not said here* |  |  | seven per cent |  |  | vn give-13.1 «NP V NP»: agent=Agent £=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* Determine the sum retained by the bank in one year.

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e1:2
# text = Determine the sum retained by the bank in one year.
1	Determine	determine	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
2	the	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
3	sum	sum	NOUN	NN	Number=Sing	1	obj	_	_
4	retained	retain	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	3	acl	_	_
5	by	by	ADP	IN	_	7	case	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
7	bank	bank	NOUN	NN	Number=Sing	4	obl	_	_
8	in	in	ADP	IN	_	10	case	_	_
9	one	one	NUM	CD	NumForm=Word|NumType=Card	10	nummod	_	_
10	year	year	NOUN	NN	Number=Sing	4	obl	_	SpaceAfter=No
11	.	.	PUNCT	.	_	1	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **determine** | imperative | you *not said here* | the sum |  |  |  |  | vn discover-84 «NP V NP»: agent=Agent sum=Topic |
| 2 | **retain** | participle |  | the sum *not said here* |  |  | year | by the bank | tree rules |

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
£2

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e1:o1:1
# text = £2
1	£	£	SYM	$	_	0	root	_	SpaceAfter=No
2	2	2	NUM	CD	NumForm=Digit|NumType=Card	1	nummod	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

### Option 2 · ✓ the right answer {#o2}

<!-- .ven lang=en -->
£5

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e1:o2:1
# text = £5
1	£	£	SYM	$	_	0	root	_	SpaceAfter=No
2	5	5	NUM	CD	NumForm=Digit|NumType=Card	1	nummod	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

### Option 3 {#o3}

<!-- .ven lang=en -->
£7

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e1:o3:1
# text = £7
1	£	£	SYM	$	_	0	root	_	SpaceAfter=No
2	7	7	NUM	CD	NumForm=Digit|NumType=Card	1	nummod	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

### Option 4 {#o4}

<!-- .ven lang=en -->
£9

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e1:o4:1
# text = £9
1	£	£	SYM	$	_	0	root	_	SpaceAfter=No
2	9	9	NUM	CD	NumForm=Digit|NumType=Card	1	nummod	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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- ← previous: [What a bank does with your money and w…, test 11](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t11/)
- next →: [What a bank does with your money and w…, exam 2](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e2/)
- ↑ back to [What a bank does with your money and why banks lend](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/)