---
title: Which of the following statements most accurately characterises the… — What a bank does with your money and w… · tree and pragmatics
description: Which of the following statements most accurately characterises the principal source of a bank's profit? Exam question 3 of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of eac
---

<!-- md -->
[Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e3/)

<!-- crumbs -->
[home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [questions](https://md.mova.elamur.ai/free/en/corpora/questions/) / [Money](https://md.mova.elamur.ai/free/en/corpora/questions/money/) / [What a bank does with your money and w…](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/) / e3

# Exam question 3 · What a bank does with your money and why banks lend

<!-- .ven lang=en -->
Which of the following statements most accurately characterises the principal source of a bank's profit?

<!-- .vintro -->
**Mova's choice:** option 2 · **The right answer:** option 3 · wrong ✗ · **Who acts:** bank · **What happens:** follow, characteris, profit · **To what, where:** principal source

<!-- .vabout -->
This is exam question 3 of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, asked in stiff, formal language. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/28-what-a-bank-does-with-your-money/#e3).

## The question {#question}

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e3:1
# text = Which of the following statements most accurately characterises the principal source of a bank's profit?
1	Which	which	PRON	WDT	PronType=Rel	8	nsubj	_	_
2	of	of	ADP	IN	_	5	case	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	following	follow	VERB	VBG	VerbForm=Ger	5	amod	_	_
5	statements	statement	NOUN	NNS	Number=Plur	8	obl	_	_
6	most	most	ADV	RBS	Degree=Sup	7	advmod	_	_
7	accurately	accurately	ADV	RB	_	8	advmod	_	_
8	characterises	characteris	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
9	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
10	principal	principal	ADJ	JJ	Degree=Pos	11	amod	_	_
11	source	source	NOUN	NN	Number=Sing	8	obj	_	_
12	of	of	ADP	IN	_	16	case	_	_
13	a	a	DET	DT	Definite=Ind|PronType=Art	14	det	_	_
14	bank	bank	NOUN	NN	Number=Sing	16	nmod:poss	_	SpaceAfter=No
15	's	's	PART	POS	_	14	case	_	_
16	profit	profit	NOUN	NN	Number=Sing	11	nmod	_	SpaceAfter=No
17	?	?	PUNCT	.	_	8	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **follow** | gerund |  |  |  |  |  |  | vn occur-48.3-1 «NP V»: agent=Theme |
| 2 | **characteris** | present |  | the principal source of a bank's profit |  |  |  | of the following statements; accurately *property* | tree rules |
| 3 | **profit** |  | a bank |  |  |  |  |  | nom profit «possession intransitive»: poss=agent |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
The sale of the bank's buildings to the government every year

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e3:o1:1
# text = The sale of the bank's buildings to the government every year
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	sale	sale	NOUN	NN	Number=Sing	0	root	_	_
3	of	of	ADP	IN	_	7	case	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	bank	bank	NOUN	NN	Number=Sing	7	nmod:poss	_	SpaceAfter=No
6	's	's	PART	POS	_	5	case	_	_
7	buildings	building	NOUN	NNS	Number=Plur	2	nmod	_	_
8	to	to	ADP	IN	_	10	case	_	_
9	the	the	DET	DT	Definite=Def|PronType=Art	10	det	_	_
10	government	government	NOUN	NN	Number=Sing	7	nmod	_	_
11	every	every	DET	DT	PronType=Tot	12	det	_	_
12	year	year	NOUN	NN	Number=Sing	2	nmod:unmarked	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

### Option 2 · ← Mova's choice {#o2}

<!-- .ven lang=en -->
The printing of banknotes for the bank's own use

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e3:o2:1
# text = The printing of banknotes for the bank's own use
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	printing	printing	NOUN	NN	Number=Sing	0	root	_	_
3	of	of	ADP	IN	_	4	case	_	_
4	banknotes	banknote	NOUN	NNS	Number=Plur	2	nmod	_	_
5	for	for	ADP	IN	_	10	case	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
7	bank	bank	NOUN	NN	Number=Sing	10	nmod:poss	_	SpaceAfter=No
8	's	's	PART	POS	_	7	case	_	_
9	own	own	ADJ	JJ	Degree=Pos	10	amod	_	_
10	use	use	NOUN	NN	Number=Sing	2	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **print** |  |  | banknotes |  |  |  | for the bank's own use | nom printing «communication transitive»: of=patient for=obl |
| 2 | **use** |  | the bank |  |  |  |  |  | nom use «act transitive»: poss=agent |

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
The difference between the interest charged to borrowers and that paid to savers

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e3:o3:1
# text = The difference between the interest charged to borrowers and that paid to savers
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	difference	difference	NOUN	NN	Number=Sing	6	nsubj:pass	_	_
3	between	between	ADP	IN	_	5	case	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	interest	interest	NOUN	NN	Number=Sing	2	nmod	_	_
6	charged	charge	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
7	to	to	ADP	IN	_	8	case	_	_
8	borrowers	borrower	NOUN	NNS	Number=Plur	6	obl	_	_
9	and	and	CCONJ	CC	_	11	cc	_	_
10	that	that	PRON	WDT	PronType=Rel	11	nsubj	_	_
11	paid	pay	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	6	conj	_	_
12	to	to	ADP	IN	_	13	case	_	_
13	savers	saver	NOUN	NNS	Number=Plur	11	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **charge** | participle · passive |  | the difference between the interest |  |  |  | to borrowers | vn run-51.3.2 «PP.location V NP»: subject=Theme |
| 2 | **pay** | past | that |  |  |  |  | to savers | vn pay-68-1 «NP V NP»: agent=Agent |

### Option 4 {#o4}

<!-- .ven lang=en -->
A fee levied upon each customer for entering a branch

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:e3:o4:1
# text = A fee levied upon each customer for entering a branch
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	fee	fee	NOUN	NN	Number=Sing	0	root	_	_
3	levied	levy	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	2	acl	_	_
4	upon	upon	ADP	IN	_	6	case	_	_
5	each	each	DET	DT	PronType=Tot	6	det	_	_
6	customer	customer	NOUN	NN	Number=Sing	3	obl	_	_
7	for	for	SCONJ	IN	_	8	mark	_	_
8	entering	enter	VERB	VBG	Tense=Pres|VerbForm=Part	3	advcl	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	branch	branch	NOUN	NN	Number=Sing	8	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **levy** | participle |  | a fee *not said here* |  |  |  | upon each customer | tree rules |
| 2 | **enter** | gerund |  | a branch |  |  |  |  | vn escape-51.1-1-2 «NP V NP»: agent=Theme branch=Destination |

<!-- div src -->

**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

<!-- pn -->
- ← previous: [What a bank does with your money and w…, exam 2](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e2/)
- next →: [What a bank does with your money and w…, exam 4](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/e4/)
- ↑ back to [What a bank does with your money and why banks lend](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/)