---
title: Your mate goes, "Banks are mid, they just guard a big pile of cash a… — What a bank does with your money and w… · tree and pragmatics
description: Your mate goes, "Banks are mid, they just guard a big pile of cash and do nothing." ("Mid" means meh.) What's wrong? Test 1 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question a
---

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# Test 1 · ★★★ · What a bank does with your money and why banks lend

<!-- .ven lang=en -->
Your mate goes, "Banks are mid, they just guard a big pile of cash and do nothing." ("Mid" means meh.) What's wrong?

<!-- .vintro -->
**Mova's choice:** option 3 · **The right answer:** option 2 · wrong ✗ · **Who acts:** mate, Banks, Mid · **What happens:** go, be, guard, do, mean · **To what, where:** big pile, nothing · **Speech:** someone speaks here

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This is test 1 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/28-what-a-bank-does-with-your-money/#t1).

## The question {#question}

<!-- .note -->
*Sentence 1:* Your mate goes, "Banks are mid, they just guard a big pile of cash and do nothing."

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t1:1
# text = Your mate goes, "Banks are mid, they just guard a big pile of cash and do nothing."
1	Your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	mate	mate	NOUN	NN	Number=Sing	3	nsubj	_	_
3	goes	go	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
4	,	,	PUNCT	,	_	8	punct	_	_
5	"	"	PUNCT	``	_	8	punct	_	SpaceAfter=No
6	Banks	bank	NOUN	NNS	Number=Plur	8	nsubj	_	_
7	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	8	cop	_	_
8	mid	mid	ADJ	JJ	Degree=Pos	3	advcl	_	SpaceAfter=No
9	,	,	PUNCT	,	_	12	punct	_	_
10	they	they	PRON	PRP	Case=Nom|Number=Plur|Person=3|PronType=Prs	12	nsubj	_	_
11	just	just	ADV	RB	_	12	advmod	_	_
12	guard	guard	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	3	parataxis	_	_
13	a	a	DET	DT	Definite=Ind|PronType=Art	15	det	_	_
14	big	big	ADJ	JJ	Degree=Pos	15	amod	_	_
15	pile	pile	NOUN	NN	Number=Sing	12	obj	_	_
16	of	of	ADP	IN	_	17	case	_	_
17	cash	cash	NOUN	NN	Number=Sing	15	nmod	_	_
18	and	and	CCONJ	CC	_	19	cc	_	_
19	do	do	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	12	conj	_	_
20	nothing	nothing	PRON	NN	Number=Sing|PronType=Neg	19	obj	_	SpaceAfter=No
21	.	.	PUNCT	.	_	3	punct	_	SpaceAfter=No
22	"	"	PUNCT	''	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **go** | present | Your mate |  |  |  |  |  | vn say-37.7 «NP V S-Quote»: agent=Agent clause=Topic |
| 2 | **is** *in a quote* | present | Banks |  |  |  |  | mid *property* | tree rules |
| 3 | **guard** *in a quote* | present | Banks *= bank* | a big pile of cash |  |  |  |  | vn defend-72.3 «NP V NP»: agent=Agent pile=Beneficiary |
| 4 | **do** *in a quote* | present | Banks *= bank* *not said here* | nothing |  |  |  |  | vn act-114-1 «NP V NP»: agent=Agent nothing=Eventuality |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* ("Mid" means meh.)

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t1:2
# text = ("Mid" means meh.)
1	(	(	PUNCT	-LRB-	_	5	punct	_	SpaceAfter=No
2	"	"	PUNCT	``	_	3	punct	_	SpaceAfter=No
3	Mid	Mid	PROPN	NNP	Number=Sing	5	nsubj	_	SpaceAfter=No
4	"	"	PUNCT	''	_	3	punct	_	_
5	means	mean	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	meh	meh	INTJ	UH	_	5	discourse	_	SpaceAfter=No
7	.	.	PUNCT	.	_	5	punct	_	SpaceAfter=No
8	)	)	PUNCT	-RRB-	_	5	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **mean** | present | Mid |  |  |  |  |  | vn intend-61.2-1 «NP V S»: agent=Agent |

<!-- .note -->
*Sentence 3:* What's wrong?

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t1:3
# text = What's wrong?
1	What	what	PRON	WP	PronType=Int	3	nsubj	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	wrong	wrong	ADJ	JJ	Degree=Pos	0	root	_	SpaceAfter=No
4	?	?	PUNCT	.	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present |  |  |  |  |  | wrong *property* | tree rules |

## The options {#options}

### Option 1 {#o1}

<!-- .ven lang=en -->
Nothing, banks really only guard cash

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t1:o1:1
# text = Nothing, banks really only guard cash
1	Nothing	nothing	PRON	NN	Number=Sing|PronType=Neg	3	compound	_	SpaceAfter=No
2	,	,	PUNCT	,	_	1	punct	_	_
3	banks	bank	NOUN	NNS	Number=Plur	6	nsubj	_	_
4	really	really	ADV	RB	_	6	advmod	_	_
5	only	only	ADV	RB	_	6	advmod	_	_
6	guard	guard	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
7	cash	cash	NOUN	NN	Number=Sing	6	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **guard** | infinitive | Nothing banks | cash |  |  |  |  | vn defend-72.3 «NP V NP»: agent=Agent cash=Beneficiary |

### Option 2 · ✓ the right answer {#o2}

<!-- .ven lang=en -->
Banks lend most of it out and earn interest on the loans

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t1:o2:1
# text = Banks lend most of it out and earn interest on the loans
1	Banks	bank	NOUN	NNS	Number=Plur	2	nsubj	_	_
2	lend	lend	VERB	VBP	Mood=Ind|Tense=Pres|VerbForm=Fin	0	root	_	_
3	most	most	ADJ	JJS	Degree=Sup	2	obj	_	_
4	of	of	ADP	IN	_	5	case	_	_
5	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	3	nmod	_	_
6	out	out	ADP	RP	_	2	compound:prt	_	_
7	and	and	CCONJ	CC	_	8	cc	_	_
8	earn	earn	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	2	conj	_	_
9	interest	interest	NOUN	NN	Number=Sing	8	obj	_	_
10	on	on	ADP	IN	_	12	case	_	_
11	the	the	DET	DT	Definite=Def|PronType=Art	12	det	_	_
12	loans	loan	NOUN	NNS	Number=Plur	8	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **lend out** | present | Banks | most of it |  |  |  |  | vn give-13.1 «NP V NP»: agent=Agent most=Theme |
| 2 | **earn** | present | Banks *not said here* | interest |  | the loans |  |  | vn get-13.5.1-1 «NP V NP PP.source»: agent=Agent interest=Theme on loan=Source |

### Option 3 · ← Mova's choice {#o3}

<!-- .ven lang=en -->
Banks give all of it to the government every Friday afternoon

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t1:o3:1
# text = Banks give all of it to the government every Friday afternoon
1	Banks	bank	NOUN	NNS	Number=Plur	2	nsubj	_	_
2	give	give	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	all	all	DET	DT	PronType=Tot	2	obj	_	_
4	of	of	ADP	IN	_	5	case	_	_
5	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	3	nmod	_	_
6	to	to	ADP	IN	_	8	case	_	_
7	the	the	DET	DT	Definite=Def|PronType=Art	8	det	_	_
8	government	government	NOUN	NN	Number=Sing	2	obl	_	_
9	every	every	DET	DT	PronType=Tot	11	det	_	_
10	Friday	Friday	PROPN	NNP	Number=Sing	11	compound	_	_
11	afternoon	afternoon	NOUN	NN	Number=Sing	2	obl:unmarked	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **give** | present | Banks | all | the government |  | afternoon |  | vn give-13.1-1 «NP V NP PP.recipient»: agent=Agent all=Theme to government=Recipient |

### Option 4 {#o4}

<!-- .ven lang=en -->
Banks spend it all on their own buildings

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t1:o4:1
# text = Banks spend it all on their own buildings
1	Banks	bank	NOUN	NNS	Number=Plur	2	nsubj	_	_
2	spend	spend	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	2	obj	_	_
4	all	all	DET	DT	PronType=Tot	3	det	_	_
5	on	on	ADP	IN	_	8	case	_	_
6	their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	8	nmod:poss	_	_
7	own	own	ADJ	JJ	Degree=Pos	8	amod	_	_
8	buildings	building	NOUN	NNS	Number=Plur	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **spend** | present | Banks | it |  |  |  | on Banks's own buildings *goal* | vn consume-66-1 «NP V NP S\_ING»: agent=Agent it=Asset on building=Goal |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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- ← previous: [Interest on savings and cash machines, exam 4](https://md.mova.elamur.ai/free/en/corpora/questions/money/27-interest-on-savings-and-cash-machines/e4/)
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