---
title: Leo says, "If the bank lent out my money, it's basically gone, that'… — What a bank does with your money and w… · tree and pragmatics
description: Leo says, "If the bank lent out my money, it's basically gone, that's well sus." What's the honest answer? Test 3 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, with the dependency tree and pragmatics of the question and of each
---

<!-- md -->
[Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t3/)

<!-- crumbs -->
[home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [questions](https://md.mova.elamur.ai/free/en/corpora/questions/) / [Money](https://md.mova.elamur.ai/free/en/corpora/questions/money/) / [What a bank does with your money and w…](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/) / t3

# Test 3 · ★★★ · What a bank does with your money and why banks lend

<!-- .ven lang=en -->
Leo says, "If the bank lent out my money, it's basically gone, that's well sus." What's the honest answer?

<!-- .vintro -->
**Mova's choice:** option 3 · **The right answer:** option 1 · wrong ✗ · **Who acts:** Leo, bank, that, honest answer · **What happens:** say, lend out, be · **To what, where:** money, well sus · **Speech:** someone speaks here

<!-- .vabout -->
This is test 3 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/28-what-a-bank-does-with-your-money/#t3).

## The question {#question}

<!-- .note -->
*Sentence 1:* Leo says, "If the bank lent out my money, it's basically gone, that's well sus."

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t3:1
# text = Leo says, "If the bank lent out my money, it's basically gone, that's well sus."
1	Leo	Leo	PROPN	NNP	Number=Sing	2	nsubj	_	_
2	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	SpaceAfter=No
3	,	,	PUNCT	,	_	8	punct	_	_
4	"	"	PUNCT	``	_	8	punct	_	SpaceAfter=No
5	If	if	SCONJ	IN	_	8	mark	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
7	bank	bank	NOUN	NN	Number=Sing	8	nsubj	_	_
8	lent	lend	VERB	VBD	Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin	2	ccomp	_	_
9	out	out	ADP	RP	_	8	compound:prt	_	_
10	my	my	PRON	PRP$	Case=Gen|Number=Sing|Person=1|Poss=Yes|PronType=Prs	11	nmod:poss	_	_
11	money	money	NOUN	NN	Number=Sing	8	obj	_	SpaceAfter=No
12	,	,	PUNCT	,	_	16	punct	_	_
13	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	16	nsubj	_	SpaceAfter=No
14	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	16	cop	_	_
15	basically	basically	ADV	RB	_	16	advmod	_	_
16	gone	gone	ADJ	JJ	Degree=Pos	2	parataxis	_	SpaceAfter=No
17	,	,	PUNCT	,	_	21	punct	_	_
18	that	that	PRON	DT	Number=Sing|PronType=Dem	21	nsubj	_	SpaceAfter=No
19	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	21	cop	_	_
20	well	well	ADJ	JJ	Degree=Pos	21	amod	_	_
21	sus	sus	NOUN	NN	Number=Sing	16	conj	_	SpaceAfter=No
22	.	.	PUNCT	.	_	16	punct	_	SpaceAfter=No
23	"	"	PUNCT	''	_	16	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | Leo |  |  |  |  |  | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic |
| 2 | **lend out** *a condition, not said to happen, in a quote* | past | the bank | my money |  |  |  |  | vn give-13.1 «NP V NP»: agent=Agent money=Theme |
| 3 | **is** *in a quote* | present | bank |  |  |  |  | basically, gone *property* | tree rules |
| 4 | **is a** *in a quote* | present | that | well sus |  |  |  |  | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What's the honest answer?

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t3:2
# text = What's the honest answer?
1	What	what	PRON	WP	PronType=Int	0	root	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	1	cop	_	_
3	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
4	honest	honest	ADJ	JJ	Degree=Pos	5	amod	_	_
5	answer	answer	NOUN	NN	Number=Sing	1	nsubj	_	SpaceAfter=No
6	?	?	PUNCT	.	_	1	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | the honest answer |  |  |  |  |  | tree rules |

## The options {#options}

### Option 1 · ✓ the right answer {#o1}

<!-- .ven lang=en -->
It isn't gone: his account still shows it, and he can take it out

<!-- fold The tree, 15 words -->
```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t3:o1:1
# text = It isn't gone: his account still shows it, and he can take it out
1	It	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	4	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	cop	_	SpaceAfter=No
3	n't	not	PART	RB	Polarity=Neg	4	advmod	_	_
4	gone	go	VERB	VBN	Tense=Past|VerbForm=Part	0	root	_	SpaceAfter=No
5	:	:	PUNCT	:	_	9	punct	_	_
6	his	his	PRON	PRP$	Case=Gen|Gender=Masc|Number=Sing|Person=3|Poss=Yes|PronType=Prs	7	nmod:poss	_	_
7	account	account	NOUN	NN	Number=Sing	9	nsubj	_	_
8	still	still	ADV	RB	_	9	advmod	_	_
9	shows	show	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	conj	_	_
10	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	9	obj	_	SpaceAfter=No
11	,	,	PUNCT	,	_	15	punct	_	_
12	and	and	CCONJ	CC	_	15	cc	_	_
13	he	he	PRON	PRP	Case=Nom|Gender=Masc|Number=Sing|Person=3|PronType=Prs	15	nsubj	_	_
14	can	can	AUX	MD	VerbForm=Fin	15	aux	_	_
15	take	take	VERB	VB	VerbForm=Inf	9	conj	_	_
16	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	15	obj	_	_
17	out	out	ADP	RP	_	15	compound:prt	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **not** **is** | present | It |  |  |  |  | go *property* | tree rules |
| 2 | **show** | present | his account | it |  |  | still |  | vn transfer\_mesg-37.1.1-1-1 «NP V NP.recipient»: agent=Agent it=Recipient |
| 3 | **take out** | can | account | it |  |  |  |  | vn remove-10.1 «NP V NP»: agent=Agent it=Theme |
| 4 | **account** |  | his *= he* |  |  |  |  |  | nom account «communication transitive»: poss=agent |

### Option 2 {#o2}

<!-- .ven lang=en -->
He's right, lent money never comes back to anyone

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t3:o2:1
# text = He's right, lent money never comes back to anyone
1	He	he	PRON	PRP	Case=Nom|Gender=Masc|Number=Sing|Person=3|PronType=Prs	3	nsubj	_	SpaceAfter=No
2	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	right	right	ADJ	JJ	Degree=Pos	0	root	_	SpaceAfter=No
4	,	,	PUNCT	,	_	8	punct	_	_
5	lent	lend	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	6	amod	_	_
6	money	money	NOUN	NN	Number=Sing	8	nsubj	_	_
7	never	never	ADV	RB	PronType=Neg	8	advmod	_	_
8	comes	come	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	advcl	_	_
9	back	back	ADV	RB	_	8	advmod	_	_
10	to	to	ADP	IN	_	11	case	_	_
11	anyone	anyone	PRON	NN	Number=Sing|PronType=Ind	8	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present | He |  |  |  |  | right *property* | tree rules |
| 2 | **lend** | participle |  |  |  |  |  |  | vn give-13.1 «NP V PP.recipient»: agent=Agent |
| 3 | **not** **come back** | present | lent money |  |  | anyone |  |  | vn escape-51.1-1 «NP V PP.initial\_location»: agent=Theme to anyone=Initial\_Location |

### Option 3 · ← Mova's choice {#o3}

<!-- .ven lang=en -->
No, because banks never lend savers' money to anybody

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t3:o3:1
# text = No, because banks never lend savers' money to anybody
1	No	no	INTJ	UH	Polarity=Neg	6	discourse	_	SpaceAfter=No
2	,	,	PUNCT	,	_	6	punct	_	_
3	because	because	SCONJ	IN	_	6	mark	_	_
4	banks	bank	NOUN	NNS	Number=Plur	6	nsubj	_	_
5	never	never	ADV	RB	PronType=Neg	6	advmod	_	_
6	lend	lend	VERB	VBP	Mood=Ind|Tense=Pres|VerbForm=Fin	0	root	_	_
7	savers	saver	NOUN	NNS	Number=Plur	9	nmod:poss	_	SpaceAfter=No
8	'	's	PART	POS	_	7	case	_	_
9	money	money	NOUN	NN	Number=Sing	6	obj	_	_
10	to	to	ADP	IN	_	11	case	_	_
11	anybody	anybody	PRON	NN	Number=Sing|PronType=Ind	6	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **not** **lend** | present | banks | savers's money | anybody |  |  |  | vn give-13.1 «NP V NP PP.recipient»: agent=Agent money=Theme to anybody=Recipient |

### Option 4 {#o4}

<!-- .ven lang=en -->
Yes, and the bank will only ever give back half of it

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t3:o4:1
# text = Yes, and the bank will only ever give back half of it
1	Yes	yes	INTJ	UH	Polarity=Pos	9	discourse	_	SpaceAfter=No
2	,	,	PUNCT	,	_	1	punct	_	_
3	and	and	CCONJ	CC	_	9	cc	_	_
4	the	the	DET	DT	Definite=Def|PronType=Art	5	det	_	_
5	bank	bank	NOUN	NN	Number=Sing	9	nsubj	_	_
6	will	will	AUX	MD	VerbForm=Fin	9	aux	_	_
7	only	only	ADV	RB	_	9	advmod	_	_
8	ever	ever	ADV	RB	PronType=Ind	9	advmod	_	_
9	give	give	VERB	VB	VerbForm=Inf	0	root	_	_
10	back	back	ADV	RB	_	9	advmod	_	_
11	half	half	NOUN	NN	Number=Sing|NumForm=Word|NumType=Frac	9	obj	_	_
12	of	of	ADP	IN	_	13	case	_	_
13	it	it	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs	11	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **give back** | future | the bank | half of half |  |  | ever |  | vn give-13.1 «NP V NP»: agent=Agent half=Theme |

<!-- div src -->

**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

<!-- pn -->
- ← previous: [What a bank does with your money and w…, test 2](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t2/)
- next →: [What a bank does with your money and w…, test 4](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t4/)
- ↑ back to [What a bank does with your money and why banks lend](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/)