--- title: Dev's dad says, "Loyalty doesn't pay, son." Dev asks, "Why not just… — What a bank does with your money and w… · tree and pragmatics description: Dev's dad says, "Loyalty doesn't pay, son." Dev asks, "Why not just stay?" On £1,000, the new bank pays 3% — sorry, 4% — and the old one 1%. How much more a year does he get by switching? Test 6 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's pr --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t6/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [questions](https://md.mova.elamur.ai/free/en/corpora/questions/) / [Money](https://md.mova.elamur.ai/free/en/corpora/questions/money/) / [What a bank does with your money and w…](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/) / t6 # Test 6 · ★★★ · What a bank does with your money and why banks lend Dev's dad says, "Loyalty doesn't pay, son." Dev asks, "Why not just stay?" On £1,000, the new bank pays 3% — sorry, 4% — and the old one 1%. How much more a year does he get by switching? **Mova's choice:** option 1 · **The right answer:** option 3 · wrong ✗ · **Who acts:** dad, Loyalty, Dev, new bank, bank · **What happens:** say, not pay, ask, not stay, pay, get · **Speech:** someone speaks here This is test 6 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/28-what-a-bank-does-with-your-money/#t6). ## The question {#question} *Sentence 1:* Dev's dad says, "Loyalty doesn't pay, son." ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:1 # text = Dev's dad says, "Loyalty doesn't pay, son." 1 Dev Dev PROPN NNP Number=Sing 3 nmod:poss _ SpaceAfter=No 2 's 's PART POS _ 1 case _ _ 3 dad dad NOUN NN Number=Sing 4 nsubj _ _ 4 says say VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 0 root _ SpaceAfter=No 5 , , PUNCT , _ 4 punct _ _ 6 " " PUNCT `` _ 10 punct _ SpaceAfter=No 7 Loyalty loyalty NOUN NN Number=Sing 10 nsubj _ _ 8 does do AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 10 aux _ SpaceAfter=No 9 n't not PART RB Polarity=Neg 10 advmod _ _ 10 pay pay VERB VB VerbForm=Inf 4 ccomp _ SpaceAfter=No 11 , , PUNCT , _ 12 punct _ _ 12 son son NOUN NN Number=Sing 10 vocative _ SpaceAfter=No 13 . . PUNCT . _ 10 punct _ SpaceAfter=No 14 " " PUNCT '' _ 10 punct _ _ ``` | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **say** *speech: assert* | present | Dev's dad | | | | | | vn say-37.7-1-1 «NP V that S»: agent=Agent clause=Topic | | 2 | **not** **pay** *in a quote* | present · do-support | Loyalty | | | | | son *vocative* | vn pay-68-1 «NP V NP»: agent=Agent | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. *Sentence 2:* Dev asks, "Why not just stay?" ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:2 # text = Dev asks, "Why not just stay?" 1 Dev Dev PROPN NNP Number=Sing 2 nsubj _ _ 2 asks ask VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 0 root _ SpaceAfter=No 3 , , PUNCT , _ 2 punct _ _ 4 " " PUNCT `` _ 8 punct _ SpaceAfter=No 5 Why why ADV WRB PronType=Int 8 advmod _ _ 6 not not PART RB Polarity=Neg 8 advmod _ _ 7 just just ADV RB _ 8 advmod _ _ 8 stay stay VERB VB VerbForm=Inf 2 ccomp _ SpaceAfter=No 9 ? ? PUNCT . _ 8 punct _ SpaceAfter=No 10 " " PUNCT '' _ 8 punct _ _ ``` | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **ask** *speech: ask* | present | Dev | | | | | | vn inquire-37.1.2 «NP V how S»: agent=Agent clause=Topic | | 2 | **not** **stay** *in a quote* | infinitive | | | | | | | vn exist-47.1 «NP V»: agent=Theme | *Sentence 3:* On £1,000, the new bank pays 3% — sorry, 4% — and the old one 1%. ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:3 # text = On £1,000, the new bank pays 3% — sorry, 4% — and the old one 1%. 1 On on ADP IN _ 2 case _ _ 2 £ £ SYM $ _ 0 root _ SpaceAfter=No 3 1,000 1000 NUM CD NumForm=Digit|NumType=Card 2 nummod _ SpaceAfter=No 4 , , PUNCT , _ 8 punct _ _ 5 the the DET DT Definite=Def|PronType=Art 7 det _ _ 6 new new ADJ JJ Degree=Pos 7 amod _ _ 7 bank bank NOUN NN Number=Sing 8 nsubj _ _ 8 pays pay VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 2 parataxis _ _ 9 3 3 NUM CD NumForm=Digit|NumType=Card 10 nummod _ SpaceAfter=No 10 % % SYM NN Number=Sing 8 obj _ _ 11 — - PUNCT , _ 12 punct _ _ 12 sorry sorry INTJ UH _ 10 discourse _ SpaceAfter=No 13 , , PUNCT , _ 15 punct _ _ 14 4 4 NUM CD NumForm=Digit|NumType=Card 15 nummod _ SpaceAfter=No 15 % % SYM NN Number=Sing 10 nmod _ _ 16 — - PUNCT : _ 22 punct _ _ 17 and and CCONJ CC _ 22 cc _ _ 18 the the DET DT Definite=Def|PronType=Art 20 det _ _ 19 old old ADJ JJ Degree=Pos 20 amod _ _ 20 one one NOUN NN Number=Sing 22 compound _ _ 21 1 1 NUM CD NumForm=Digit|NumType=Card 20 flat _ SpaceAfter=No 22 % % SYM NN Number=Sing 2 appos _ SpaceAfter=No 23 . . PUNCT . _ 2 punct _ _ ``` | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **pay** | present | the new bank | | | | | | vn pay-68-1 «NP V NP»: agent=Agent %=Asset | *Sentence 4:* How much more a year does he get by switching? ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:4 # text = How much more a year does he get by switching? 1 How how ADV WRB PronType=Int 2 advmod _ _ 2 much much ADJ JJ Degree=Pos 3 advmod _ _ 3 more more ADJ JJR Degree=Cmp 5 advmod _ _ 4 a a DET DT Definite=Ind|PronType=Art 5 det _ _ 5 year year NOUN NN Number=Sing 8 obl _ _ 6 does do AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 8 aux _ _ 7 he he PRON PRP Case=Nom|Gender=Masc|Number=Sing|Person=3|PronType=Prs 8 nsubj _ _ 8 get get VERB VB VerbForm=Inf 0 root _ _ 9 by by SCONJ IN _ 10 mark _ _ 10 switching switch VERB VBG Tense=Pres|VerbForm=Part 8 advcl _ SpaceAfter=No 11 ? ? PUNCT . _ 8 punct _ _ ``` | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **get** | present · do-support | bank | | | | year | | vn comprehend-87.2-1 «NP V S\_ING»: agent=Experiencer | | 2 | **switch** | gerund | bank *not said here* | | | | | | vn convert-26.6.2-1-1 «NP V»: agent=Patient | ## The options {#options} ### Option 1 · ← Mova's choice {#o1} £40 ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:o1:1 # text = £40 1 £ £ SYM $ _ 0 root _ SpaceAfter=No 2 40 40 NUM CD NumForm=Digit|NumType=Card 1 nummod _ _ ``` The frames reader finds no event or fact in this sentence. ### Option 2 {#o2} £10 ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:o2:1 # text = £10 1 £ £ SYM $ _ 0 root _ SpaceAfter=No 2 10 10 NUM CD NumForm=Digit|NumType=Card 1 nummod _ _ ``` The frames reader finds no event or fact in this sentence. ### Option 3 · ✓ the right answer {#o3} £30 ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:o3:1 # text = £30 1 £ £ SYM $ _ 0 root _ SpaceAfter=No 2 30 30 NUM CD NumForm=Digit|NumType=Card 1 nummod _ _ ``` The frames reader finds no event or fact in this sentence. ### Option 4 {#o4} £20 ```conllu # sent_id = question:money:28-what-a-bank-does-with-your-money:t6:o4:1 # text = £20 1 £ £ SYM $ _ 0 root _ SpaceAfter=No 2 20 20 NUM CD NumForm=Digit|NumType=Card 1 nummod _ _ ``` The frames reader finds no event or fact in this sentence. **Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License. - ← previous: [What a bank does with your money and w…, test 5](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t5/) - next →: [What a bank does with your money and w…, test 7](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/t7/) - ↑ back to [What a bank does with your money and why banks lend](https://md.mova.elamur.ai/free/en/corpora/questions/money/28-what-a-bank-does-with-your-money/)