---
title: In a cartoon, a bank lends to everyone without asking any questions,… — What a bank does with your money and w… · tree and pragmatics
description: In a cartoon, a bank lends to everyone without asking any questions, and the bank grows richer every day. What would really happen? Test 7 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school, with the dependency tree and pragmatics of
---

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# Test 7 · ★★★ · What a bank does with your money and why banks lend

<!-- .ven lang=en -->
In a cartoon, a bank lends to everyone without asking any questions, and the bank grows richer every day. What would really happen?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 1 · right ✓ · **Who acts:** bank · **What happens:** lend, ask, grow, happen · **To what, where:** everyone, cartoon, questions

<!-- .vabout -->
This is test 7 · ★★★ of lesson 28 «What a bank does with your money and why banks lend» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/28-what-a-bank-does-with-your-money/#t7).

## The question {#question}

<!-- .note -->
*Sentence 1:* In a cartoon, a bank lends to everyone without asking any questions, and the bank grows richer every day.

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t7:1
# text = In a cartoon, a bank lends to everyone without asking any questions, and the bank grows richer every day.
1	In	in	ADP	IN	_	3	case	_	_
2	a	a	DET	DT	Definite=Ind|PronType=Art	3	det	_	_
3	cartoon	cartoon	NOUN	NN	Number=Sing	7	obl	_	SpaceAfter=No
4	,	,	PUNCT	,	_	3	punct	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	bank	bank	NOUN	NN	Number=Sing	7	nsubj	_	_
7	lends	lend	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
8	to	to	ADP	IN	_	9	case	_	_
9	everyone	everyone	PRON	NN	Number=Sing|PronType=Tot	7	obl	_	_
10	without	without	SCONJ	IN	_	11	mark	_	_
11	asking	ask	VERB	VBG	Tense=Pres|VerbForm=Part	7	advcl	_	_
12	any	any	DET	DT	PronType=Ind	13	det	_	_
13	questions	question	NOUN	NNS	Number=Plur	11	obj	_	SpaceAfter=No
14	,	,	PUNCT	,	_	18	punct	_	_
15	and	and	CCONJ	CC	_	18	cc	_	_
16	the	the	DET	DT	Definite=Def|PronType=Art	17	det	_	_
17	bank	bank	NOUN	NN	Number=Sing	18	nsubj	_	_
18	grows	grow	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	conj	_	_
19	richer	rich	ADJ	JJR	Degree=Cmp	18	xcomp	_	_
20	every	every	DET	DT	PronType=Tot	21	det	_	_
21	day	day	NOUN	NN	Number=Sing	18	obl:unmarked	_	SpaceAfter=No
22	.	.	PUNCT	.	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **lend** | present | a bank |  | everyone | a cartoon |  |  | vn give-13.1 «NP V PP.recipient»: agent=Agent to everyone=Recipient |
| 2 | **ask** *speech: ask* | gerund | a bank *not said here* | any questions |  |  |  |  | vn inquire-37.1.2 «NP V NP.recipient»: agent=Agent question=Recipient |
| 3 | **grow** | present | the bank |  |  |  | day | rich *property* | vn appear-48.1.1 «NP V»: agent=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* What would really happen?

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t7:2
# text = What would really happen?
1	What	what	PRON	WP	PronType=Int	4	nsubj	_	_
2	would	would	AUX	MD	VerbForm=Fin	4	aux	_	_
3	really	really	ADV	RB	_	4	advmod	_	_
4	happen	happen	VERB	VB	VerbForm=Inf	0	root	_	SpaceAfter=No
5	?	?	PUNCT	.	_	4	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **happen** | would |  |  |  |  |  |  | vn occur-48.3-1 «NP V»: agent=Theme |

## The options {#options}

### Option 1 · ← Mova's choice · ✓ the right answer {#o1}

<!-- .ven lang=en -->
Some couldn't pay back, and the bank could lose lots of money

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t7:o1:1
# text = Some couldn't pay back, and the bank could lose lots of money
1	Some	some	DET	DT	PronType=Ind	4	nsubj	_	_
2	could	could	AUX	MD	VerbForm=Fin	4	aux	_	SpaceAfter=No
3	n't	not	PART	RB	Polarity=Neg	4	advmod	_	_
4	pay	pay	VERB	VB	VerbForm=Inf	0	root	_	_
5	back	back	ADV	RB	_	4	advmod	_	SpaceAfter=No
6	,	,	PUNCT	,	_	11	punct	_	_
7	and	and	CCONJ	CC	_	11	cc	_	_
8	the	the	DET	DT	Definite=Def|PronType=Art	9	det	_	_
9	bank	bank	NOUN	NN	Number=Sing	11	nsubj	_	_
10	could	could	AUX	MD	VerbForm=Fin	11	aux	_	_
11	lose	lose	VERB	VB	VerbForm=Inf	4	conj	_	_
12	lots	lot	NOUN	NNS	Number=Plur	11	obj	_	_
13	of	of	ADP	IN	_	14	case	_	_
14	money	money	NOUN	NN	Number=Sing	12	nmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **not** **pay back** | could | Some |  |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent |
| 2 | **lose** | could | the bank | lots of money |  |  |  |  | vn succeed-74-3-1 «NP V NP»: agent=Agent lot=Eventuality |

### Option 2 {#o2}

<!-- .ven lang=en -->
The bank would run out of loans but not money

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t7:o2:1
# text = The bank would run out of loans but not money
1	The	the	DET	DT	Definite=Def|PronType=Art	2	det	_	_
2	bank	bank	NOUN	NN	Number=Sing	4	nsubj	_	_
3	would	would	AUX	MD	VerbForm=Fin	4	aux	_	_
4	run	run	VERB	VB	VerbForm=Inf	0	root	_	_
5	out	out	ADP	IN	_	7	case	_	_
6	of	of	ADP	IN	_	7	case	_	_
7	loans	loan	NOUN	NNS	Number=Plur	4	obl	_	_
8	but	but	CCONJ	CC	_	10	cc	_	_
9	not	not	PART	RB	Polarity=Neg	10	advmod	_	_
10	money	money	NOUN	NN	Number=Sing	7	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **run** | would | the bank |  |  | loans but money |  |  | vn run-51.3.2-2-1 «NP V PP.location»: agent=Theme out loan=Trajectory |

### Option 3 {#o3}

<!-- .ven lang=en -->
Nothing, because unpaid loans cost banks nothing

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t7:o3:1
# text = Nothing, because unpaid loans cost banks nothing
1	Nothing	nothing	PRON	NN	Number=Sing|PronType=Neg	0	root	_	SpaceAfter=No
2	,	,	PUNCT	,	_	6	punct	_	_
3	because	because	SCONJ	IN	_	6	mark	_	_
4	unpaid	unpaid	ADJ	JJ	Degree=Pos	5	amod	_	_
5	loans	loan	NOUN	NNS	Number=Plur	6	nsubj	_	_
6	cost	cost	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	1	parataxis	_	_
7	banks	bank	NOUN	NNS	Number=Plur	6	obj	_	_
8	nothing	nothing	PRON	NN	Number=Sing|PronType=Neg	6	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **cost** | present | unpaid loans | banks |  |  |  |  | vn cost-54.2 «NP V NP NP»: agent=Theme bank=Beneficiary nothing=Value |

### Option 4 {#o4}

<!-- .ven lang=en -->
Everyone would always pay back on time, so it's fine

```conllu
# sent_id = question:money:28-what-a-bank-does-with-your-money:t7:o4:1
# text = Everyone would always pay back on time, so it's fine
1	Everyone	everyone	PRON	NN	Number=Sing|PronType=Tot	4	nsubj	_	_
2	would	would	AUX	MD	VerbForm=Fin	4	aux	_	_
3	always	always	ADV	RB	PronType=Tot	4	advmod	_	_
4	pay	pay	VERB	VB	VerbForm=Inf	0	root	_	_
5	back	back	ADV	RB	_	4	advmod	_	_
6	on	on	ADP	IN	_	7	case	_	_
7	time	time	NOUN	NN	Number=Sing	4	obl	_	SpaceAfter=No
8	,	,	PUNCT	,	_	12	punct	_	_
9	so	so	ADV	RB	_	12	advmod	_	_
10	it	it	PRON	PRP	Case=Nom|Gender=Neut|Number=Sing|Person=3|PronType=Prs	12	expl	_	SpaceAfter=No
11	's	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	12	cop	_	_
12	fine	fine	ADJ	JJ	Degree=Pos	4	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay back** | would | Everyone |  |  |  | time | always *property* | vn pay-68-1 «NP V NP»: agent=Agent |
| 2 | **is** | present | Everyone *not said here* |  |  |  |  | fine *property* | tree rules |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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