---
title: Mum, sarcastic: "Brilliant, cheers," when rates go up and her mortga… — Inflation explained with a chocolate bar · tree and pragmatics
description: Mum, sarcastic: "Brilliant, cheers," when rates go up and her mortgage rises from £600 to £700. Grandad, with savings, is pleased. Why? Test 4 · ★★★ of lesson 34 «Inflation explained with a chocolate bar» of the money course of Mova's primary school, with the dependency tree and pragmatics of the qu
---

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# Test 4 · ★★★ · Inflation explained with a chocolate bar

<!-- .ven lang=en -->
Mum, sarcastic: "Brilliant, cheers," when rates go up and her mortgage rises from £600 to £700. Grandad, with savings, is pleased. Why?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 3 · wrong ✗ · **Who acts:** rates, mortgage, her, Grandad · **What happens:** go up, rise, mortgage, be

<!-- .vabout -->
This is test 4 · ★★★ of lesson 34 «Inflation explained with a chocolate bar» of the money course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/money/34-inflation-explained-with-a-chocolate-bar/#t4).

## The question {#question}

<!-- .note -->
*Sentence 1:* Mum, sarcastic: "Brilliant, cheers," when rates go up and her mortgage rises from £600 to £700.

```conllu
# sent_id = question:money:34-inflation-explained-with-a-chocolate-bar:t4:1
# text = Mum, sarcastic: "Brilliant, cheers," when rates go up and her mortgage rises from £600 to £700.
1	Mum	mum	NOUN	NN	Number=Sing	6	nsubj	_	SpaceAfter=No
2	,	,	PUNCT	,	_	3	punct	_	_
3	sarcastic	sarcastic	NOUN	NN	Number=Sing	1	conj	_	SpaceAfter=No
4	:	:	PUNCT	:	_	6	punct	_	_
5	"	"	PUNCT	``	_	6	punct	_	SpaceAfter=No
6	Brilliant	brilliant	ADJ	JJ	Degree=Pos	0	root	_	SpaceAfter=No
7	,	,	PUNCT	,	_	8	punct	_	_
8	cheers	cheer	NOUN	NNS	Number=Plur	6	appos	_	SpaceAfter=No
9	,	,	PUNCT	,	_	8	punct	_	SpaceAfter=No
10	"	"	PUNCT	''	_	8	punct	_	_
11	when	when	ADV	WRB	PronType=Int	13	advmod	_	_
12	rates	rate	NOUN	NNS	Number=Plur	13	nsubj	_	_
13	go	go	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	6	advcl	_	_
14	up	up	ADV	RB	_	13	advmod	_	_
15	and	and	CCONJ	CC	_	18	cc	_	_
16	her	her	PRON	PRP$	Case=Gen|Gender=Fem|Number=Sing|Person=3|Poss=Yes|PronType=Prs	17	nmod:poss	_	_
17	mortgage	mortgage	NOUN	NN	Number=Sing	18	nsubj	_	_
18	rises	rise	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	6	conj	_	_
19	from	from	ADP	IN	_	20	case	_	_
20	£	£	SYM	$	_	18	obl	_	SpaceAfter=No
21	600	600	NUM	CD	NumForm=Digit|NumType=Card	20	nummod	_	_
22	to	to	ADP	IN	_	23	case	_	_
23	£	£	SYM	$	_	18	obl	_	SpaceAfter=No
24	700	700	NUM	CD	NumForm=Digit|NumType=Card	23	nummod	_	SpaceAfter=No
25	.	.	PUNCT	.	_	6	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **go up** | present | rates |  |  |  |  |  | vn calibratable\_cos-45.6.1-1 «NP.attribute V»: agent=Attribute |
| 2 | **rise** | present | her mortgage |  |  |  |  |  | vn escape-51.1-1 «NP V PP.initial\_location PP.destination»: agent=Theme from £=Initial\_Location to £=Destination |
| 3 | **mortgage** |  | her *= she* |  |  |  |  |  | nom mortgage «possession transitive»: poss=agent |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* Grandad, with savings, is pleased.

```conllu
# sent_id = question:money:34-inflation-explained-with-a-chocolate-bar:t4:2
# text = Grandad, with savings, is pleased.
1	Grandad	Grandad	PROPN	NNP	Number=Sing	7	nsubj	_	SpaceAfter=No
2	,	,	PUNCT	,	_	4	punct	_	_
3	with	with	ADP	IN	_	4	case	_	_
4	savings	savings	NOUN	NNS	Number=Ptan	1	conj	_	SpaceAfter=No
5	,	,	PUNCT	,	_	1	punct	_	_
6	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	cop	_	_
7	pleased	pleased	ADJ	JJ	Degree=Pos	0	root	_	SpaceAfter=No
8	.	.	PUNCT	.	_	7	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present | Grandad and savings |  |  |  |  | pleased *property* | tree rules |

<!-- .note -->
*Sentence 3:* Why?

```conllu
# sent_id = question:money:34-inflation-explained-with-a-chocolate-bar:t4:3
# text = Why?
1	Why	why	ADV	WRB	PronType=Int	0	root	_	SpaceAfter=No
2	?	?	PUNCT	.	_	1	punct	_	_
```

<!-- .note -->
The frames reader finds no event or fact in this sentence.

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
Mum is truly happy and Grandad is only being sarcastic

```conllu
# sent_id = question:money:34-inflation-explained-with-a-chocolate-bar:t4:o1:1
# text = Mum is truly happy and Grandad is only being sarcastic
1	Mum	mum	NOUN	NN	Number=Sing	4	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	cop	_	_
3	truly	truly	ADV	RB	_	4	advmod	_	_
4	happy	happy	ADJ	JJ	Degree=Pos	0	root	_	_
5	and	and	CCONJ	CC	_	10	cc	_	_
6	Grandad	Grandad	PROPN	NNP	Number=Sing	10	nsubj	_	_
7	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	10	cop	_	_
8	only	only	ADV	RB	_	10	advmod	_	_
9	being	be	AUX	VBG	Tense=Pres|VerbForm=Part	10	cop	_	_
10	sarcastic	sarcastic	ADJ	JJ	Degree=Pos	4	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is** | present | Mum |  |  |  |  | happy, truly *property* | tree rules |
| 2 | **is** | present | Grandad |  |  |  |  | sarcastic *property* | tree rules |

### Option 2 {#o2}

<!-- .ven lang=en -->
Higher rates make Grandad's savings smaller and smaller

```conllu
# sent_id = question:money:34-inflation-explained-with-a-chocolate-bar:t4:o2:1
# text = Higher rates make Grandad's savings smaller and smaller
1	Higher	high	ADJ	JJR	Degree=Cmp	2	amod	_	_
2	rates	rate	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	make	make	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	Grandad	Grandad	PROPN	NNP	Number=Sing	6	nmod:poss	_	SpaceAfter=No
5	's	's	PART	POS	_	4	case	_	_
6	savings	savings	NOUN	NNS	Number=Ptan	3	obj	_	_
7	smaller	small	ADJ	JJR	Degree=Cmp	3	xcomp	_	_
8	and	and	CCONJ	CC	_	9	cc	_	_
9	smaller	small	ADJ	JJR	Degree=Cmp	7	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **make** | present | Higher rates | Grandad's savings |  |  |  | small *property* | vn build-26.1-1 «NP.asset V NP»: agent=Asset savings=Product |
| 2 | **save** |  | Grandad |  |  |  |  |  | nom savings «possession transitive»: poss=agent |

### Option 3 · ✓ the right answer {#o3}

<!-- .ven lang=en -->
Higher rates make loans dearer but savings earn more

```conllu
# sent_id = question:money:34-inflation-explained-with-a-chocolate-bar:t4:o3:1
# text = Higher rates make loans dearer but savings earn more
1	Higher	high	ADJ	JJR	Degree=Cmp	2	amod	_	_
2	rates	rate	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	make	make	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	loans	loan	NOUN	NNS	Number=Plur	3	obj	_	_
5	dearer	dear	ADJ	JJR	Degree=Cmp	3	xcomp	_	_
6	but	but	CCONJ	CC	_	8	cc	_	_
7	savings	savings	NOUN	NNS	Number=Ptan	8	nsubj	_	_
8	earn	earn	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	3	conj	_	_
9	more	more	ADJ	JJR	Degree=Cmp	8	obj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **make** | present | Higher rates | loans |  |  |  | dear *property* | vn build-26.1-1 «NP.asset V NP»: agent=Asset loan=Product |
| 2 | **earn** | present | savings | more |  |  |  |  | vn get-13.5.1-1 «NP V NP»: agent=Agent more=Theme |

### Option 4 {#o4}

<!-- .ven lang=en -->
Higher rates help everyone equally, whether they borrow or save

```conllu
# sent_id = question:money:34-inflation-explained-with-a-chocolate-bar:t4:o4:1
# text = Higher rates help everyone equally, whether they borrow or save
1	Higher	high	ADJ	JJR	Degree=Cmp	2	amod	_	_
2	rates	rate	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	help	help	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	everyone	everyone	PRON	NN	Number=Sing|PronType=Tot	3	obj	_	_
5	equally	equally	ADV	RB	_	3	advmod	_	SpaceAfter=No
6	,	,	PUNCT	,	_	9	punct	_	_
7	whether	whether	SCONJ	IN	_	9	mark	_	_
8	they	they	PRON	PRP	Case=Nom|Number=Plur|Person=3|PronType=Prs	9	nsubj	_	_
9	borrow	borrow	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	3	parataxis	_	_
10	or	or	CCONJ	CC	_	11	cc	_	_
11	save	save	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	9	conj	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **help** | present | Higher rates |  | everyone |  |  | equally *property* | vn help-72.1-1-1 «NP V NP»: agent=Agent everyone=Beneficiary |
| 2 | **borrow** | present | rates *= rate* |  |  |  |  |  | vn obtain-13.5.2 «NP V NP»: agent=Agent |
| 3 | **save** | present | rates *= rate* *not said here* |  |  |  |  |  | vn get-13.5.1-1 «NP V NP»: agent=Agent |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

<!-- /div -->

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