---
title: What would happen to a family with a big mortgage if interest rates… — Prices, money and jobs: why everything… · tree and pragmatics
description: What would happen to a family with a big mortgage if interest rates fell? Test 11 · ★★ of lesson 18 «Prices, money and jobs: why everything costs more» of the politics course of Mova's primary school, with the dependency tree and pragmatics of the question and of each option; Mova's choice was wrong
---

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# Test 11 · ★★ · Prices, money and jobs: why everything costs more

<!-- .ven lang=en -->
What would happen to a family with a big mortgage if interest rates fell?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 2 · wrong ✗ · **Who acts:** interest rates · **What happens:** happen, fall

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This is test 11 · ★★ of lesson 18 «Prices, money and jobs: why everything costs more» of the politics course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/politics/18-prices-money-and-jobs-why-everything-costs-more/#t11).

## The question {#question}

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t11:1
# text = What would happen to a family with a big mortgage if interest rates fell?
1	What	what	PRON	WP	PronType=Int	3	nsubj	_	_
2	would	would	AUX	MD	VerbForm=Fin	3	aux	_	_
3	happen	happen	VERB	VB	VerbForm=Inf	0	root	_	_
4	to	to	ADP	IN	_	6	case	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	family	family	NOUN	NN	Number=Sing	3	obl	_	_
7	with	with	ADP	IN	_	10	case	_	_
8	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
9	big	big	ADJ	JJ	Degree=Pos	10	amod	_	_
10	mortgage	mortgage	NOUN	NN	Number=Sing	3	obl	_	_
11	if	if	SCONJ	IN	_	14	mark	_	_
12	interest	interest	NOUN	NN	Number=Sing	13	compound	_	_
13	rates	rate	NOUN	NNS	Number=Plur	14	nsubj	_	_
14	fell	fall	VERB	VBD	Mood=Ind|Tense=Past|VerbForm=Fin	3	advcl	_	SpaceAfter=No
15	?	?	PUNCT	.	_	3	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **happen** | would |  |  |  |  |  | to a family; with a big mortgage | vn occur-48.3-1 «NP V»: agent=Theme |
| 2 | **fall** *a condition, not said to happen* | past | interest rates |  |  |  |  |  | vn occur-48.3 «NP V»: agent=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

## The options {#options}

### Option 1 · ← Mova's choice {#o1}

<!-- .ven lang=en -->
Their whole mortgage would simply disappear

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t11:o1:1
# text = Their whole mortgage would simply disappear
1	Their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	3	nmod:poss	_	_
2	whole	whole	ADJ	JJ	Degree=Pos	3	amod	_	_
3	mortgage	mortgage	NOUN	NN	Number=Sing	6	nsubj	_	_
4	would	would	AUX	MD	VerbForm=Fin	6	aux	_	_
5	simply	simply	ADV	RB	_	6	advmod	_	_
6	disappear	disappear	VERB	VB	VerbForm=Inf	0	root	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **disappear** | would | Their whole mortgage |  |  |  |  | simply *property* | vn disappearance-48.2-1 «NP V»: agent=Theme |
| 2 | **mortgage** |  | Their *= they* |  |  |  |  |  | nom mortgage «possession transitive»: poss=agent |

### Option 2 · ✓ the right answer {#o2}

<!-- .ven lang=en -->
Their monthly house payment would usually go down

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t11:o2:1
# text = Their monthly house payment would usually go down
1	Their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	4	nmod:poss	_	_
2	monthly	monthly	ADJ	JJ	Degree=Pos	4	amod	_	_
3	house	house	NOUN	NN	Number=Sing	4	compound	_	_
4	payment	payment	NOUN	NN	Number=Sing	7	nsubj	_	_
5	would	would	AUX	MD	VerbForm=Fin	7	aux	_	_
6	usually	usually	ADV	RB	_	7	advmod	_	_
7	go	go	VERB	VB	VerbForm=Inf	0	root	_	_
8	down	down	ADV	RB	_	7	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **go down** | would | Their monthly house payment |  |  |  |  | down, usually *property* | vn calibratable\_cos-45.6.1-1 «NP.attribute V»: agent=Attribute |
| 2 | **pay** |  | Their *= they* |  |  |  |  |  | nom payment «possession transitive»: poss=agent |

### Option 3 {#o3}

<!-- .ven lang=en -->
Their monthly house payment would usually go up a lot

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t11:o3:1
# text = Their monthly house payment would usually go up a lot
1	Their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	4	nmod:poss	_	_
2	monthly	monthly	ADJ	JJ	Degree=Pos	4	amod	_	_
3	house	house	NOUN	NN	Number=Sing	4	compound	_	_
4	payment	payment	NOUN	NN	Number=Sing	7	nsubj	_	_
5	would	would	AUX	MD	VerbForm=Fin	7	aux	_	_
6	usually	usually	ADV	RB	_	7	advmod	_	_
7	go	go	VERB	VB	VerbForm=Inf	0	root	_	_
8	up	up	ADP	RP	_	7	compound:prt	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
10	lot	lot	NOUN	NN	Number=Sing	7	obl:unmarked	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **go up** | would | Their monthly house payment | a lot |  |  |  | usually *property* | vn calibratable\_cos-45.6.1-1 «NP.attribute V»: agent=Attribute |
| 2 | **pay** |  | Their *= they* |  |  |  |  |  | nom payment «possession transitive»: poss=agent |

### Option 4 {#o4}

<!-- .ven lang=en -->
Their house would get bigger by itself

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t11:o4:1
# text = Their house would get bigger by itself
1	Their	their	PRON	PRP$	Case=Gen|Number=Plur|Person=3|Poss=Yes|PronType=Prs	2	nmod:poss	_	_
2	house	house	NOUN	NN	Number=Sing	4	nsubj	_	_
3	would	would	AUX	MD	VerbForm=Fin	4	aux	_	_
4	get	get	VERB	VB	VerbForm=Inf	0	root	_	_
5	bigger	big	ADJ	JJR	Degree=Cmp	4	xcomp	_	_
6	by	by	ADP	IN	_	7	case	_	_
7	itself	itself	PRON	PRP	Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs|Reflex=Yes	4	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **get** | would | Their house |  |  |  |  | by house; big *property* | vn comprehend-87.2-1 «NP V S\_ING»: agent=Experiencer |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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- ← previous: [Prices, money and jobs: why everything…, test 10](https://md.mova.elamur.ai/free/en/corpora/questions/politics/18-prices-money-and-jobs-why-everything-costs-more/t10/)
- next →: [Prices, money and jobs: why everything…, test 12](https://md.mova.elamur.ai/free/en/corpora/questions/politics/18-prices-money-and-jobs-why-everything-costs-more/t12/)
- ↑ back to [Prices, money and jobs: why everything costs more](https://md.mova.elamur.ai/free/en/corpora/questions/politics/18-prices-money-and-jobs-why-everything-costs-more/)