---
title: "The bank put rates up again, mortgage is gonna kill us" groans Noah… — Prices, money and jobs: why everything… · tree and pragmatics
description: "The bank put rates up again, mortgage is gonna kill us" groans Noah's dad. Why would a bank do that? Test 3 · ★★ of lesson 18 «Prices, money and jobs: why everything costs more» of the politics course of Mova's primary school, with the dependency tree and pragmatics of the question and of each opti
---

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# Test 3 · ★★ · Prices, money and jobs: why everything costs more

<!-- .ven lang=en -->
"The bank put rates up again, mortgage is gonna kill us" groans Noah's dad. Why would a bank do that?

<!-- .vintro -->
**Mova's choice:** option 1 · **The right answer:** option 1 · right ✓ · **Who acts:** bank, mortgage · **What happens:** put up, be, groan, do · **To what, where:** rates, dad, that · **Speech:** someone speaks here

<!-- .vabout -->
This is test 3 · ★★ of lesson 18 «Prices, money and jobs: why everything costs more» of the politics course of Mova's primary school. The page gives the question's syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause, then the 4 options as the student saw them, each with its tree and pragmatics. Every text is parsed by Mova itself. How the student answered it, with the score of every option and why: [the test at school](https://md.mova.elamur.ai/free/en/school-run/politics/18-prices-money-and-jobs-why-everything-costs-more/#t3).

## The question {#question}

<!-- .note -->
*Sentence 1:* "The bank put rates up again, mortgage is gonna kill us" groans Noah's dad.

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t3:1
# text = "The bank put rates up again, mortgage is gonna kill us" groans Noah's dad.
1	"	"	PUNCT	``	_	4	punct	_	SpaceAfter=No
2	The	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
3	bank	bank	NOUN	NN	Number=Sing	4	nsubj	_	_
4	put	put	VERB	VB	VerbForm=Inf	15	csubj	_	_
5	rates	rate	NOUN	NNS	Number=Plur	4	obj	_	_
6	up	up	ADP	RP	_	4	compound:prt	_	_
7	again	again	ADV	RB	_	4	advmod	_	SpaceAfter=No
8	,	,	PUNCT	,	_	12	punct	_	_
9	mortgage	mortgage	NOUN	NN	Number=Sing	12	nsubj	_	_
10	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	12	cop	_	_
11	gonna	gonna	PART	TO	_	12	mark	_	_
12	kill	kill	VERB	VB	VerbForm=Inf	4	parataxis	_	_
13	us	we	PRON	PRP	Case=Acc|Number=Plur|Person=1|PronType=Prs	12	obj	_	SpaceAfter=No
14	"	"	PUNCT	''	_	12	punct	_	_
15	groans	groan	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
16	Noah	Noah	PROPN	NNP	Number=Sing	18	nmod:poss	_	SpaceAfter=No
17	's	's	PART	POS	_	16	case	_	_
18	dad	dad	NOUN	NN	Number=Sing	15	obj	_	SpaceAfter=No
19	.	.	PUNCT	.	_	15	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **put up** *in a quote* | infinitive | the bank | rates |  |  | again |  | vn invest-13.5.4-1 «NP V PP»: agent=Agent rate=Goal |
| 2 | **is** *in a quote* | present | mortgage |  |  |  |  | kill *property* | tree rules |
| 3 | **groan** | present |  | Noah's dad |  |  |  |  | vn animal\_sounds-38 «NP V NP.theme»: agent=Agent dad=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- .note -->
*Sentence 2:* Why would a bank do that?

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t3:2
# text = Why would a bank do that?
1	Why	why	ADV	WRB	PronType=Int	5	advmod	_	_
2	would	would	AUX	MD	VerbForm=Fin	5	aux	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
4	bank	bank	NOUN	NN	Number=Sing	5	nsubj	_	_
5	do	do	VERB	VB	VerbForm=Inf	0	root	_	_
6	that	that	PRON	DT	Number=Sing|PronType=Dem	5	obj	_	SpaceAfter=No
7	?	?	PUNCT	.	_	5	punct	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **do** | would | a bank | that |  |  |  |  | vn act-114-1 «NP V NP»: agent=Agent that=Eventuality |

## The options {#options}

### Option 1 · ← Mova's choice · ✓ the right answer {#o1}

<!-- .ven lang=en -->
To slow inflation by making borrowing dearer

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t3:o1:1
# text = To slow inflation by making borrowing dearer
1	To	to	PART	TO	_	2	mark	_	_
2	slow	slow	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	inflation	inflation	NOUN	NN	Number=Sing	2	obj	_	_
4	by	by	SCONJ	IN	_	5	mark	_	_
5	making	make	VERB	VBG	Tense=Pres|VerbForm=Part	2	advcl	_	_
6	borrowing	borrow	VERB	VBG	VerbForm=Ger	5	xcomp	_	_
7	dearer	dear	ADJ	JJR	Degree=Cmp	5	xcomp	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **slow** | to-infinitive |  | inflation |  |  |  |  | vn other\_cos-45.4 «NP V NP.patient»: agent=Agent inflation=Patient |
| 2 | **make** | gerund |  |  |  |  |  | dear *property* | tree rules |
| 3 | **borrow** | gerund |  |  |  |  |  |  | vn obtain-13.5.2 «NP V NP»: agent=Agent |

### Option 2 {#o2}

<!-- .ven lang=en -->
To make prices in the shops rise even faster

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t3:o2:1
# text = To make prices in the shops rise even faster
1	To	to	PART	TO	_	2	mark	_	_
2	make	make	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	prices	price	NOUN	NNS	Number=Plur	2	obj	_	_
4	in	in	SCONJ	IN	_	7	mark	_	_
5	the	the	DET	DT	Definite=Def|PronType=Art	6	det	_	_
6	shops	shop	NOUN	NNS	Number=Plur	7	nsubj	_	_
7	rise	rise	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	2	advcl	_	_
8	even	even	ADV	RB	_	9	advmod	_	_
9	faster	fast	ADV	RBR	Degree=Cmp	7	advmod	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **make** | to-infinitive |  | prices |  |  |  |  | vn build-26.1-1 «NP.asset V NP»: agent=Asset price=Product |
| 2 | **rise** | present | the shops |  |  |  |  | fast *property* | vn assuming\_position-50 «NP V»: agent=Agent |

### Option 3 {#o3}

<!-- .ven lang=en -->
To punish families who own houses with loans

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t3:o3:1
# text = To punish families who own houses with loans
1	To	to	PART	TO	_	2	mark	_	_
2	punish	punish	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	families	family	NOUN	NNS	Number=Plur	2	obj	_	_
4	who	who	PRON	WP	PronType=Rel	5	nsubj	_	_
5	own	own	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	3	acl:relcl	_	_
6	houses	house	NOUN	NNS	Number=Plur	5	obj	_	_
7	with	with	ADP	IN	_	8	case	_	_
8	loans	loan	NOUN	NNS	Number=Plur	2	obl	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **punish** | to-infinitive |  | families |  |  |  | with loans | vn prosecute-33.2-1 «NP V NP PP.theme PP.attribute»: agent=Agent family=Patient with loan=Theme |
| 2 | **own** | present | families | houses |  |  |  |  | vn own-100.1 «NP V NP»: agent=Pivot house=Theme |

### Option 4 {#o4}

<!-- .ven lang=en -->
To make savers poorer and borrowers richer

```conllu
# sent_id = question:politics:18-prices-money-and-jobs-why-everything-costs-more:t3:o4:1
# text = To make savers poorer and borrowers richer
1	To	to	PART	TO	_	2	mark	_	_
2	make	make	VERB	VB	Mood=Imp|VerbForm=Fin	0	root	_	_
3	savers	saver	NOUN	NNS	Number=Plur	2	obj	_	_
4	poorer	poor	ADJ	JJR	Degree=Cmp	3	amod	_	_
5	and	and	CCONJ	CC	_	6	cc	_	_
6	borrowers	borrower	NOUN	NNS	Number=Plur	3	conj	_	_
7	richer	rich	ADJ	JJR	Degree=Cmp	2	xcomp	_	_
```

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **make** | to-infinitive |  | savers and borrowers |  |  |  | rich *property* | vn build-26.1-1 «NP.asset V NP»: agent=Asset saver=Product |

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**Text:** the tests of Mova's primary school, written for Mova (`world/data/school/`), as the course runner gave them to the student. **Trees:** Mova's own parse — the `en` model on the CPU, when the site is built — not checked by a teacher; they may be wrong. **Frames:** Mova's frames reader (`prag`), each text read on its own. Elamur Cosmic License.

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- ↑ back to [Prices, money and jobs: why everything costs more](https://md.mova.elamur.ai/free/en/corpora/questions/politics/18-prices-money-and-jobs-why-everything-costs-more/)