---
title: A mortgage is a very big bank loan to buy a house, paid back monthly… — Moving house and renting a home · tree and pragmatics
description: A mortgage is a very big bank loan to buy a house, paid back monthly for 25 years or more with interest. Who acts: mortgage. A sentence of the lesson «Moving house and renting a home» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every clause.
---

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[home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Adult life](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/) / [Moving house and renting a home](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/10-moving-house-and-renting-a-home/) / 16

# Moving house and renting a home, sentence 16

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A mortgage is a very big bank loan to buy a house, paid back monthly for 25 years or more with interest.

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**Who acts:** mortgage · **What happens:** be, buy, pay back · **To what, where:** big bank loan, house

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This is a sentence of the lesson «Moving house and renting a home» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (mortgage), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:010-moving-house-and-renting-a-home.lesson:16
# text = A mortgage is a very big bank loan to buy a house, paid back monthly for 25 years or more with interest.
# source = school lesson (ours)
# course = adult-life
# lesson = 010-moving-house-and-renting-a-home.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	mortgage	mortgage	NOUN	NN	Number=Sing	8	nsubj	_	_
3	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	8	cop	_	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
5	very	very	ADV	RB	_	6	advmod	_	_
6	big	big	ADJ	JJ	Degree=Pos	8	amod	_	_
7	bank	bank	NOUN	NN	Number=Sing	8	compound	_	_
8	loan	loan	NOUN	NN	Number=Sing	0	root	_	_
9	to	to	PART	TO	_	10	mark	_	_
10	buy	buy	VERB	VB	VerbForm=Inf	8	acl	_	_
11	a	a	DET	DT	Definite=Ind|PronType=Art	12	det	_	_
12	house	house	NOUN	NN	Number=Sing	10	obj	_	_
13	,	,	PUNCT	,	_	14	punct	_	_
14	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	8	acl	_	_
15	back	back	ADV	RB	_	14	advmod	_	Agree=R7-rel-agree|Haiku=14:compound:prt|HaikuPos=PART:RP:_
16	monthly	monthly	ADV	RB	_	14	advmod	_	_
17	for	for	ADP	IN	_	19	case	_	_
18	25	25	NUM	CD	NumForm=Digit|NumType=Card	19	nummod	_	_
19	years	year	NOUN	NNS	Number=Plur	14	obl	_	_
20	or	or	CCONJ	CC	_	21	cc	_	_
21	more	more	ADJ	JJR	Degree=Cmp	19	conj	_	_
22	with	with	ADP	IN	_	23	case	_	_
23	interest	interest	NOUN	NN	Number=Sing	14	obl	_	_
24	.	.	PUNCT	.	_	8	punct	_	_
```

## Pragmatics {#pragmatics}

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- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: kept the draft

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| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | a mortgage | a big bank loan |  |  |  |  | tree rules |
| 2 | **buy** | to-infinitive |  | a house |  |  |  |  | vn accept-77.1 «NP V NP»: agent=Agent house=Theme |
| 3 | **pay back** | participle |  | a big bank loan *not said here* |  |  | year | with interest; monthly *property* | vn pay-68-1 «NP V NP»: agent=Agent |

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One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:010-moving-house-and-renting-a-home.lesson:16`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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