--- title: Paying for a home and the bills — a lesson of Mova's school · trees and pragmatics description: «Paying for a home and the bills», a lesson of the adult life course of Mova's primary school, sentence by sentence with dependency trees and pragmatics. It begins: Living in a home costs money every single month, even when nobody buys anything new. --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Adult life](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/) / Paying for a home and the bills # Paying for a home and the bills Lesson 6 of the adult life course of Mova's primary school: 19 sentences, each with its syntax tree and pragmatics. The lessons are written for Mova, and their agreed trees are part of Mova corpus 0.4 (CC BY-SA 4.0). How Mova does on its tests: [the lesson at school](https://md.mova.elamur.ai/free/en/school-run/adult-life/6-paying-for-a-home-and-the-bills/). - [0](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/0/) — Living in a home costs money every single month, even when nobody buys anything new. - [1](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/1/) — There is rent or a mortgage, energy for heating and hot water, council tax, broadband and insurance. - [2](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/2/) — Some families rent their home from a landlord; others are buying it with a huge loan from a bank called a mortgage. - [3](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/3/) — Both are normal ways to live. - [4](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/4/) — Most bills leave the bank account by themselves, by direct debit, so the money seems to vanish without anyone paying at a till. - [5](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/5/) — Example: in a terraced house in Leeds, Mum opens the energy bill at the kitchen table, goes quiet, then says "The electric's nearly doubled." That evening the heating goes down a degree, Dad watches the smart meter jump when the kettle boils, and everyone is told to keep the doors shut. - [6](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/6/) — None of this means the family is in trouble. - [7](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/7/) — It means grown-ups are steering the money so it lasts the whole month. - [8](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/8/) — Rent is paid every month to a landlord to live in a home you do not own, and the landlord may raise it within rules. - [9](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/9/) — Rent is often a family's biggest bill, so when it goes up, other spending has to shrink. - [10](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/10/) — A mortgage is a huge loan from a bank to buy a home, paid back monthly over about 25 years with interest; if payments stop for a long time the bank can take the home back. - [11](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/11/) — A landlord must keep a rented home safe and fix important things like the heating and leaks, though tenants sometimes have to chase repairs. - [12](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/12/) — Council tax is paid by each household to the local council and pays for bins, street lights, libraries, parks and care for older people. - [13](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/13/) — Energy bills pay for gas and electricity, and their prices rise and fall with world events. - [14](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/14/) — Heating a room with the window open sends the warm air, and the money that paid for it, straight outside. - [15](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/15/) — A direct debit lets a company take a bill from the bank account automatically, but there must be enough money in it on the day. - [16](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/16/) — A smart meter shows how much energy the house is using right now and what it costs, so families can see which things use the most. - [19](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/19/) — A deposit for buying a home is often tens of thousands of pounds, and saving for it can take years. - [20](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/20/) — Hot water costs energy to heat, so long showers cost money and leave less for the next person. - ← previous: [Where money comes from](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/5-where-money-comes-from/) - next →: [Cards, banks and apps](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/7-cards-banks-and-apps/) - ↑ back to [Adult life](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/)