--- title: A mortgage is a huge loan from a bank to buy a home, paid back month… — Paying for a home and the bills · tree and pragmatics description: A mortgage is a huge loan from a bank to buy a home, paid back monthly over about 25 years with interest; if payments stop for a long time the bank can take the home back. Who acts: mortgage, payments, bank. A sentence of the lesson «Paying for a home and the bills» of the adult life course of Mova' --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/10/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Adult life](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/) / [Paying for a home and the bills](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/) / 10 # Paying for a home and the bills, sentence 10 A mortgage is a huge loan from a bank to buy a home, paid back monthly over about 25 years with interest; if payments stop for a long time the bank can take the home back. **Who acts:** mortgage, payments, bank · **What happens:** be, buy, pay back, stop, take back · **To what, where:** huge loan, bank, home This is a sentence of the lesson «Paying for a home and the bills» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (mortgage, payments, bank), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:adult-life:006-paying-for-a-home-and-the-bills.lesson:10 # text = A mortgage is a huge loan from a bank to buy a home, paid back monthly over about 25 years with interest; if payments stop for a long time the bank can take the home back. # source = school lesson (ours) # course = adult-life # lesson = 006-paying-for-a-home-and-the-bills.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1 1 A a DET DT Definite=Ind|PronType=Art 2 det _ _ 2 mortgage mortgage NOUN NN Number=Sing 6 nsubj _ _ 3 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 6 cop _ _ 4 a a DET DT Definite=Ind|PronType=Art 6 det _ _ 5 huge huge ADJ JJ Degree=Pos 6 amod _ _ 6 loan loan NOUN NN Number=Sing 0 root _ _ 7 from from ADP IN _ 9 case _ _ 8 a a DET DT Definite=Ind|PronType=Art 9 det _ _ 9 bank bank NOUN NN Number=Sing 6 nmod _ _ 10 to to PART TO _ 11 mark _ _ 11 buy buy VERB VB VerbForm=Inf 6 acl _ _ 12 a a DET DT Definite=Ind|PronType=Art 13 det _ _ 13 home home NOUN NN Number=Sing 11 obj _ _ 14 , , PUNCT , _ 15 punct _ _ 15 paid pay VERB VBN Tense=Past|VerbForm=Part 6 acl _ _ 16 back back ADV RB _ 15 advmod _ Agree=R7-rel-agree|Haiku=15:compound:prt|HaikuPos=ADP:RP:_ 17 monthly monthly ADV RB _ 15 advmod _ _ 18 over over ADV RB _ 19 advmod _ _ 19 about about ADV RB _ 20 advmod _ _ 20 25 25 NUM CD NumForm=Digit|NumType=Card 21 nummod _ _ 21 years year NOUN NNS Number=Plur 15 obl _ _ 22 with with ADP IN _ 23 case _ _ 23 interest interest NOUN NN Number=Sing 15 obl _ Agree=R5-strong|Haiku=21:nmod 24 ; ; PUNCT : _ 35 punct _ _ 25 if if SCONJ IN _ 27 mark _ _ 26 payments payment NOUN NNS Number=Plur 27 nsubj _ _ 27 stop stop VERB VBP Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin 35 advcl _ _ 28 for for ADP IN _ 31 case _ _ 29 a a DET DT Definite=Ind|PronType=Art 31 det _ _ 30 long long ADJ JJ Degree=Pos 31 amod _ _ 31 time time NOUN NN Number=Sing 27 obl _ _ 32 the the DET DT Definite=Def|PronType=Art 33 det _ _ 33 bank bank NOUN NN Number=Sing 35 nsubj _ _ 34 can can AUX MD VerbForm=Fin 35 aux _ _ 35 take take VERB VB VerbForm=Inf 6 parataxis _ _ 36 the the DET DT Definite=Def|PronType=Art 37 det _ _ 37 home home NOUN NN Number=Sing 35 obj _ _ 38 back back ADV RB _ 35 advmod _ _ 39 . . PUNCT . _ 6 punct _ _ ``` ## Pragmatics {#pragmatics} - form: statement - act: assert - voice: narrator - polarity: none - teacher: kept the draft | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **is a** | present | a mortgage | a huge loan | | a bank | | | tree rules | | 2 | **buy** | to-infinitive | | a home | | | | | vn accept-77.1 «NP V NP»: agent=Agent home=Theme | | 3 | **pay back** | participle | | a huge loan *not said here* | | | year | with interest; monthly *property* | vn pay-68-1 «NP V NP»: agent=Agent | | 4 | **stop** *a condition, not said to happen* | present | payments | | | | time | | vn stop-55.4-1-1 «NP.eventuality V»: agent=Eventuality | | 5 | **take back** | can | the bank | the home | | | | | vn bring-11.3 «NP V NP»: agent=Agent home=Theme | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:006-paying-for-a-home-and-the-bills.lesson:10`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [Paying for a home and the bills, 9](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/9/) - next →: [Paying for a home and the bills, 11](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/11/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/6-paying-for-a-home-and-the-bills/)