---
title: A savings account pays interest, a little extra money each year for… — Cards, banks and apps · tree and pragmatics
description: A savings account pays interest, a little extra money each year for every pound kept there, because the bank lends your money to others. Who acts: savings account, bank. A sentence of the lesson «Cards, banks and apps» of the adult life course of Mova's primary school with its dependency tree and th
---

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# Cards, banks and apps, sentence 13

<!-- .ven lang=en -->
A savings account pays interest, a little extra money each year for every pound kept there, because the bank lends your money to others.

<!-- .vintro -->
**Who acts:** savings account, bank · **What happens:** pay, keep, lend · **To what, where:** interest, pound, money, others

<!-- .vabout -->
This is a sentence of the lesson «Cards, banks and apps» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (savings account, bank), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:007-cards-banks-and-apps.lesson:13
# text = A savings account pays interest, a little extra money each year for every pound kept there, because the bank lends your money to others.
# source = school lesson (ours)
# course = adult-life
# lesson = 007-cards-banks-and-apps.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×3, R8-pos-agree ×1
1	A	a	DET	DT	Definite=Ind|PronType=Art	3	det	_	_
2	savings	savings	NOUN	NNS	Number=Ptan	3	compound	_	_
3	account	account	NOUN	NN	Number=Sing	4	nsubj	_	_
4	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
5	interest	interest	NOUN	NN	Number=Sing	4	obj	_	_
6	,	,	PUNCT	,	_	10	punct	_	_
7	a	a	DET	DT	Definite=Ind|PronType=Art	10	det	_	_
8	little	little	ADJ	JJ	Degree=Pos	10	amod	_	_
9	extra	extra	ADJ	JJ	Degree=Pos	10	amod	_	_
10	money	money	NOUN	NN	Number=Sing	4	conj	_	_
11	each	each	DET	DT	PronType=Tot	12	det	_	_
12	year	year	NOUN	NN	Number=Sing	10	nmod	_	Agree=R7-rel-agree|Haiku=10:obl:unmarked
13	for	for	ADP	IN	_	15	case	_	_
14	every	every	DET	DT	PronType=Tot	15	det	_	_
15	pound	pound	NOUN	NN	Number=Sing	10	nmod	_	Agree=R7-rel-agree|Haiku=10:obl
16	kept	keep	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	15	acl:relcl	_	Agree=R8-pos-agree|Haiku=15:acl:relcl|HaikuPos=VERB:VBD:Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin
17	there	there	ADV	RB	PronType=Dem	16	advmod	_	_
18	,	,	PUNCT	,	_	22	punct	_	_
19	because	because	SCONJ	IN	_	22	mark	_	_
20	the	the	DET	DT	Definite=Def|PronType=Art	21	det	_	_
21	bank	bank	NOUN	NN	Number=Sing	22	nsubj	_	_
22	lends	lend	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	advcl	_	Agree=R7-rel-agree|Haiku=4:conj
23	your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	24	nmod:poss	_	_
24	money	money	NOUN	NN	Number=Sing	22	obj	_	_
25	to	to	ADP	IN	_	26	case	_	_
26	others	other	NOUN	NNS	Number=Plur	22	obl	_	_
27	.	.	PUNCT	.	_	4	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- sa -->
- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: kept the draft

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present | a savings account | interest |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent interest=Asset |
| 2 | **keep** | participle |  | every pound *not said here* |  | there |  |  | vn keep-15.2 «NP V NP»: agent=Agent |
| 3 | **lend** | present | the bank | your money | others |  |  |  | vn give-13.1 «NP V NP PP.recipient»: agent=Agent money=Theme to other=Recipient |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:007-cards-banks-and-apps.lesson:13`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×3, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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- ← previous: [Cards, banks and apps, 12](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/7-cards-banks-and-apps/12/)
- next →: [Cards, banks and apps, 14](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/7-cards-banks-and-apps/14/)
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