---
title: Debt is money that has been borrowed and is still owed. — Borrowing and debt · tree and pragmatics
description: Debt is money that has been borrowed and is still owed. Who acts: Debt. A sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every clause.
---

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# Borrowing and debt, sentence 0

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Debt is money that has been borrowed and is still owed.

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**Who acts:** Debt · **What happens:** be, borrow, owe · **To what, where:** money

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This is a sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Debt), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:008-borrowing-and-debt.lesson:0
# text = Debt is money that has been borrowed and is still owed.
# source = school lesson (ours)
# course = adult-life
# lesson = 008-borrowing-and-debt.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1
1	Debt	debt	NOUN	NN	Number=Sing	3	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	cop	_	_
3	money	money	NOUN	NN	Number=Sing	0	root	_	_
4	that	that	PRON	WDT	PronType=Rel	7	nsubj:pass	_	Agree=R7-rel-agree|Haiku=7:obj
5	has	have	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	aux	_	_
6	been	be	AUX	VBN	Tense=Past|VerbForm=Part	7	aux:pass	_	_
7	borrowed	borrow	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	3	acl:relcl	_	_
8	and	and	CCONJ	CC	_	11	cc	_	_
9	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	11	aux:pass	_	_
10	still	still	ADV	RB	_	11	advmod	_	_
11	owed	owe	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	7	conj	_	_
12	.	.	PUNCT	.	_	3	punct	_	_
```

## Pragmatics {#pragmatics}

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No stored speech act for this sentence.

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| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | Debt | money |  |  |  |  | tree rules |
| 2 | **borrow** | present · perfect · passive |  | money |  |  |  |  | vn obtain-13.5.2 «NP V NP»: subject=Theme |
| 3 | **owe** | present · passive |  |  |  |  | still |  | vn future\_having-13.3 «NP V NP.theme (PP)» |

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One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:008-borrowing-and-debt.lesson:0`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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- ← previous: [Cards, banks and apps, 20](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/7-cards-banks-and-apps/20/)
- next →: [Borrowing and debt, 1](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/1/)
- ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/)

