---
title: Most adults have some, like a mortgage or a car loan, and planned de… — Borrowing and debt · tree and pragmatics
description: Most adults have some, like a mortgage or a car loan, and planned debt can be fine. Who acts: Most adults, planned debt. A sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every clause.
---

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# Borrowing and debt, sentence 1

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Most adults have some, like a mortgage or a car loan, and planned debt can be fine.

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**Who acts:** Most adults, planned debt · **What happens:** have, plan, be · **To what, where:** some

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This is a sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Most adults, planned debt), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:008-borrowing-and-debt.lesson:1
# text = Most adults have some, like a mortgage or a car loan, and planned debt can be fine.
# source = school lesson (ours)
# course = adult-life
# lesson = 008-borrowing-and-debt.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R6-punct-agree ×1, R8-pos-agree ×1
1	Most	most	ADJ	JJS	Degree=Sup	2	amod	_	_
2	adults	adult	NOUN	NNS	Number=Plur	3	nsubj	_	_
3	have	have	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	some	some	DET	DT	PronType=Ind	3	obj	_	_
5	,	,	PUNCT	,	_	8	punct	_	_
6	like	like	ADP	IN	_	8	case	_	_
7	a	a	DET	DT	Definite=Ind|PronType=Art	8	det	_	_
8	mortgage	mortgage	NOUN	NN	Number=Sing	4	nmod	_	Agree=R5-strong|Haiku=3:parataxis
9	or	or	CCONJ	CC	_	12	cc	_	_
10	a	a	DET	DT	Definite=Ind|PronType=Art	12	det	_	_
11	car	car	NOUN	NN	Number=Sing	12	compound	_	_
12	loan	loan	NOUN	NN	Number=Sing	8	conj	_	_
13	,	,	PUNCT	,	_	19	punct	_	Agree=R6-punct-agree|Haiku=15:punct
14	and	and	CCONJ	CC	_	19	cc	_	_
15	planned	plan	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	16	amod	_	Agree=R8-pos-agree|Haiku=16:amod|HaikuPos=ADJ:JJ:Degree=Pos
16	debt	debt	NOUN	NN	Number=Sing	19	nsubj	_	_
17	can	can	AUX	MD	VerbForm=Fin	19	aux	_	_
18	be	be	AUX	VB	VerbForm=Inf	19	cop	_	_
19	fine	fine	ADJ	JJ	Degree=Pos	3	conj	_	_
20	.	.	PUNCT	.	_	3	punct	_	_
```

## Pragmatics {#pragmatics}

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No stored speech act for this sentence.

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| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **have** | present | Most adults | some |  |  |  | like a mortgage or a car loan | vn birth-28.2-1 «NP V NP»: agent=Agent some=Patient |
| 2 | **plan** | participle |  |  |  |  |  |  | vn intend-61.2-1-1 «NP V S\_ING»: agent=Agent |
| 3 | **is** | can | planned debt |  |  |  |  | fine *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:008-borrowing-and-debt.lesson:1`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R6-punct-agree ×1, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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