---
title: The minimum payment barely covers the interest, so paying only the m… — Borrowing and debt · tree and pragmatics
description: The minimum payment barely covers the interest, so paying only the minimum keeps a debt going for years. Who acts: minimum payment, paying, debt. A sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every claus
---

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# Borrowing and debt, sentence 13

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The minimum payment barely covers the interest, so paying only the minimum keeps a debt going for years.

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**Who acts:** minimum payment, paying, debt · **What happens:** cover, pay, keep, go · **To what, where:** interest, minimum, debt

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This is a sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (minimum payment, paying, debt), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:008-borrowing-and-debt.lesson:13
# text = The minimum payment barely covers the interest, so paying only the minimum keeps a debt going for years.
# source = school lesson (ours)
# course = adult-life
# lesson = 008-borrowing-and-debt.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×3
1	The	the	DET	DT	Definite=Def|PronType=Art	3	det	_	_
2	minimum	minimum	ADJ	JJ	Degree=Pos	3	amod	_	_
3	payment	payment	NOUN	NN	Number=Sing	5	nsubj	_	_
4	barely	barely	ADV	RB	_	5	advmod	_	_
5	covers	cover	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
7	interest	interest	NOUN	NN	Number=Sing	5	obj	_	_
8	,	,	PUNCT	,	_	10	punct	_	_
9	so	so	ADV	RB	_	14	advmod	_	_
10	paying	pay	VERB	VBG	Tense=Pres|VerbForm=Part	14	csubj	_	_
11	only	only	ADV	RB	_	13	advmod	_	Agree=R5-strong|Haiku=14:advmod
12	the	the	DET	DT	Definite=Def|PronType=Art	13	det	_	_
13	minimum	minimum	NOUN	NN	Number=Sing	10	obj	_	Agree=R5-strong|Haiku=14:nsubj
14	keeps	keep	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	5	parataxis	_	_
15	a	a	DET	DT	Definite=Ind|PronType=Art	16	det	_	_
16	debt	debt	NOUN	NN	Number=Sing	14	obj	_	_
17	going	go	VERB	VBG	VerbForm=Ger	14	xcomp	_	Agree=R5-strong|Haiku=16:acl
18	for	for	ADP	IN	_	19	case	_	_
19	years	year	NOUN	NNS	Number=Plur	17	obl	_	_
20	.	.	PUNCT	.	_	5	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **cover** | present | the minimum payment | the interest |  |  |  | barely *property* | vn fill-9.8-1 «NP V NP»: agent=Theme interest=Destination |
| 2 | **pay** | gerund |  | the minimum |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent minimum=Asset |
| 3 | **keep** | present | paying | a debt |  |  |  |  | tree rules |
| 4 | **go** | gerund | a debt *not said here* |  |  |  | year |  | vn disappearance-48.2-1 «NP V»: agent=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:008-borrowing-and-debt.lesson:13`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×3. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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- ← previous: [Borrowing and debt, 12](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/12/)
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