---
title: Borrowing always has a price called interest, so the total paid back… — Borrowing and debt · tree and pragmatics
description: Borrowing always has a price called interest, so the total paid back is more than the price tag. Who acts: Borrowing, price, total. A sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every clause.
---

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# Borrowing and debt, sentence 2

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Borrowing always has a price called interest, so the total paid back is more than the price tag.

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**Who acts:** Borrowing, price, total · **What happens:** have, call, pay back, be · **To what, where:** price, interest, total · **Speech:** someone speaks here

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This is a sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Borrowing, price, total), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:008-borrowing-and-debt.lesson:2
# text = Borrowing always has a price called interest, so the total paid back is more than the price tag.
# source = school lesson (ours)
# course = adult-life
# lesson = 008-borrowing-and-debt.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1, R8-pos-agree ×1
1	Borrowing	borrowing	NOUN	NN	Number=Sing	3	nsubj	_	Agree=R7-rel-agree|Haiku=3:csubj|HaikuPos=VERB:VBG:VerbForm=Ger
2	always	always	ADV	RB	_	3	advmod	_	_
3	has	have	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	a	a	DET	DT	Definite=Ind|PronType=Art	5	det	_	_
5	price	price	NOUN	NN	Number=Sing	3	obj	_	_
6	called	call	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	5	acl	_	_
7	interest	interest	NOUN	NN	Number=Sing	6	xcomp	_	_
8	,	,	PUNCT	,	_	15	punct	_	_
9	so	so	ADV	RB	_	15	advmod	_	_
10	the	the	DET	DT	Definite=Def|PronType=Art	11	det	_	_
11	total	total	NOUN	NN	Number=Sing	15	nsubj	_	_
12	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	11	acl:relcl	_	Agree=R8-pos-agree|Haiku=11:acl:relcl|HaikuPos=VERB:VBD:Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin
13	back	back	ADV	RB	_	12	advmod	_	_
14	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	15	cop	_	_
15	more	more	ADJ	JJR	Degree=Cmp	3	parataxis	_	_
16	than	than	ADP	IN	_	19	case	_	_
17	the	the	DET	DT	Definite=Def|PronType=Art	19	det	_	_
18	price	price	NOUN	NN	Number=Sing	19	compound	_	_
19	tag	tag	NOUN	NN	Number=Sing	15	obl	_	_
20	.	.	PUNCT	.	_	3	punct	_	_
```

## Pragmatics {#pragmatics}

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No stored speech act for this sentence.

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| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **have** | present | Borrowing | a price |  |  |  | always *property* | vn birth-28.2-1 «NP V NP»: agent=Agent price=Patient |
| 2 | **call** | participle | a price *not said here* | interest |  |  |  |  | vn initiate\_communication-37.4.2-1 «NP V»: agent=Agent |
| 3 | **pay back** | participle |  | the total *not said here* |  |  |  |  | vn pay-68-1 «NP V NP»: agent=Agent |
| 4 | **is** | present | the total |  |  |  |  | than the price tag; more *property* | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:008-borrowing-and-debt.lesson:2`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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