---
title: Debt advice charities give free, private help to make a plan for pay… — Borrowing and debt · tree and pragmatics
description: Debt advice charities give free, private help to make a plan for paying debts back at a pace the family can manage. Who acts: advice charities, plan, family. A sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of
---

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# Borrowing and debt, sentence 21

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Debt advice charities give free, private help to make a plan for paying debts back at a pace the family can manage.

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**Who acts:** advice charities, plan, family · **What happens:** give, make, pay back, manage · **To what, where:** free private help, plan, debts, pace

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This is a sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (advice charities, plan, family), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:008-borrowing-and-debt.lesson:21
# text = Debt advice charities give free, private help to make a plan for paying debts back at a pace the family can manage.
# source = school lesson (ours)
# course = adult-life
# lesson = 008-borrowing-and-debt.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1
1	Debt	debt	NOUN	NN	Number=Sing	2	compound	_	_
2	advice	advice	NOUN	NN	Number=Sing	3	compound	_	_
3	charities	charity	NOUN	NNS	Number=Plur	4	nsubj	_	_
4	give	give	VERB	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
5	free	free	ADJ	JJ	Degree=Pos	8	amod	_	_
6	,	,	PUNCT	,	_	5	punct	_	_
7	private	private	ADJ	JJ	Degree=Pos	8	amod	_	_
8	help	help	NOUN	NN	Number=Sing	4	obj	_	_
9	to	to	PART	TO	_	10	mark	_	_
10	make	make	VERB	VB	VerbForm=Inf	8	acl	_	_
11	a	a	DET	DT	Definite=Ind|PronType=Art	12	det	_	_
12	plan	plan	NOUN	NN	Number=Sing	10	obj	_	_
13	for	for	SCONJ	IN	_	14	mark	_	Agree=R7-rel-agree|Haiku=14:case|HaikuPos=ADP:IN:_
14	paying	pay	VERB	VBG	VerbForm=Ger	12	acl	_	_
15	debts	debt	NOUN	NNS	Number=Plur	14	obj	_	_
16	back	back	ADV	RB	_	14	advmod	_	_
17	at	at	ADP	IN	_	19	case	_	_
18	a	a	DET	DT	Definite=Ind|PronType=Art	19	det	_	_
19	pace	pace	NOUN	NN	Number=Sing	14	obl	_	_
20	the	the	DET	DT	Definite=Def|PronType=Art	21	det	_	_
21	family	family	NOUN	NN	Number=Sing	23	nsubj	_	_
22	can	can	AUX	MD	VerbForm=Fin	23	aux	_	_
23	manage	manage	VERB	VB	VerbForm=Inf	19	acl:relcl	_	_
24	.	.	PUNCT	.	_	4	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

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| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **give** | present | advice charities | free private help |  |  |  |  | vn give-13.1-1 «NP V NP»: agent=Agent help=Theme |
| 2 | **make** | to-infinitive | advice charities *not said here* | a plan |  |  |  |  | vn build-26.1-1 «NP.asset V NP»: agent=Asset plan=Product |
| 3 | **pay back** | gerund | a plan *not said here* | debts |  |  |  | at a pace | vn pay-68-1 «NP V NP»: agent=Agent debt=Asset |
| 4 | **manage** | can | the family | a pace *not said here* |  |  |  |  | vn caring-75.2-1 «NP V NP»: agent=Agent pace=Theme |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:008-borrowing-and-debt.lesson:21`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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