---
title: Lending money to friends can cause arguments, so many grown-ups only… — Borrowing and debt · tree and pragmatics
description: Lending money to friends can cause arguments, so many grown-ups only lend what they could afford to lose. Who acts: Lending, many grown ups, ups. A sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every claus
---

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# Borrowing and debt, sentence 22

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Lending money to friends can cause arguments, so many grown-ups only lend what they could afford to lose.

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**Who acts:** Lending, many grown ups, ups · **What happens:** lend, cause, grow, afford, lose · **To what, where:** money, friends, arguments

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This is a sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Lending, many grown ups, ups), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:008-borrowing-and-debt.lesson:22
# text = Lending money to friends can cause arguments, so many grown-ups only lend what they could afford to lose.
# source = school lesson (ours)
# course = adult-life
# lesson = 008-borrowing-and-debt.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R2-punct-next ×1, R7-rel-agree ×2, R8-pos-agree ×1
1	Lending	lend	VERB	VBG	VerbForm=Ger	6	csubj	_	Agree=R7-rel-agree|Haiku=6:nsubj
2	money	money	NOUN	NN	Number=Sing	1	obj	_	_
3	to	to	ADP	IN	_	4	case	_	_
4	friends	friend	NOUN	NNS	Number=Plur	1	obl	_	_
5	can	can	AUX	MD	VerbForm=Fin	6	aux	_	_
6	cause	cause	VERB	VB	VerbForm=Inf	0	root	_	_
7	arguments	argument	NOUN	NNS	Number=Plur	6	obj	_	_
8	,	,	PUNCT	,	_	15	punct	_	Agree=R2-punct-next|Haiku=6:punct
9	so	so	ADV	RB	_	15	advmod	_	Agree=R7-rel-agree|Haiku=15:cc|HaikuPos=CCONJ:CC:_
10	many	many	ADJ	JJ	Degree=Pos	13	amod	_	_
11	grown	grow	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	13	amod	_	Agree=R8-pos-agree|Haiku=13:amod|HaikuPos=ADJ:JJ:Degree=Pos
12	-	-	PUNCT	HYPH	_	13	punct	_	_
13	ups	up	NOUN	NNS	Number=Plur	15	nsubj	_	_
14	only	only	ADV	RB	_	15	advmod	_	_
15	lend	lend	VERB	VB	VerbForm=Inf	6	conj	_	_
16	what	what	PRON	WP	PronType=Int	19	obj	_	_
17	they	they	PRON	PRP	Case=Nom|Number=Plur|Person=3|PronType=Prs	19	nsubj	_	_
18	could	could	AUX	MD	VerbForm=Fin	19	aux	_	_
19	afford	afford	VERB	VB	VerbForm=Inf	15	advcl	_	_
20	to	to	PART	TO	_	21	mark	_	_
21	lose	lose	VERB	VB	VerbForm=Inf	19	xcomp	_	_
22	.	.	PUNCT	.	_	6	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **lend** | gerund |  | money | friends |  |  |  | vn give-13.1 «NP V NP PP.recipient»: agent=Agent money=Theme to friend=Recipient |
| 2 | **cause** | can | Lending | arguments |  |  |  |  | vn engender-27.1-1 «NP V NP»: agent=Precondition argument=Patient |
| 3 | **grow** | participle |  |  |  |  |  |  | vn appear-48.1.1 «NP V»: agent=Theme |
| 4 | **lend** | infinitive | many grown ups |  |  |  |  |  | vn give-13.1 «NP V PP.recipient»: agent=Agent |
| 5 | **afford** | could | ups *= up* |  |  |  |  |  | tree rules |
| 6 | **lose** | to-infinitive | ups *= up* *not said here* |  |  |  |  |  | vn succeed-74-3-1 «NP V»: agent=Agent |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:008-borrowing-and-debt.lesson:22`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R2-punct-next ×1, R7-rel-agree ×2, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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- ← previous: [Borrowing and debt, 21](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/21/)
- next →: [When money is tight, 0](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/9-when-money-is-tight/0/)
- ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/)

