---
title: Debt becomes a problem when the repayments are more than the family… — Borrowing and debt · tree and pragmatics
description: Debt becomes a problem when the repayments are more than the family can afford. Who acts: Debt, repayments, family. A sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every clause.
---

<!-- md -->
[Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/3/)

<!-- crumbs -->
[home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Adult life](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/) / [Borrowing and debt](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/) / 3

# Borrowing and debt, sentence 3

<!-- .ven lang=en -->
Debt becomes a problem when the repayments are more than the family can afford.

<!-- .vintro -->
**Who acts:** Debt, repayments, family · **What happens:** become, be, afford · **To what, where:** problem

<!-- .vabout -->
This is a sentence of the lesson «Borrowing and debt» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Debt, repayments, family), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:008-borrowing-and-debt.lesson:3
# text = Debt becomes a problem when the repayments are more than the family can afford.
# source = school lesson (ours)
# course = adult-life
# lesson = 008-borrowing-and-debt.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): no change
1	Debt	debt	NOUN	NN	Number=Sing	2	nsubj	_	_
2	becomes	become	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
3	a	a	DET	DT	Definite=Ind|PronType=Art	4	det	_	_
4	problem	problem	NOUN	NN	Number=Sing	2	xcomp	_	_
5	when	when	ADV	WRB	PronType=Int	9	advmod	_	_
6	the	the	DET	DT	Definite=Def|PronType=Art	7	det	_	_
7	repayments	repayment	NOUN	NNS	Number=Plur	9	nsubj	_	_
8	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	9	cop	_	_
9	more	more	ADJ	JJR	Degree=Cmp	4	acl:relcl	_	_
10	than	than	SCONJ	IN	_	14	mark	_	_
11	the	the	DET	DT	Definite=Def|PronType=Art	12	det	_	_
12	family	family	NOUN	NN	Number=Sing	14	nsubj	_	_
13	can	can	AUX	MD	VerbForm=Fin	14	aux	_	_
14	afford	afford	VERB	VB	VerbForm=Inf	9	advcl	_	_
15	.	.	PUNCT	.	_	2	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **become** | present | Debt | a problem |  |  |  |  | vn become-109.1-1-1 «NP V PP.attribute»: agent=Patient |
| 2 | **is** | present | the repayments |  |  |  |  | more *property* | tree rules |
| 3 | **afford** | can | the family |  |  |  |  |  | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- div src -->

**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:008-borrowing-and-debt.lesson:3`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): no change. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

<!-- /div -->

<!-- pn -->
- ← previous: [Borrowing and debt, 2](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/2/)
- next →: [Borrowing and debt, 4](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/4/)
- ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/8-borrowing-and-debt/)