---
title: Saving up is slower than borrowing but cheaper, because no interest… — When money is tight · tree and pragmatics
description: Saving up is slower than borrowing but cheaper, because no interest is paid. Who acts: Saving. A sentence of the lesson «When money is tight» of the adult life course of Mova's primary school with its dependency tree and the pragmatics of every clause.
---

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# When money is tight, sentence 20

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Saving up is slower than borrowing but cheaper, because no interest is paid.

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**Who acts:** Saving · **What happens:** save up, be, borrow, pay · **To what, where:** interest

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This is a sentence of the lesson «When money is tight» of the adult life course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Saving), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:adult-life:009-when-money-is-tight.lesson:20
# text = Saving up is slower than borrowing but cheaper, because no interest is paid.
# source = school lesson (ours)
# course = adult-life
# lesson = 009-when-money-is-tight.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): no change
1	Saving	save	VERB	VBG	VerbForm=Ger	4	csubj	_	_
2	up	up	ADP	RP	_	1	compound:prt	_	_
3	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	4	cop	_	_
4	slower	slow	ADJ	JJR	Degree=Cmp	0	root	_	_
5	than	than	SCONJ	IN	_	6	mark	_	_
6	borrowing	borrow	VERB	VBG	Tense=Pres|VerbForm=Part	4	advcl	_	_
7	but	but	CCONJ	CC	_	8	cc	_	_
8	cheaper	cheap	ADJ	JJR	Degree=Cmp	4	conj	_	_
9	,	,	PUNCT	,	_	14	punct	_	_
10	because	because	SCONJ	IN	_	14	mark	_	_
11	no	no	DET	DT	PronType=Neg	12	det	_	_
12	interest	interest	NOUN	NN	Number=Sing	14	nsubj:pass	_	_
13	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	14	aux:pass	_	_
14	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	4	advcl	_	_
15	.	.	PUNCT	.	_	4	punct	_	_
```

## Pragmatics {#pragmatics}

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- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: changed polarity=none

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **save up** | gerund |  |  |  |  |  |  | vn get-13.5.1-1 «NP V NP»: agent=Agent |
| 2 | **is** | present | Saving |  |  |  |  | slow *property* | tree rules |
| 3 | **borrow** | gerund | Saving *not said here* |  |  |  |  |  | vn obtain-13.5.2 «NP V NP»: agent=Agent |
| 4 | **be** |  | Saving *not said here* |  |  |  |  |  | tree rules |
| 5 | **pay** | present · passive |  | no interest |  |  |  |  | vn pay-68-1 «NP V NP»: subject=Asset |

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One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:adult-life:009-when-money-is-tight.lesson:20`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): no change. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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- ← previous: [When money is tight, 19](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/9-when-money-is-tight/19/)
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- ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/adult-life/9-when-money-is-tight/)