---
title: A bank says "outstanding balance" for money you still owe, and "deli… — Soft words for hard things: money and poverty an… · tree and pragmatics
description: A bank says "outstanding balance" for money you still owe, and "delinquent account" for a debt not paid on time. Who acts: bank, you. A sentence of the lesson «Soft words for hard things: money and poverty and work, firing and the economy» of the euphemisms course of Mova's primary school with its d
---

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# Soft words for hard things: money and poverty and work, firing and the economy, sentence 1

<!-- .ven lang=en -->
A bank says "outstanding balance" for money you still owe, and "delinquent account" for a debt not paid on time.

<!-- .vintro -->
**Who acts:** bank, you · **What happens:** say, owe, not pay · **To what, where:** outstanding balance, money, debt · **Speech:** someone speaks here

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This is a sentence of the lesson «Soft words for hard things: money and poverty and work, firing and the economy» of the euphemisms course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (bank, you), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:euphemisms:020-debt-and-jobs.lesson:1
# text = A bank says "outstanding balance" for money you still owe, and "delinquent account" for a debt not paid on time.
# source = school lesson (ours)
# course = euphemisms
# lesson = 020-debt-and-jobs.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1
1	A	a	DET	DT	Definite=Ind|PronType=Art	2	det	_	_
2	bank	bank	NOUN	NN	Number=Sing	3	nsubj	_	_
3	says	say	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	0	root	_	_
4	"	"	PUNCT	``	_	6	punct	_	_
5	outstanding	outstanding	ADJ	JJ	Degree=Pos	6	amod	_	_
6	balance	balance	NOUN	NN	Number=Sing	3	obj	_	_
7	"	"	PUNCT	''	_	6	punct	_	_
8	for	for	ADP	IN	_	9	case	_	_
9	money	money	NOUN	NN	Number=Sing	6	nmod	_	Agree=R5-strong|Haiku=3:obl
10	you	you	PRON	PRP	Case=Nom|Person=2|PronType=Prs	12	nsubj	_	_
11	still	still	ADV	RB	_	12	advmod	_	_
12	owe	owe	VERB	VBP	Mood=Ind|Number=Sing|Person=2|Tense=Pres|VerbForm=Fin	9	acl:relcl	_	_
13	,	,	PUNCT	,	_	17	punct	_	_
14	and	and	CCONJ	CC	_	17	cc	_	_
15	"	"	PUNCT	``	_	17	punct	_	_
16	delinquent	delinquent	ADJ	JJ	Degree=Pos	17	amod	_	Agree=R7-rel-agree|Haiku=17:compound|HaikuPos=NOUN:NN:Number=Sing
17	account	account	NOUN	NN	Number=Sing	6	conj	_	_
18	"	"	PUNCT	''	_	17	punct	_	_
19	for	for	ADP	IN	_	21	case	_	_
20	a	a	DET	DT	Definite=Ind|PronType=Art	21	det	_	_
21	debt	debt	NOUN	NN	Number=Sing	17	nmod	_	_
22	not	not	PART	RB	Polarity=Neg	23	advmod	_	_
23	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	21	acl	_	_
24	on	on	ADP	IN	_	25	case	_	_
25	time	time	NOUN	NN	Number=Sing	23	obl	_	_
26	.	.	PUNCT	.	_	3	punct	_	_
```

## Pragmatics {#pragmatics}

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- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: changed voice=narrator

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **say** *speech: assert* | present | a bank | outstanding balance and delinquent account for a debt |  |  |  | for money | vn say-37.7-1-1 «NP V NP.topic»: agent=Agent balance=Topic |
| 2 | **owe** | present | you | money *not said here* |  |  | still |  | vn future\_having-13.3 «NP V NP.theme (PP)»: agent=Agent money=Theme |
| 3 | **not** **pay** | participle |  | a debt *not said here* |  |  | time |  | vn pay-68-1 «NP V NP»: agent=Agent |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:euphemisms:020-debt-and-jobs.lesson:1`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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