---
title: A direct debit is an automatic payment from a bank account that pays… — Bills: rent, mortgage, energy, water, phone, cou… · tree and pragmatics
description: A direct debit is an automatic payment from a bank account that pays a bill on time each month, so no late fees. Who acts: direct debit, bank account. A sentence of the lesson «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school with its dependency 
---

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# Bills: rent, mortgage, energy, water, phone, council tax, sentence 16

<!-- .ven lang=en -->
A direct debit is an automatic payment from a bank account that pays a bill on time each month, so no late fees.

<!-- .vintro -->
**Who acts:** direct debit, bank account · **What happens:** be, pay · **To what, where:** automatic payment, bank account, bill

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This is a sentence of the lesson «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (direct debit, bank account), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:021-bills-rent-mortgage-energy-water-council-tax.lesson:16
# text = A direct debit is an automatic payment from a bank account that pays a bill on time each month, so no late fees.
# source = school lesson (ours)
# course = money
# lesson = 021-bills-rent-mortgage-energy-water-council-tax.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1
1	A	a	DET	DT	Definite=Ind|PronType=Art	3	det	_	_
2	direct	direct	ADJ	JJ	Degree=Pos	3	amod	_	_
3	debit	debit	NOUN	NN	Number=Sing	7	nsubj	_	_
4	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	7	cop	_	_
5	an	a	DET	DT	Definite=Ind|PronType=Art	7	det	_	_
6	automatic	automatic	ADJ	JJ	Degree=Pos	7	amod	_	_
7	payment	payment	NOUN	NN	Number=Sing	0	root	_	_
8	from	from	ADP	IN	_	11	case	_	_
9	a	a	DET	DT	Definite=Ind|PronType=Art	11	det	_	_
10	bank	bank	NOUN	NN	Number=Sing	11	compound	_	_
11	account	account	NOUN	NN	Number=Sing	7	nmod	_	_
12	that	that	PRON	WDT	PronType=Rel	13	nsubj	_	_
13	pays	pay	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	11	acl:relcl	_	_
14	a	a	DET	DT	Definite=Ind|PronType=Art	15	det	_	_
15	bill	bill	NOUN	NN	Number=Sing	13	obj	_	_
16	on	on	ADP	IN	_	17	case	_	_
17	time	time	NOUN	NN	Number=Sing	13	obl	_	_
18	each	each	DET	DT	PronType=Tot	19	det	_	_
19	month	month	NOUN	NN	Number=Sing	13	obl:unmarked	_	_
20	,	,	PUNCT	,	_	24	punct	_	_
21	so	so	ADV	RB	_	24	advmod	_	_
22	no	no	DET	DT	PronType=Neg	24	det	_	_
23	late	late	ADJ	JJ	Degree=Pos	24	amod	_	_
24	fees	fee	NOUN	NNS	Number=Plur	7	parataxis	_	Agree=R7-rel-agree|Haiku=7:conj
25	.	.	PUNCT	.	_	7	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- sa -->
- form: statement
- act: assert
- voice: narrator
- polarity: none
- teacher: kept the draft

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **is a** | present | a direct debit | a automatic payment |  | a bank account |  |  | tree rules |
| 2 | **pay** | present | a bank account | a bill |  |  | month; time |  | vn pay-68-1 «NP V NP»: agent=Agent bill=Asset |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:021-bills-rent-mortgage-energy-water-council-tax.lesson:16`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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