---
title: Rent is paid to a landlord who owns the home; a mortgage is a big lo… — Bills: rent, mortgage, energy, water, phone, cou… · tree and pragmatics
description: Rent is paid to a landlord who owns the home; a mortgage is a big loan from a bank to buy a home, paid back over many years with extra called interest; both are normal ways to have a roof over your head. Who acts: landlord, mortgage, both. A sentence of the lesson «Bills: rent, mortgage, energy, wat
---

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# Bills: rent, mortgage, energy, water, phone, council tax, sentence 2

<!-- .ven lang=en -->
Rent is paid to a landlord who owns the home; a mortgage is a big loan from a bank to buy a home, paid back over many years with extra called interest; both are normal ways to have a roof over your head.

<!-- .vintro -->
**Who acts:** landlord, mortgage, both · **What happens:** pay, own, be, buy, pay back, call · **To what, where:** Rent, home, big loan, bank, normal ways, roof · **Speech:** someone speaks here

<!-- .vabout -->
This is a sentence of the lesson «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (landlord, mortgage, both), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:021-bills-rent-mortgage-energy-water-council-tax.lesson:2
# text = Rent is paid to a landlord who owns the home; a mortgage is a big loan from a bank to buy a home, paid back over many years with extra called interest; both are normal ways to have a roof over your head.
# source = school lesson (ours)
# course = money
# lesson = 021-bills-rent-mortgage-energy-water-council-tax.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×2
1	Rent	rent	NOUN	NN	Number=Sing	3	nsubj	_	_
2	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	3	aux:pass	_	_
3	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	0	root	_	_
4	to	to	ADP	IN	_	6	case	_	_
5	a	a	DET	DT	Definite=Ind|PronType=Art	6	det	_	_
6	landlord	landlord	NOUN	NN	Number=Sing	3	obl	_	_
7	who	who	PRON	WP	PronType=Rel	8	nsubj	_	_
8	owns	own	VERB	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	6	acl:relcl	_	_
9	the	the	DET	DT	Definite=Def|PronType=Art	10	det	_	_
10	home	home	NOUN	NN	Number=Sing	8	obj	_	_
11	;	;	PUNCT	,	_	17	punct	_	_
12	a	a	DET	DT	Definite=Ind|PronType=Art	13	det	_	_
13	mortgage	mortgage	NOUN	NN	Number=Sing	17	nsubj	_	_
14	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	17	cop	_	_
15	a	a	DET	DT	Definite=Ind|PronType=Art	17	det	_	_
16	big	big	ADJ	JJ	Degree=Pos	17	amod	_	_
17	loan	loan	NOUN	NN	Number=Sing	3	parataxis	_	_
18	from	from	ADP	IN	_	20	case	_	_
19	a	a	DET	DT	Definite=Ind|PronType=Art	20	det	_	_
20	bank	bank	NOUN	NN	Number=Sing	17	nmod	_	_
21	to	to	PART	TO	_	22	mark	_	_
22	buy	buy	VERB	VB	VerbForm=Inf	17	acl	_	_
23	a	a	DET	DT	Definite=Ind|PronType=Art	24	det	_	_
24	home	home	NOUN	NN	Number=Sing	22	obj	_	_
25	,	,	PUNCT	,	_	26	punct	_	_
26	paid	pay	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	17	acl	_	_
27	back	back	ADV	RB	_	26	advmod	_	Agree=R5-strong|Haiku=28:advmod
28	over	over	ADV	RB	_	26	advmod	_	_
29	many	many	ADJ	JJ	Degree=Pos	30	amod	_	_
30	years	year	NOUN	NNS	Number=Plur	26	obl	_	Agree=R7-rel-agree|Haiku=26:obj
31	with	with	ADP	IN	_	34	case	_	_
32	extra	extra	ADJ	JJ	Degree=Pos	34	amod	_	_
33	called	call	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	34	amod	_	_
34	interest	interest	NOUN	NN	Number=Sing	26	obl	_	_
35	;	;	PUNCT	,	_	39	punct	_	_
36	both	both	DET	DT	PronType=Tot	39	nsubj	_	Agree=R7-rel-agree|Haiku=39:det
37	are	be	AUX	VBP	Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin	39	cop	_	_
38	normal	normal	ADJ	JJ	Degree=Pos	39	amod	_	_
39	ways	way	NOUN	NNS	Number=Plur	3	conj	_	_
40	to	to	PART	TO	_	41	mark	_	_
41	have	have	VERB	VB	VerbForm=Inf	39	acl	_	_
42	a	a	DET	DT	Definite=Ind|PronType=Art	43	det	_	_
43	roof	roof	NOUN	NN	Number=Sing	41	obj	_	_
44	over	over	ADP	IN	_	46	case	_	_
45	your	your	PRON	PRP$	Case=Gen|Person=2|Poss=Yes|PronType=Prs	46	nmod:poss	_	_
46	head	head	NOUN	NN	Number=Sing	41	obl	_	_
47	.	.	PUNCT	.	_	3	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay** | present · passive |  | Rent |  |  |  | to a landlord | vn pay-68-1 «NP V NP»: subject=Asset |
| 2 | **own** | present | a landlord | the home |  |  |  |  | vn own-100.1 «NP V NP»: agent=Pivot home=Theme |
| 3 | **is a** | present | a mortgage | a big loan |  | a bank |  |  | tree rules |
| 4 | **buy** | to-infinitive |  | a home |  |  |  |  | vn accept-77.1 «NP V NP»: agent=Agent home=Theme |
| 5 | **pay back** | participle |  | a big loan *not said here* |  |  | year | with extra called interest; over *property* | vn pay-68-1 «NP V NP»: agent=Agent |
| 6 | **call** | participle |  |  |  |  |  |  | vn initiate\_communication-37.4.2-1 «NP V»: agent=Agent |
| 7 | **is a** | present | both | normal ways |  |  |  |  | tree rules |
| 8 | **have** | to-infinitive |  | a roof |  | your head |  |  | vn birth-28.2-1 «NP V NP»: agent=Agent roof=Patient |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

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**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:021-bills-rent-mortgage-energy-water-council-tax.lesson:2`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×2. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

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