--- title: A mortgage is a loan from a bank to buy a home, paid back every mont… — Bills: rent, mortgage, energy, water, phone, cou… · tree and pragmatics description: A mortgage is a loan from a bank to buy a home, paid back every month for many years, often 25; because of interest, the total paid back is more than the house cost. Who acts: mortgage, loan, total. A sentence of the lesson «Bills: rent, mortgage, energy, water, phone, council tax» of the money cour --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/21-bills-rent-mortgage-energy-water-council-tax/9/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [Bills: rent, mortgage, energy, water,…](https://md.mova.elamur.ai/free/en/corpora/school/money/21-bills-rent-mortgage-energy-water-council-tax/) / 9 # Bills: rent, mortgage, energy, water, phone, council tax, sentence 9 A mortgage is a loan from a bank to buy a home, paid back every month for many years, often 25; because of interest, the total paid back is more than the house cost. **Who acts:** mortgage, loan, total · **What happens:** be, buy, pay back · **To what, where:** loan, bank, home, 25 This is a sentence of the lesson «Bills: rent, mortgage, energy, water, phone, council tax» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (mortgage, loan, total), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:021-bills-rent-mortgage-energy-water-council-tax.lesson:9 # text = A mortgage is a loan from a bank to buy a home, paid back every month for many years, often 25; because of interest, the total paid back is more than the house cost. # source = school lesson (ours) # course = money # lesson = 021-bills-rent-mortgage-energy-water-council-tax.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×2, R7-rel-agree ×1 1 A a DET DT Definite=Ind|PronType=Art 2 det _ _ 2 mortgage mortgage NOUN NN Number=Sing 5 nsubj _ _ 3 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 5 cop _ _ 4 a a DET DT Definite=Ind|PronType=Art 5 det _ _ 5 loan loan NOUN NN Number=Sing 0 root _ _ 6 from from ADP IN _ 8 case _ _ 7 a a DET DT Definite=Ind|PronType=Art 8 det _ _ 8 bank bank NOUN NN Number=Sing 5 nmod _ _ 9 to to PART TO _ 10 mark _ _ 10 buy buy VERB VB VerbForm=Inf 5 acl _ Agree=R5-strong|Haiku=8:acl 11 a a DET DT Definite=Ind|PronType=Art 12 det _ _ 12 home home NOUN NN Number=Sing 10 obj _ _ 13 , , PUNCT , _ 5 punct _ _ 14 paid pay VERB VBN Tense=Past|VerbForm=Part|Voice=Pass 5 acl _ _ 15 back back ADV RB _ 14 advmod _ _ 16 every every DET DT PronType=Tot 17 det _ _ 17 month month NOUN NN Number=Sing 14 obl:unmarked _ _ 18 for for ADP IN _ 20 case _ _ 19 many many ADJ JJ Degree=Pos 20 amod _ _ 20 years year NOUN NNS Number=Plur 14 obl _ Agree=R5-strong|Haiku=17:nmod 21 , , PUNCT , _ 23 punct _ _ 22 often often ADV RB _ 23 advmod _ _ 23 25 25 NUM CD NumForm=Digit|NumType=Card 14 obl:unmarked _ _ 24 ; ; PUNCT : _ 34 punct _ _ 25 because because ADP IN ExtPos=ADP 27 case _ _ 26 of of ADP IN _ 25 fixed _ _ 27 interest interest NOUN NN Number=Sing 34 obl _ _ 28 , , PUNCT , _ 27 punct _ _ 29 the the DET DT Definite=Def|PronType=Art 30 det _ _ 30 total total NOUN NN Number=Sing 34 nsubj _ _ 31 paid pay VERB VBD Mood=Ind|Number=Sing|Person=3|Tense=Past|VerbForm=Fin 30 acl:relcl _ _ 32 back back ADV RB _ 31 advmod _ _ 33 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 34 cop _ _ 34 more more ADJ JJR Degree=Cmp 5 parataxis _ Agree=R7-rel-agree|Haiku=5:conj 35 than than ADP IN _ 38 case _ _ 36 the the DET DT Definite=Def|PronType=Art 38 det _ _ 37 house house NOUN NN Number=Sing 38 compound _ _ 38 cost cost NOUN NN Number=Sing 34 obl _ _ 39 . . PUNCT . _ 5 punct _ _ ``` ## Pragmatics {#pragmatics} No stored speech act for this sentence. | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **is a** | present | a mortgage | a loan | | a bank | | | tree rules | | 2 | **buy** | to-infinitive | | a home | | | | | vn accept-77.1 «NP V NP»: agent=Agent home=Theme | | 3 | **pay back** | participle | a loan *not said here* | 25 | | | month; year | | vn pay-68-1 «NP V NP»: agent=Agent | | 4 | **pay back** | past | the total *not said here* | | | | | | vn pay-68-1 «NP V NP»: agent=Agent | | 5 | **is** | present | the total | | | | | because interest; than the house cost; more *property* | tree rules | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:021-bills-rent-mortgage-energy-water-council-tax.lesson:9`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×2, R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [Bills: rent, mortgage, energy, water,…, 8](https://md.mova.elamur.ai/free/en/corpora/school/money/21-bills-rent-mortgage-energy-water-council-tax/8/) - next →: [Bills: rent, mortgage, energy, water,…, 10](https://md.mova.elamur.ai/free/en/corpora/school/money/21-bills-rent-mortgage-energy-water-council-tax/10/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/21-bills-rent-mortgage-energy-water-council-tax/)