--- title: Borrowing usually has a price called interest: Mum borrows £1,000 fr… — Debt, loans, credit cards and interest · tree and pragmatics description: Borrowing usually has a price called interest: Mum borrows £1,000 from the bank for a new boiler and pays back £1,100, so the boiler really costs her an extra £100. Who acts: Borrowing, price, Mum, boiler. A sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova' --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/1/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [Debt, loans, credit cards and interest](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/) / 1 # Debt, loans, credit cards and interest, sentence 1 Borrowing usually has a price called interest: Mum borrows £1,000 from the bank for a new boiler and pays back £1,100, so the boiler really costs her an extra £100. **Who acts:** Borrowing, price, Mum, boiler · **What happens:** have, call, borrow, pay back, cost · **To what, where:** price, interest, bank, Mum · **Speech:** someone speaks here This is a sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Borrowing, price, Mum, boiler), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:024-debt-loans-credit-cards-and-interest.lesson:1 # text = Borrowing usually has a price called interest: Mum borrows £1,000 from the bank for a new boiler and pays back £1,100, so the boiler really costs her an extra £100. # source = school lesson (ours) # course = money # lesson = 024-debt-loans-credit-cards-and-interest.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×3, R7-rel-agree ×1, R8-pos-agree ×1 1 Borrowing borrowing NOUN NN Number=Sing 3 nsubj _ Agree=R8-pos-agree|Haiku=3:nsubj|HaikuPos=VERB:VBG:Tense=Pres|VerbForm=Part 2 usually usually ADV RB _ 3 advmod _ _ 3 has have VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 0 root _ _ 4 a a DET DT Definite=Ind|PronType=Art 5 det _ _ 5 price price NOUN NN Number=Sing 3 obj _ _ 6 called call VERB VBN Tense=Past|VerbForm=Part|Voice=Pass 5 acl _ _ 7 interest interest NOUN NN Number=Sing 6 xcomp _ _ 8 : : PUNCT : _ 10 punct _ _ 9 Mum mum NOUN NN Number=Sing 10 nsubj _ _ 10 borrows borrow VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 3 parataxis _ Agree=R7-rel-agree|Haiku=3:conj 11 £ £ SYM $ _ 10 obj _ _ 12 1,000 1000 NUM CD NumForm=Digit|NumType=Card 11 nummod _ _ 13 from from ADP IN _ 15 case _ _ 14 the the DET DT Definite=Def|PronType=Art 15 det _ _ 15 bank bank NOUN NN Number=Sing 10 obl _ _ 16 for for ADP IN _ 19 case _ _ 17 a a DET DT Definite=Ind|PronType=Art 19 det _ _ 18 new new ADJ JJ Degree=Pos 19 amod _ _ 19 boiler boiler NOUN NN Number=Sing 10 obl _ _ 20 and and CCONJ CC _ 21 cc _ _ 21 pays pay VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 10 conj _ Agree=R5-strong|Haiku=3:conj 22 back back ADV RB _ 21 advmod _ Agree=R5-strong|Haiku=23:advmod 23 £ £ SYM $ _ 21 obj _ _ 24 1,100 1,100 NUM CD NumForm=Digit|NumType=Card 23 nummod _ _ 25 , , PUNCT , _ 30 punct _ _ 26 so so ADV RB _ 30 advmod _ _ 27 the the DET DT Definite=Def|PronType=Art 28 det _ _ 28 boiler boiler NOUN NN Number=Sing 30 nsubj _ _ 29 really really ADV RB _ 30 advmod _ _ 30 costs cost VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 21 conj _ _ 31 her she PRON PRP Case=Acc|Gender=Fem|Number=Sing|Person=3|PronType=Prs 30 iobj _ Agree=R5-strong|Haiku=34:nmod:poss|HaikuPos=PRON:PRP$:Case=Gen|Gender=Fem|Number=Sing|Person=3|Poss=Yes|PronType=Prs 32 an a DET DT Definite=Ind|PronType=Art 34 det _ _ 33 extra extra ADJ JJ Degree=Pos 34 amod _ _ 34 £ £ SYM $ _ 30 obj _ _ 35 100 100 NUM CD NumForm=Digit|NumType=Card 34 nummod _ _ 36 . . PUNCT . _ 3 punct _ _ ``` ## Pragmatics {#pragmatics} No stored speech act for this sentence. | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **have** | present | Borrowing | a price | | | | usually *property* | vn birth-28.2-1 «NP V NP»: agent=Agent price=Patient | | 2 | **call** | participle | a price *not said here* | interest | | | | | vn initiate\_communication-37.4.2-1 «NP V»: agent=Agent | | 3 | **borrow** | present | Mum | | | the bank | | for a new boiler | vn obtain-13.5.2 «NP V NP PP.source»: agent=Agent £=Theme from bank=Source | | 4 | **pay back** | present | Mum *not said here* | | | | | | vn pay-68-1 «NP V NP»: agent=Agent £=Asset | | 5 | **cost** | present | the boiler | | Mum | | | | vn cost-54.2 «NP V NP NP»: agent=Theme she=Beneficiary £=Value | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:024-debt-loans-credit-cards-and-interest.lesson:1`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×3, R7-rel-agree ×1, R8-pos-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [Debt, loans, credit cards and interest, 0](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/0/) - next →: [Debt, loans, credit cards and interest, 2](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/2/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/)