--- title: Free debt advice charities help families pay back what they owe bit… — Debt, loans, credit cards and interest · tree and pragmatics description: Free debt advice charities help families pay back what they owe bit by bit: £1,200 at £50 a month takes 24 months, which is 2 years. Who acts: Free advice charities, families, charities, 24 months. A sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primar --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/13/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [Debt, loans, credit cards and interest](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/) / 13 # Debt, loans, credit cards and interest, sentence 13 Free debt advice charities help families pay back what they owe bit by bit: £1,200 at £50 a month takes 24 months, which is 2 years. **Who acts:** Free advice charities, families, charities, 24 months · **What happens:** help, pay back, owe, take, be · **To what, where:** families, bit, 2 years This is a sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (Free advice charities, families, charities, 24 months), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:024-debt-loans-credit-cards-and-interest.lesson:13 # text = Free debt advice charities help families pay back what they owe bit by bit: £1,200 at £50 a month takes 24 months, which is 2 years. # source = school lesson (ours) # course = money # lesson = 024-debt-loans-credit-cards-and-interest.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×3 1 Free free ADJ JJ Degree=Pos 4 amod _ _ 2 debt debt NOUN NN Number=Sing 3 compound _ _ 3 advice advice NOUN NN Number=Sing 4 compound _ _ 4 charities charity NOUN NNS Number=Plur 5 nsubj _ _ 5 help help VERB VBP Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin 0 root _ _ 6 families family NOUN NNS Number=Plur 5 obj _ _ 7 pay pay VERB VB VerbForm=Inf 5 xcomp _ _ 8 back back ADV RB _ 7 advmod _ _ 9 what what PRON WP PronType=Int 7 obj _ _ 10 they they PRON PRP Case=Nom|Number=Plur|Person=3|PronType=Prs 11 nsubj _ _ 11 owe owe VERB VBP Mood=Ind|Number=Plur|Person=3|Tense=Pres|VerbForm=Fin 9 acl:relcl _ _ 12 bit bit NOUN NN Number=Sing 11 obl _ Agree=R7-rel-agree|Haiku=11:obj 13 by by ADP IN _ 14 case _ _ 14 bit bit NOUN NN Number=Sing 11 obl _ _ 15 : : PUNCT : _ 16 punct _ _ 16 £ £ SYM $ _ 5 conj _ _ 17 1,200 1200 NUM CD NumForm=Digit|NumType=Card 16 nummod _ _ 18 at at ADP IN _ 19 case _ _ 19 £ £ SYM $ _ 23 obl _ _ 20 50 50 NUM CD NumForm=Digit|NumType=Card 19 nummod _ _ 21 a a DET DT Definite=Ind|PronType=Art 22 det _ _ 22 month month NOUN NN Number=Sing 19 obl:unmarked _ _ 23 takes take VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 16 acl:relcl _ _ 24 24 24 NUM CD NumForm=Digit|NumType=Card 25 nummod _ _ 25 months month NOUN NNS Number=Plur 23 obj _ Agree=R7-rel-agree|Haiku=23:nsubj 26 , , PUNCT , _ 30 punct _ _ 27 which which PRON WDT PronType=Rel 30 nsubj _ _ 28 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 30 cop _ _ 29 2 2 NUM CD NumForm=Digit|NumType=Card 30 nummod _ _ 30 years year NOUN NNS Number=Plur 25 acl:relcl _ Agree=R7-rel-agree|Haiku=25:conj 31 . . PUNCT . _ 5 punct _ _ ``` ## Pragmatics {#pragmatics} No stored speech act for this sentence. | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **help** | present | Free advice charities | families | | | | | vn help-72.1-1-1 «NP V NP S\_INF»: agent=Agent family=Beneficiary clause=Theme | | 2 | **pay back** | infinitive | families *not said here* | | | | | | vn pay-68-1 «NP V NP»: agent=Agent what=Asset | | 3 | **owe** | present | charities *= charity* | bit | | | | by bit | vn future\_having-13.3 «NP V NP.theme (PP)»: agent=Agent | | 4 | **take** | present | | | | | month | | vn get-13.5.1 «NP V NP PP.source NP.asset»: agent=Agent at £=Asset | | 5 | **is a** | present | 24 months | 2 years | | | | | tree rules | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:024-debt-loans-credit-cards-and-interest.lesson:13`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×3. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [Debt, loans, credit cards and interest, 12](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/12/) - next →: [Debt, loans, credit cards and interest, 14](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/14/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/)