---
title: Paying back £6 for £5 borrowed is £1 extra, and £1 is one fifth of £… — Debt, loans, credit cards and interest · tree and pragmatics
description: Paying back £6 for £5 borrowed is £1 extra, and £1 is one fifth of £5, which is a lot of interest for a small loan. Who acts: one fifth. A sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school with its dependency tree and the pragmatics of every
---

<!-- md -->
[Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/14/)

<!-- crumbs -->
[home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [Debt, loans, credit cards and interest](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/) / 14

# Debt, loans, credit cards and interest, sentence 14

<!-- .ven lang=en -->
Paying back £6 for £5 borrowed is £1 extra, and £1 is one fifth of £5, which is a lot of interest for a small loan.

<!-- .vintro -->
**Who acts:** one fifth · **What happens:** pay back, borrow, be · **To what, where:** £ 6, one fifth, lot

<!-- .vabout -->
This is a sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (one fifth), what happens, when and where, as Mova's frames read it from the tree.

## The tree {#tree}

```conllu
# sent_id = school:money:024-debt-loans-credit-cards-and-interest.lesson:14
# text = Paying back £6 for £5 borrowed is £1 extra, and £1 is one fifth of £5, which is a lot of interest for a small loan.
# source = school lesson (ours)
# course = money
# lesson = 024-debt-loans-credit-cards-and-interest.lesson
# annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×3
1	Paying	pay	VERB	VBG	VerbForm=Ger	10	csubj	_	_
2	back	back	ADV	RB	_	1	advmod	_	_
3	£	£	SYM	$	_	4	compound	_	_
4	6	6	NUM	CD	NumForm=Digit|NumType=Card	1	obj	_	_
5	for	for	ADP	IN	_	6	case	_	_
6	£	£	SYM	$	_	1	obl	_	_
7	5	5	NUM	CD	NumForm=Digit|NumType=Card	6	nummod	_	_
8	borrowed	borrow	VERB	VBN	Tense=Past|VerbForm=Part|Voice=Pass	6	acl	_	_
9	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	10	cop	_	_
10	£	£	SYM	$	_	0	root	_	_
11	1	1	NUM	CD	NumForm=Digit|NumType=Card	12	compound	_	_
12	extra	extra	ADJ	JJ	Degree=Pos	10	amod	_	_
13	,	,	PUNCT	,	_	19	punct	_	_
14	and	and	CCONJ	CC	_	19	cc	_	_
15	£	£	SYM	$	_	19	nsubj	_	Agree=R7-rel-agree|Haiku=19:compound
16	1	1	NUM	CD	NumForm=Digit|NumType=Card	15	nummod	_	_
17	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	19	cop	_	_
18	one	one	NUM	CD	NumForm=Word|NumType=Card	19	nummod	_	_
19	fifth	fifth	NOUN	NN	Number=Sing	10	conj	_	Agree=R7-rel-agree|Haiku=10:appos
20	of	of	ADP	IN	_	21	case	_	_
21	£	£	SYM	$	_	19	nmod	_	_
22	5	5	NUM	CD	NumForm=Digit|NumType=Card	21	nummod	_	_
23	,	,	PUNCT	,	_	27	punct	_	_
24	which	which	PRON	WDT	PronType=Rel	27	nsubj	_	_
25	is	be	AUX	VBZ	Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin	27	cop	_	_
26	a	a	DET	DT	Definite=Ind|PronType=Art	27	det	_	_
27	lot	lot	NOUN	NN	Number=Sing	19	acl:relcl	_	Agree=R7-rel-agree|Haiku=19:conj
28	of	of	ADP	IN	_	29	case	_	_
29	interest	interest	NOUN	NN	Number=Sing	27	nmod	_	_
30	for	for	ADP	IN	_	33	case	_	_
31	a	a	DET	DT	Definite=Ind|PronType=Art	33	det	_	_
32	small	small	ADJ	JJ	Degree=Pos	33	amod	_	_
33	loan	loan	NOUN	NN	Number=Sing	29	nmod	_	_
34	.	.	PUNCT	.	_	10	punct	_	_
```

## Pragmatics {#pragmatics}

<!-- .note -->
No stored speech act for this sentence.

<!-- .fr -->
| # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | **pay back** | gerund |  | £ 6 |  |  |  |  | vn pay-68-1 «NP V NP PP.theme»: agent=Agent 6=Asset for £=Theme |
| 2 | **borrow** | participle |  |  |  |  |  |  | vn obtain-13.5.2 «NP V NP»: agent=Agent |
| 3 | **is a** | present |  | one fifth |  |  |  |  | tree rules |
| 4 | **is a** | present | one fifth | a lot |  |  |  | of interest for a small loan | tree rules |

<!-- .note -->
One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree.

<!-- div src -->

**Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:024-debt-loans-credit-cards-and-interest.lesson:14`.

**The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R7-rel-agree ×3. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence.

See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/).

<!-- /div -->

<!-- pn -->
- ← previous: [Debt, loans, credit cards and interest, 13](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/13/)
- next →: [Debt, loans, credit cards and interest, 15](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/15/)
- ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/)

