--- title: A credit score is a number showing how well someone pays back debts;… — Debt, loans, credit cards and interest · tree and pragmatics description: A credit score is a number showing how well someone pays back debts; paying on time every month keeps it good and makes borrowing easier later. Who acts: credit score, number, someone, paying. A sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary sch --- [Mova](https://md.mova.elamur.ai/free/en/) · [this page in HTML](https://mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/15/) [home](https://md.mova.elamur.ai/free/en/) / [corpora](https://md.mova.elamur.ai/free/en/corpora/) / [school](https://md.mova.elamur.ai/free/en/corpora/school/) / [Money](https://md.mova.elamur.ai/free/en/corpora/school/money/) / [Debt, loans, credit cards and interest](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/) / 15 # Debt, loans, credit cards and interest, sentence 15 A credit score is a number showing how well someone pays back debts; paying on time every month keeps it good and makes borrowing easier later. **Who acts:** credit score, number, someone, paying · **What happens:** be, show, pay back, pay, keep, make · **To what, where:** number, debts, debt · **Speech:** someone speaks here This is a sentence of the lesson «Debt, loans, credit cards and interest» of the money course of Mova's primary school. The page gives its syntax tree — a dependency tree in the style of Universal Dependencies — and its pragmatics clause by clause: who acts (credit score, number, someone, paying), what happens, when and where, as Mova's frames read it from the tree. ## The tree {#tree} ```conllu # sent_id = school:money:024-debt-loans-credit-cards-and-interest.lesson:15 # text = A credit score is a number showing how well someone pays back debts; paying on time every month keeps it good and makes borrowing easier later. # source = school lesson (ours) # course = money # lesson = 024-debt-loans-credit-cards-and-interest.lesson # annotation = Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1 1 A a DET DT Definite=Ind|PronType=Art 3 det _ _ 2 credit credit NOUN NN Number=Sing 3 compound _ _ 3 score score NOUN NN Number=Sing 6 nsubj _ _ 4 is be AUX VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 6 cop _ _ 5 a a DET DT Definite=Ind|PronType=Art 6 det _ _ 6 number number NOUN NN Number=Sing 0 root _ _ 7 showing show VERB VBG VerbForm=Ger 6 acl _ _ 8 how how ADV WRB PronType=Int 9 advmod _ _ 9 well well ADV RB Degree=Pos 11 advmod _ _ 10 someone someone PRON NN Number=Sing|PronType=Ind 11 nsubj _ _ 11 pays pay VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 7 ccomp _ _ 12 back back ADP RP _ 11 compound:prt _ _ 13 debts debt NOUN NNS Number=Plur 11 obj _ _ 14 ; ; PUNCT , _ 15 punct _ _ 15 paying pay VERB VBG Tense=Pres|VerbForm=Part 20 csubj _ Agree=R7-rel-agree|Haiku=20:nsubj 16 on on ADP IN _ 17 case _ _ 17 time time NOUN NN Number=Sing 15 obl _ _ 18 every every DET DT PronType=Tot 19 det _ _ 19 month month NOUN NN Number=Sing 15 obl:unmarked _ Agree=R5-strong|Haiku=20:obl:unmarked 20 keeps keep VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 11 conj _ _ 21 it it PRON PRP Case=Acc|Gender=Neut|Number=Sing|Person=3|PronType=Prs 20 obj _ _ 22 good good ADJ JJ Degree=Pos 20 xcomp _ _ 23 and and CCONJ CC _ 24 cc _ _ 24 makes make VERB VBZ Mood=Ind|Number=Sing|Person=3|Tense=Pres|VerbForm=Fin 20 conj _ _ 25 borrowing borrow VERB VBG VerbForm=Ger 24 xcomp _ _ 26 easier easy ADJ JJR Degree=Cmp 27 amod _ _ 27 later late ADV RBR Degree=Cmp 25 advmod _ _ 28 . . PUNCT . _ 6 punct _ _ ``` ## Pragmatics {#pragmatics} - form: statement - act: assert - voice: narrator - polarity: none - teacher: kept the draft | # | verb | tense, mood | who | what, whom | to whom | where | when | other | roles by | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | **is a** | present | a credit score | a number | | | | | tree rules | | 2 | **show** | gerund | a number *not said here* | | | | | | vn transfer\_mesg-37.1.1-1-1 «NP V how S»: agent=Agent clause=Topic | | 3 | **pay back** | present | someone | debts | | | | well *property* | vn pay-68-1 «NP V NP»: agent=Agent debt=Asset | | 4 | **pay** | gerund | | | | | month; time | | vn pay-68-1 «NP V NP»: agent=Agent | | 5 | **keep** | present | paying | debt | | | | good *property* | vn keep-15.2 «NP V NP»: agent=Agent it=Theme | | 6 | **make** | present | paying *not said here* | | | | | | tree rules | | 7 | **borrow** | gerund | paying *not said here* | | | | | late *property* | vn obtain-13.5.2 «NP V NP»: agent=Agent | One row per clause the reader finds. «not said here»: a role filled from the clause above. «roles by»: a VerbNet class and frame when one fits the verb, else the reader's rules on the tree. **Licence: [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0/)**, as the whole of Mova corpus 0.4, of which this treebank (the agreed school, `mova-school-agreed-en.conllu`) is part. The lessons were written for Mova's primary school. Sentence `school:money:024-debt-loans-credit-cards-and-interest.lesson:15`. **The tree:** Mova annot: Rust (en) → Haiku 5.5 (medium, Batches API) patches; gates UD 2.18; agreed by treeagree rules (Stanza, Trankit, spaCy trf): R5-strong ×1, R7-rel-agree ×1. **The frames** are read from the tree by Mova's frames reader (`prag`) when this page is built, the lesson read in order, so a pronoun may be resolved from an earlier sentence. See the [release 0.4](https://md.mova.elamur.ai/free/en/releases/0.4/). - ← previous: [Debt, loans, credit cards and interest, 14](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/14/) - next →: [Saving for holidays and big things, 0](https://md.mova.elamur.ai/free/en/corpora/school/money/25-saving-for-holidays-and-big-things/0/) - ↑ back to [the lesson](https://md.mova.elamur.ai/free/en/corpora/school/money/24-debt-loans-credit-cards-and-interest/)